Senior AML Compliance Executive

Who are we?

OpenPayd is a leading global payments and banking-as-a-service platform for the digital economy. Through its API-driven technology, businesses can embed financial services into their products and create the seamless user experiences needed to drive business growth.

OpenPayd’s platform removes the need to contract with multiple providers for different services and across different markets. Instead, businesses can access accounts, FX, international and domestic payments, and Open Banking services globally via a single API integration. OpenPayd is committed to providing businesses with a fully compliant solution across all markets, leaving your business to focus on growth.

Our Mission

Our mission is to ‘To open up banking and payments for business globally, through a modular platform’. We believe that all businesses, regardless of their scale or industry, should be able to leverage the best payment and banking services. We believe in providing our services through a simple, flexible, and scalable platform.

How will you add value to the OpenPayd journey?

• Working in a dynamic, fast-paced environment with industry-leading colleagues who have the customer experience at the forefront of their daily activities.
• Delivering training within the department and mentoring 1st and 2nd line staff as well as new starters.
• Conducting quality assurance on applications and providing SME feedback.
• Conducting compliance calls with clients, ultimately assessing the clients\’ controls and compliance programs.
• Resolving escalations and making risk-based decisions on new business.
• Overseeing the AML risk assessment process, ensuring that risks are effectively identified, assessed, and mitigated.
• Proactively identifying and sharing areas for improvement in the due diligence processes and procedures.
• Leading the investigation of suspicious transactions and activities, preparing detailed reports for regulatory authorities as required.
• Preparing and presenting regular reports to senior management and the board on the status of the AML program, including metrics on compliance efforts and identified risks.
• Supporting and coordinating commercial teams in qualifying and onboarding potential clients.
• Analysing transactions for suspicious activity.
• Working closely with the tech teams to automate the onboarding process.

The ideal candidate will have the following:

• An expert in Compliance with a comprehensive knowledge and experience within Financial Services Compliance with a minimum of 5 years AML experience.
• In-depth knowledge of AML, CTF, and Financial Services regulations, as well as industry best practices for robust AML Frameworks.
• Background in CDD and ongoing assurance of complex client types and corporate structures.
• Proven experience in the UK/EU regulated financial services sector – preferably within a fintech, challenger bank, correspondent banking, or consultancy firm. Experience working with Digital Asset service providers is beneficial.

• The ability to self-manage, organise competing priorities effectively and meet deadlines.
• Ability to mentor, and deliver training in a confident cohesive manner.
• You enjoy working efficiently in a fast-paced, high-volume environment and thrive when there\’s ambiguity.
• Experience of working in fintech.
• Strong analytical skills, problem-solving ability and attention to detail.
• Good interpersonal skills.
• Ability to communicate both orally and in writing, and be able to present credibly and professionally to senior management.

We’d like you to take a read of our Talent Acquisition Privacy Notice which explains how we collect and process your personal data. Please read our notice carefully. By submitting the application button, we will consider that you are aware of it.

We are looking forward to receiving your CV.

OpenPayd Talent Team

#J-18808-Ljbffr