Pricing Analyst

Location and working style: London, UK. We operate a hybrid working model. On your initial onboarding you’ll spend 2–3 days per week in the office.

Role summary: This is a hands-on role for someone who enjoys working with data, programming, and turning analysis into commercial decisions that improve customer outcomes and portfolio performance. If you like owning your work, building strong data foundations, and learning fast in a high-impact environment, this role will give you exposure across pricing, unit economics, and portfolio strategy.

What you will be doing in the role:

• Own the management, monitoring, and optimisation of pricing strategies, including KPI design, MI automation, root‑cause investigation, and actionable recommendations.
• Run champion/challenger pricing tests, from shaping hypotheses to designing tests, supporting implementation, monitoring performance, and evaluating statistically robust outcomes.
• Carry out scenario and sensitivity analysis to understand how pricing strategies perform under different market conditions (e.g., funding cost movements, loss rate changes, channel mix shifts).
• Build and maintain unit economics models and cashflow forecasts to assess profitability at segment and channel level, clearly articulating key drivers.
• Shape and evaluate introducer commission strategies, identifying incentives, monitoring economics, and assessing interactions with pricing, volume, and selection effects.
• Partner with Commercial teams to provide insight on risk‑adjusted returns and product performance, supporting both strategic and tactical decisions.
• Improve analytical tools, workflows, and controls (e.g., reusable Python modules, reproducible processes, documentation), and support governance for pricing and profitability models.
• Communicate analytical findings confidently and clearly with senior stakeholders, explaining model behaviour, trade‑offs, limitations, and recommended actions.
• Support and coach junior analysts through peer review, sharing best practice, and helping to enhance the team's overall capability and pace.

What we look for / Qualifications:

• 2 – 4 years' experience in pricing, credit risk, consumer finance analytics, or a similar quantitative field where you’ve demonstrated measurable impact.
• Strong quantitative skills, including statistical modelling, test design, and interpreting analytics (e.g., regression, classification, uplift, segmentation, forecasting, and performance metrics).
• Solid Python experience and confidence with SQL; comfortable creating reliable, reusable analytical code and working with version control.
• Ability to translate complex analysis into clear, practical recommendations for non‑technical audiences.
• Understanding of unit economics or cashflow modelling (or relevant experience in a related profitability or forecasting discipline).
• A commercially aware mindset and strong judgment, balancing precision with pragmatism.
• Experience working in production or "operational analytics" environments (e.g., monitoring, controls, parameter updates, documentation, and change processes).
• Degree or equivalent experience in a quantitative subject (e.g., Mathematics, Statistics, Economics, Engineering, Computer Science).

Hiring process:

• Preliminary Interview (20 mins)
• Online Test
• Interviews (In office 1 hour 30 mins)

Our values:

• Embrace being human – empathy and diversity make us stronger.
• Strive for awesome – it's awesome when we do better every day.
• Everyone's a builder – we’re in this together and we win as a team.
• Bravely honest – we’re honest with ourselves and everyone else.
• Think customer – they’re at the heart of everything we do.

Oodle is proud to be an inclusive workplace, and we recognise diversity of experience, thoughts and backgrounds leads to better customer outcomes and an environment where our colleagues can thrive. We have several DEI networks which are made up of our Oodlers who strive to make positive impacts to our cultures. If you need an alternative method or reasonable adjustments to take part in the interview process, please email careers@oodlefinance.com.

Perks:

• 25 days holiday (rising to 28 after 3 years' service) pro‑rated, plus bank holidays, to take time to recharge and do something you love.
• Private Medical - via vitality, with reward schemes paid for you and your family.
• Health cash plan - via Simply Health for employee's and children's dental, optical, etc.
• Pension – Oodle will contribute 5% of your salary into your pension pot to help you save for the future.
• Life Assurance - 4 x annual salary - benefit funded by Oodle.
• Free breakfast, drinks and fruit in the office – cereals, toast, fizzy drinks and fruit.
• Employee discounts – discounts you can access anywhere, anytime for all major shops.
• 1 day volunteer day per year – an opportunity to give back to the community each year.
• Mental health care – 6 free counselling sessions via our EAP (Employee Assistance Programme).
• Paid sick leave – enhanced company sick pay.
• Enhanced family leave – we provide enhanced family leave for primary and secondary caregivers.

Additional: We encourage you to check our LinkedIn and Instagram to learn more about our culture and what happens at Oodle.