At a Glance
- Tasks: Support new retail lending products and manage credit strategies in a dynamic decision system.
- Company: Join Starling, a disruptive tech bank transforming how people manage their money.
- Benefits: Competitive salary, flexible working, and opportunities for personal growth.
- Other info: Exciting role with potential for career advancement in a fast-paced environment.
- Why this job: Be part of a pioneering team shaping the future of banking with innovative products.
- Qualifications: Experience in credit decisioning and strong stakeholder management skills.
The predicted salary is between 45000 - 55000 £ per year.
Hello, we're Starling. We built a new kind of bank because we knew technology had the power to help people save, spend and manage their money in a new and transformative way. We're a fully licensed UK bank with the culture and spirit of a fast-moving, disruptive tech company. We're a bank, but better: fairer, easier to use and designed to demystify money for everyone. We employ more than 3,000 people across our London, Southampton, Cardiff and Manchester offices.
This is a newly created role to support the growth of Starling's Retail Lending proposition through the management and maintenance of strategies within the selected Decision System. This role will be pivotal in the creation of a new decision systems function with Starling and with the opportunity to lead on new product launches.
Key Responsibilities- Support the delivery of new retail lending products with the decision system
- Build, test, maintain and deploy credit strategies for new products
- Supporting the development of credit decisioning strategies for both retail and SME unsecured products
- Deliver BAU lending changes and support wider programme initiatives providing key Decision System subject matter expertise
- Drive best practice and help to create and manage system governance processes
- Build strong stakeholder relationships, both with internal and key external contacts
Credit Decisioning Specialist (Retail & SME) employer: Onyx-Conseil
At Starling, we pride ourselves on being an innovative employer that combines the agility of a tech company with the stability of a fully licensed bank. Our vibrant work culture fosters collaboration and creativity, offering employees ample opportunities for professional growth and development. With offices in key UK cities, including London and Manchester, we provide a dynamic environment where you can make a meaningful impact while enjoying a supportive and inclusive workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Decisioning Specialist (Retail & SME)
✨Tip Number 1
Network like a pro! Reach out to people in the industry, especially those at Starling. A friendly chat can open doors and give you insights that a job description just can't.
✨Tip Number 2
Prepare for the interview by understanding Starling's culture and values. We’re all about innovation and making banking easier, so think of examples from your experience that showcase your adaptability and problem-solving skills.
✨Tip Number 3
Showcase your expertise! Be ready to discuss your knowledge of credit decisioning strategies and how you've applied them in past roles. This is your chance to shine and demonstrate why you're the perfect fit for the team.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in being part of the Starling family.
We think you need these skills to ace Credit Decisioning Specialist (Retail & SME)
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Decisioning Specialist role. Highlight relevant experience and skills that align with the job description, especially around credit strategies and decision systems.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're excited about joining Starling and how your background makes you a perfect fit for this newly created role.
Showcase Your Problem-Solving Skills:In your application, don’t forget to showcase your problem-solving skills. Give examples of how you've tackled challenges in previous roles, particularly in relation to credit decisioning or product launches.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you’re considered for the role!
How to prepare for a job interview at Onyx-Conseil
✨Know Your Credit Decisioning Stuff
Make sure you brush up on credit decisioning strategies, especially for retail and SME products. Understand how decision systems work and be ready to discuss your experience with building and maintaining these strategies.
✨Showcase Your Problem-Solving Skills
Prepare examples of how you've tackled challenges in previous roles, particularly in lending or finance. Starling values innovative thinking, so be ready to share how you’ve driven best practices or improved processes.
✨Build Relationships, Even Before the Interview
Research the company culture and understand the importance of stakeholder relationships at Starling. If possible, connect with current employees on LinkedIn to gain insights and show that you’re genuinely interested in being part of their team.
✨Ask Smart Questions
Prepare thoughtful questions about the role and the decision systems function. This shows your enthusiasm and helps you gauge if Starling is the right fit for you. Think about how you can contribute to their mission of demystifying money.
