At a Glance
- Tasks: Analyse fraud trends and provide insights to strengthen financial controls.
- Company: Join Onmo, a young and ambitious tech company focused on empowering financial decisions.
- Benefits: Competitive salary, flexible working hours, and opportunities for professional growth.
- Other info: Collaborative environment with a focus on innovation and customer outcomes.
- Why this job: Make a real impact in the fight against financial crime while developing your analytical skills.
- Qualifications: Experience with SQL and a strong analytical mindset are essential.
The predicted salary is between 36000 - 60000 £ per year.
Onmo believes that everyone has the right to access, understand and manage their money with confidence. Our ambition is to improve lives by providing better clarity, intelligence and technology to empower every individual in making the smartest financial decisions. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives.
Onmo is looking for a Fraud & AML Data Analyst to support the Fraud & Financial Crime function with high-quality analysis, reporting and insight. You will help identify emerging risks, analyse fraud and AML trends, support rule tuning, and provide the data needed to strengthen our fraud and FC controls. This role is key in helping the team make informed decisions, reduce losses, and improve our overall detection capability.
Responsibilities
- Produce accurate MI, dashboards and KRIs for internal stakeholders
- Analyse fraud losses, TM alerts, referral trends and emerging risk patterns
- Support tuning and performance monitoring of fraud and AML systems (Detect, Stripe, iOvation, etc.)
- Conduct deep dives and provide clear, actionable insights to improve fraud and AML controls
- Prepare data extracts and analysis for audits, CIFAS reviews and regulatory requests
- Work with Product, Tech, Credit and Operations to support data-driven improvements
- Maintain documentation of analysis, logic, assumptions and rule recommendations
- Identify control weaknesses and assist in designing improvements using data insight
- Work collaboratively with investigators and provide case-handling support during busy periods to maintain service levels.
FCA COMPLIANCE & CONSUMER DUTY
At Onmo we all take collective responsibility for our individual roles in creating the best outcomes for our customers. In this role that involves:
- Identifying and raising risk events in a timely manner when spotted
- Ensuring SMCR processes are followed
- Keeping up to date with changes in relevant regulatory rules
- Completing mandatory training within allotted deadline
- Championing policy governance
- Following the FCA Conduct Rules;
You must act with integrity, due skill, care and diligence, be open and cooperative with the FCA, PRA and other regulators, and pay due regard to the interests of customers and treat them fairly.
About You
- Strong analytical mindset with an ability to translate data into meaningful insight
- Experience working with SQL to extract and analyse data
- Ability to work with multiple stakeholders and communicate findings clearly
- Attention to detail and comfort working with complex datasets
- Understanding of fraud signals, risk scoring, TM alerts or AML trends is desirable
- Proactive, curious and comfortable working in a fast-paced environment
Qualifications / Experience
- Proven experience using SQL (required)
- Experience in fraud, AML, risk analytics or financial services preferred
- Experience building dashboards
- Understanding of fraud, AML or financial crime data desirable
- Experience testing rules desirable
You must observe proper standards of market conduct.
Fraud Senior Analyst in London employer: ONMO
ONMO is an excellent employer that prioritises employee growth and development, offering comprehensive training and support to enhance your skills in customer care and collections. With a vibrant work culture that values teamwork and open communication, you will thrive in an environment that encourages innovation and rewards dedication. Located in a dynamic sector, ONMO provides unique opportunities to make a meaningful impact on customers' financial journeys while enjoying a fulfilling career.
StudySmarter Expert Advice🤫
We think this is how you could land Fraud Senior Analyst in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching Onmo and understanding their mission. We want to see your passion for helping others manage their money better. Show us how your skills can contribute to our goals!
✨Tip Number 3
Practice your analytical skills! Brush up on SQL and be ready to discuss how you’ve used data to solve problems in the past. We love candidates who can turn numbers into actionable insights.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, we’re always looking for passionate individuals who align with our values.
We think you need these skills to ace Fraud Senior Analyst in London
Some tips for your application 🫡
Show Your Analytical Skills:Make sure to highlight your analytical mindset in your application. We want to see how you can translate data into meaningful insights, so share examples of your past experiences where you've done just that!
Get Technical with SQL:Since SQL is a must-have for this role, don’t shy away from showcasing your experience with it. Include specific projects or tasks where you’ve used SQL to extract and analyse data effectively.
Communicate Clearly:We value clear communication, especially when working with multiple stakeholders. In your application, demonstrate how you've communicated complex findings in a straightforward way in the past.
Tailor Your Application:Take the time to tailor your application to our job description. Mention your understanding of fraud signals and AML trends, and how your skills align with our mission at Onmo. And remember, apply through our website for the best chance!
How to prepare for a job interview at ONMO
✨Know Your Data Inside Out
Make sure you brush up on your SQL skills and be ready to discuss how you've used data to drive insights in previous roles. Prepare examples of how you've analysed fraud trends or AML signals, as this will show your analytical mindset and relevance to the role.
✨Understand the Company’s Mission
Familiarise yourself with Onmo's mission to empower individuals in managing their finances. Be prepared to discuss how your values align with theirs and how you can contribute to their goal of improving financial clarity for customers.
✨Prepare for Scenario-Based Questions
Expect questions that ask you to solve hypothetical fraud scenarios or analyse data sets. Practise articulating your thought process clearly, as this will demonstrate your problem-solving skills and ability to work under pressure.
✨Show Your Collaborative Spirit
Since the role involves working with multiple stakeholders, be ready to share examples of how you've successfully collaborated in the past. Highlight your communication skills and how you’ve contributed to team success, especially in fast-paced environments.
