At a Glance
- Tasks: Underwrite policies, mentor junior underwriters, and improve processes with innovative tech.
- Company: Join OneFamily, an award-winning financial services company focused on modern families.
- Benefits: Enjoy competitive salary, generous bonuses, 25 days holiday, and paid volunteer days.
- Other info: Be part of a supportive team with excellent career development opportunities.
- Why this job: Make a real impact in a fast-paced environment while shaping the future of underwriting.
- Qualifications: Proven underwriting expertise and strong communication skills required.
The predicted salary is between 50000 - 60000 £ per year.
Beagle Street is growing, and we’re looking for an experienced Senior Medical Underwriter to help shape what comes next. This is a hands-on role focused on post-issue underwriting, with real scope to influence medical evidence strategy, processes, technology (including AI) and the day-to-day support we provide to colleagues across the business. If you thrive in a small, fast-paced environment, enjoy problem solving and improving how things work, we’d love to hear from you.
What you’ll do
- Underwrite post-issue policies in line with agreed standards, identifying and addressing any material misrepresentation accurately and within agreed timescales.
- Support the development and implementation of medical evidence approaches and underwriting processes.
- Engage with and help adopt new technologies, including AI-driven underwriting tools.
- Provide coaching, guidance and audit feedback to the internal telephony sales team.
- Mentor junior underwriters through training, coaching and quality support.
- Identify and recommend improvements to underwriting rules, philosophy and ways of working.
- Act as a point of contact for pre- and post-sale underwriting queries.
- Support reinsurer relationships and contribute to internal and external audit activity.
About you
- Current underwriting authority with strong, demonstrable expertise across Life, Critical Illness and TPD (Income Protection knowledge desirable).
- Proven experience supporting underwriting pilots and initiatives with third-party partners.
- Comfortable providing administrative and technical support to underwriting and claims assessment activities when needed.
- Solid understanding of key medical, underwriting and market developments in the UK life insurance sector.
- Confident responding to underwriting queries from internal stakeholders and external insurance/reinsurance partners.
- A track record of identifying, recommending and helping implement improvements to underwriting philosophy, processes and rules.
- Good knowledge of UK distribution, insurance and reinsurance markets.
- Excellent communication skills with the ability to engage effectively at all levels.
- Flexible, collaborative and keen to learn as our medical evidence strategy evolves.
If you’re ready to bring deep technical underwriting expertise and a proactive, improvement-focused mindset to a growing team, apply now to join Beagle Street as our Senior Medical Underwriter.
Senior Medical Underwriter in Brighton employer: OneFamily
At OneFamily, we pride ourselves on being an exceptional employer, offering a dynamic and supportive work environment for our Senior Medical Underwriters. With competitive salaries, generous benefits, and a strong focus on employee development, we empower our team to thrive while making a meaningful impact in the lives of modern families. Our commitment to innovation and collaboration ensures that you will have the opportunity to influence key strategies and processes, all within a culture that values flexibility and continuous learning.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Medical Underwriter in Brighton
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance and underwriting sectors. A friendly chat can lead to opportunities that aren’t even advertised yet. Plus, don’t forget to leverage platforms like LinkedIn to showcase your expertise.
✨Tip Number 2
Prepare for those interviews by brushing up on your technical knowledge and recent developments in the UK life insurance market. Be ready to discuss how you can influence medical evidence strategy and improve processes – that’s what they want to hear!
✨Tip Number 3
Showcase your problem-solving skills! During interviews, share specific examples of how you've tackled challenges in underwriting. This will demonstrate your proactive mindset and ability to adapt in a fast-paced environment.
✨Tip Number 4
Don’t just apply anywhere; apply through our website! It shows you're genuinely interested in joining Beagle Street. Plus, it gives you a better chance of standing out to the hiring team. Let’s get you that Senior Medical Underwriter role!
We think you need these skills to ace Senior Medical Underwriter in Brighton
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Medical Underwriter role. Highlight your experience in post-issue underwriting and any relevant technologies you've worked with, especially AI-driven tools. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit. Don’t forget to mention your experience with medical evidence strategies and mentoring junior underwriters.
Showcase Your Problem-Solving Skills:In your application, give examples of how you've tackled challenges in underwriting processes or improved workflows. We love candidates who can think outside the box and bring fresh ideas to the table!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team at Beagle Street!
How to prepare for a job interview at OneFamily
✨Know Your Underwriting Inside Out
Make sure you brush up on your knowledge of Life, Critical Illness, and TPD underwriting. Be prepared to discuss specific cases where you've identified misrepresentation or improved processes. This will show that you not only understand the technical side but can also apply it practically.
✨Showcase Your Problem-Solving Skills
Be ready to share examples of how you've tackled challenges in previous roles. Whether it's adopting new technologies or improving underwriting rules, demonstrating your proactive approach to problem-solving will resonate well with the interviewers.
✨Engage with Technology Talk
Since the role involves AI-driven underwriting tools, be prepared to discuss your experience with technology in underwriting. Highlight any initiatives you've been part of that involved tech adoption, and express your enthusiasm for integrating new tools into the workflow.
✨Communicate Effectively
Strong communication skills are key in this role. Practice articulating your thoughts clearly and confidently, especially when discussing complex topics like medical evidence strategies. Remember, the ability to engage with colleagues at all levels is crucial, so showcase your interpersonal skills during the interview.
