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- Tasks: Lead the Transaction Monitoring team and ensure compliance with global regulations.
- Company: Join ONE.io, a pioneering fintech company transforming digital asset trading.
- Benefits: Enjoy health insurance, unlimited holiday, flexible working, and continuous learning.
- Other info: Dynamic work environment with opportunities for career growth and development.
- Why this job: Be at the forefront of crypto compliance and make a real impact in the industry.
- Qualifications: Proven experience in Transaction Monitoring and strong leadership skills required.
The predicted salary is between 80000 - 100000 £ per year.
Company Overview
ONE.io was founded in 2017 as an OTC digital asset trading desk, serving high-net-worth individuals, corporates, and institutional clients globally. Recognising that our clients – generally in sectors underserved by the traditional banking system – were facing tremendous difficulty in the movement of fiat funds, we undertook to resolve this industry pain point by shifting our focus toward the provision of payment services. We subsequently acquired our PI licence from the FCA in 2020, and launched our proprietary payments platform in 2021.
Today we provide a unified end-to-end financial services solution for corporate clients through our core propositions - ONE.io Connect (Payments Platform), ONE.io Fusion (OTC Crypto Trading and Crypto Gateway). We leverage a strong network of banking partners and regulatory licenses to serve clients effectively on a global scale.
Through a single onboarding journey with us, clients get access to a full suite of products and services, including named IBANs in multiple fiat currencies, foreign exchange, and access to payment rails including SWIFT, SEPA, Faster Payments and CHAPS.
The ONE.io Group is very culture-driven and employees live by our values which include:
- Ingenuity: Constantly improving with creativity and confidence
- Integrity: Brave and tenacious in pursuit of equality
- Dedication: Intuitive to our customers needs and accountable for our actions
Role Overview
You will be the architect and leader of the Transaction Monitoring (TM) function for One.io. This role requires a strategic leader capable of managing a team of three while building a data-driven engine that bridges traditional fiat banking and high-velocity crypto markets. You will ensure every transaction through our gateway meets the highest global regulatory standards.
Key Responsibilities
- Team Leadership: Directly manage and mentor a team of three TM analysts. You will be responsible for the quality of their investigations, their ongoing training, and ensuring a culture of objective validation and independent verification.
- Policy and Procedure Architecture: Design and implement the comprehensive suite of TM Policies and Procedures for both Fiat (EFT/Travel Rule) and Crypto (On-chain forensics). You will translate BVI and international law into clear, technical operational manuals.
- Risk Assessment and Strategy: Compose the TM-specific elements of the Business Wide Risk Assessment (BWRA). You will calibrate monitoring rules and thresholds to address inherent risks including organized money laundering, sanctions evasion, and illicit gambling proceeds.
- Stakeholder and OTC Collaboration: Act as the primary compliance partner to the OTC trading desk, ensuring high-value trades are monitored in real-time without compromising speed. You will coordinate closely with the MLROs in BVI, Canada, and the UK to ensure global intelligence sharing.
- Fiat and Crypto Oversight: Manage the monitoring of fiat wire transfers alongside digital asset movements. You will oversee the selection and optimisation of our RegTech stack, including blockchain forensics tools and automated fiat monitoring systems.
- Reporting and MI: Define suspicion criteria and manage the escalation path to the MLRO. You will provide the CCO with high-grade Management Information (MI) that demonstrates the effectiveness of our internal controls.
Skills and Experience
- Experience: Relevant and demonstrable experience in Transaction Monitoring within Fintech or Digital Assets, with proven leadership experience.
- Technical Knowledge: Expert understanding of the BVI VASP Act, BVI AML/CFT Code, and FATF Recommendations 15 and 16.
- Crypto Forensics: Proficiency in on-chain monitoring and blockchain analytics tools.
- Communication: Ability to navigate the demands of high-pressure OTC traders while satisfying regional regulators.
- Mindset: Resilient and adaptable to a fast-moving, high-stakes environment.
What you’ll get in return:
- Vitality Health Insurance
- Enhanced Parental Leave
- Perks at Work Reward Platform
- Unlimited holiday policy
- Continuous learning and development opportunities
- Flexible working
- Competitive remuneration
- And more…
ONE prides itself on being an equal opportunities employer. We will always hire people based on merit and will never discriminate against someone based on gender, race, religion, or background.
Unfortunately, we cannot offer sponsorship at present. This is a UK based role.
Group Head of Transaction Monitoring in London employer: One
Contact Detail:
One Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Group Head of Transaction Monitoring in London
✨Tip Number 1
Network like a pro! Reach out to people in the fintech and digital asset space, especially those who work at ONE.io or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by diving deep into transaction monitoring and the regulatory landscape. Brush up on your knowledge of the BVI VASP Act and AML/CFT codes. Showing off your expertise will definitely impress the hiring team!
✨Tip Number 3
Don’t forget to showcase your leadership skills! Be ready to discuss how you've managed teams in the past and how you can bring that experience to ONE.io. They’re looking for someone who can inspire and guide their TM analysts.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re genuinely interested in being part of the ONE.io family. Let’s get you that dream job!
We think you need these skills to ace Group Head of Transaction Monitoring in London
Some tips for your application 🫡
Show Your Expertise: Make sure to highlight your experience in Transaction Monitoring, especially within Fintech or Digital Assets. We want to see how your background aligns with the role, so don’t hold back on showcasing your relevant skills and knowledge!
Tailor Your Application: Take a moment to customise your application for us. Use keywords from the job description and demonstrate how your values align with ours. This shows that you’re not just sending out generic applications but are genuinely interested in joining our team.
Be Clear and Concise: When writing your application, keep it straightforward and to the point. We appreciate clarity, so avoid jargon and make sure your key achievements stand out. This will help us quickly see why you’d be a great fit for the Group Head of Transaction Monitoring role.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about ONE.io and what we stand for!
How to prepare for a job interview at One
✨Know Your Stuff
Make sure you brush up on your knowledge of transaction monitoring, especially in the context of fintech and digital assets. Familiarise yourself with the BVI VASP Act and FATF Recommendations, as these will likely come up during the interview.
✨Showcase Your Leadership Skills
Since this role involves managing a team, be prepared to discuss your leadership style and experiences. Think of specific examples where you've successfully led a team or mentored others, and how you foster a culture of integrity and dedication.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving skills in high-pressure situations. Prepare scenarios related to risk assessment and compliance challenges, and think about how you would handle them while ensuring regulatory standards are met.
✨Engage with the Company Culture
ONE.io values ingenuity, integrity, and dedication. Be ready to discuss how your personal values align with theirs. Share examples of how you've demonstrated these qualities in your previous roles, and show that you're not just a fit for the job, but for the company culture too.