At a Glance
- Tasks: Analyse creditworthiness and manage financial risk in a major energy business.
- Company: Leading European energy company with a focus on innovation.
- Benefits: Competitive daily rate, flexible working arrangements, and professional growth opportunities.
- Other info: Exciting opportunity to work in the energy and commodities sector.
- Why this job: Join a dynamic team and make a real impact on financial risk management.
- Qualifications: Experience in credit analysis and strong analytical skills required.
The predicted salary is between 49500 - 60500 £ per year.
Contract Credit Risk Analyst | £550-£600/day (INSIDE IR35) | Energy / Commodities
We're looking for a Credit Analyst to join a major European energy business on a contract basis, supporting its Credit Risk function.
This is an opportunity to work closely with commercial and trading teams, assessing counterparty creditworthiness, managing exposure and helping mitigate financial risk across the business.
Key Responsibilities
- Analyse the creditworthiness of new and existing counterparties, primarily through financial statement analysis.
- Prepare detailed Credit Approval Requests and make recommendations on credit ratings and exposure limits.
- Assess and recommend appropriate risk mitigation measures, including cash deposits, bank guarantees, group guarantees and insurance.
- Monitor credit limit utilisation, identify potential breaches and proactively manage counterparty exposure.
- Conduct KYC assessments and maintain accurate counterparty information across internal credit systems.
- Produce regular and ad hoc Credit Risk reports for key stakeholders.
- Work closely with Trading, Commercial, Treasury, Legal and other Risk teams to assess and mitigate exposure.
What we're looking for
- Previous experience in a Credit Analyst, Credit Risk or broader finance role.
- Demonstrable experience analysing financial statements and assessing counterparty creditworthiness.
- Good understanding of credit risk management frameworks, credit limits and risk mitigation.
- Strong analytical skills and the ability to produce clear, well-structured credit assessments.
- A degree or equivalent qualification in Finance, Economics, Accounting or a related discipline.
- Experience within the energy, commodities or banking sectors would be advantageous.
- Exposure to natural gas, power, oil or LNG markets would be particularly beneficial.
Credit Risk Analyst in London employer: Oliver Bernard
At Oliver Bernard, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. Our commitment to employee growth is evident through continuous learning opportunities and the chance to work with cutting-edge technologies in a vibrant location. Join us to make a meaningful impact while enjoying a supportive environment that values your contributions.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Risk Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Oliver Bernard. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Oliver Bernard.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Oliver Bernard's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Oliver Bernard
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Oliver Bernard.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Oliver Bernard will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Oliver Bernard employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
