At a Glance
- Tasks: Oversee lending decisions and ensure credit operations are top-notch.
- Company: Join Hampshire Trust Bank, a specialist bank focused on strong relationships and customer outcomes.
- Benefits: Enjoy competitive pay, private medical insurance, and 25 days annual leave.
- Other info: Hybrid working model and opportunities for professional development.
- Why this job: Make a real impact in credit quality assurance while working in a supportive environment.
- Qualifications: Experience in lending or credit analysis, with strong analytical skills required.
The predicted salary is between 60000 - 75000 £ per year.
Location: London, England, United Kingdom
Client / Employer: Occupop
About the Employer
Hampshire Trust Bank (HTB) is a specialist bank serving UK businesses, offering niche specialty lines and providing savings accounts to individuals and businesses. HTB focuses on Real Estate Investment, Development Finance, and Wholesale Finance, with a commitment to strong relationships, integrity, and customer outcomes.
Key Responsibilities
- Undertake lending decision oversight and credit operations assurance to ensure policies and procedures are embedded across lending businesses.
- Participate in monthly discussions with first line to review and challenge QA outcomes and recommend corrective actions.
- Maintain constructive relationships with lending businesses, providing ongoing feedback and guidance based on emerging themes and findings.
- Support the production of risk assurance reports for relevant committees.
- Assist the operational management of Credit Stewardship Forums, Transactional Credit Committee and Credit Committee, including planning, agenda preparation, Secretariat duties, and action tracking.
- Assist the Senior Manager Credit Quality Assurance with the delivery of the RCSA process for Credit Risk.
- Collaborate with the Chief Credit Officer and Head of Credit Risk Policy, QA and Frameworks in supplying information to Third Line (Internal Audit) or regulators.
Required Skills & Experience
- Experience in a lending role with credit analysis skills or prior credit quality assurance roles.
- Experience in Development Finance is advantageous.
- Strong analytical skills and working knowledge of risk control systems, processes, and reporting.
- Proficiency in producing high-quality credit risk reports for senior management.
- Industry qualifications (CIA, CRMA, CFA or other relevant) considered an advantage.
- Proficient in Power BI.
- Exceptional attention to detail, analytical capability, and ability to distil complex information into clear insights.
- Demonstrated balanced and independent judgement, excellent planning, organisation, communication and influencing skills.
- Ability to support change and promote innovative thinking.
Benefits
- Competitive remuneration including discretionary annual bonus and annual pay review.
- Private Medical Insurance (Bupa).
- Mental health & wellbeing support via YuLife & Bupa.
- 25 days annual leave (increasing with service) + Holiday Buy Scheme.
- Cycle to Work Scheme & Green Car Scheme.
- Enhanced family leave policies.
- Study support & professional memberships.
- Hybrid working (50/50 London).
- YuLife Rewards – retail, lifestyle & experience discounts.
- Pension scheme – 8% employer contribution (noncontributory).
- Interest-free season ticket loan.
- Annual volunteering day & Net Zero employer commitment.
Credit Quality Assurance Manager in London employer: Occupop
Hampshire Trust Bank (HTB) is an exceptional employer located in London, offering a dynamic work environment that prioritises strong relationships and integrity. With competitive remuneration, comprehensive benefits including private medical insurance and study support, and a commitment to employee growth through hybrid working and professional development opportunities, HTB fosters a culture of innovation and well-being, making it an ideal place for those seeking meaningful and rewarding careers in the banking sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Quality Assurance Manager in London
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their values and how they align with your own. This will help you stand out and show that you're genuinely interested in being part of their team.
✨Tip Number 3
Practice your responses to common interview questions, but keep it natural. Use the STAR method (Situation, Task, Action, Result) to structure your answers and highlight your relevant experience in credit quality assurance.
✨Tip Number 4
Don’t forget to follow up after your interview! A quick thank-you email can leave a lasting impression and shows your enthusiasm for the role. Plus, it keeps you on their radar as they make their decision.
We think you need these skills to ace Credit Quality Assurance Manager in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Quality Assurance Manager role. Highlight your relevant experience in lending and credit analysis, and don’t forget to showcase any industry qualifications you have. We want to see how your skills align with what HTB is looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're the perfect fit for this role. Mention specific experiences that demonstrate your analytical skills and ability to maintain relationships. Remember, we love a good story that connects your past to this opportunity!
Showcase Your Analytical Skills:Since this role requires strong analytical skills, make sure to include examples of how you've used these in previous roles. Whether it's producing high-quality reports or making lending decisions, we want to see how you can bring value to HTB through your insights.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the easiest way for us to receive your application and ensures you’re considered for the role. Plus, it shows us you’re proactive and keen on joining our team at HTB!
How to prepare for a job interview at Occupop
✨Know Your Stuff
Make sure you brush up on your credit analysis skills and understand the lending processes. Familiarise yourself with Hampshire Trust Bank's focus areas like Real Estate Investment and Development Finance. This will show that you're not just interested in the role, but that you genuinely understand the business.
✨Prepare for Scenario Questions
Expect to be asked about how you would handle specific situations related to credit quality assurance. Think of examples from your past experience where you've had to make tough decisions or provide constructive feedback. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Showcase Your Analytical Skills
Since this role requires strong analytical capabilities, be ready to discuss how you've used data to inform your decisions in previous roles. Bring along examples of high-quality credit risk reports you've produced, and be prepared to explain your thought process behind them.
✨Build Rapport
During the interview, aim to establish a good connection with your interviewers. Ask insightful questions about their current challenges in credit operations and how you can contribute. This not only shows your interest but also your willingness to collaborate and support their goals.
