At a Glance
- Tasks: Oversee lending decisions and ensure credit operations meet high standards.
- Company: Join Hampshire Trust Bank, a specialist bank focused on strong relationships and customer outcomes.
- Benefits: Enjoy competitive pay, private medical insurance, and 25 days annual leave.
- Other info: Hybrid working model with excellent growth opportunities and support for professional development.
- Why this job: Make a real impact in the finance sector while developing your career.
- Qualifications: Experience in lending or credit quality assurance is essential.
The predicted salary is between 60000 - 75000 £ per year.
Location: London, England, United Kingdom
Client / Employer: Occupop
About the Employer
Hampshire Trust Bank (HTB) is a specialist bank serving UK businesses, offering niche specialty lines and providing savings accounts to individuals and businesses. HTB focuses on Real Estate Investment, Development Finance, and Wholesale Finance, with a commitment to strong relationships, integrity, and customer outcomes.
Key Responsibilities
- Undertake lending decision oversight and credit operations assurance to ensure policies and procedures are embedded across lending businesses.
- Participate in monthly discussions with first line to review and challenge QA outcomes and recommend corrective actions.
- Maintain constructive relationships with lending businesses, providing ongoing feedback and guidance based on emerging themes and findings.
- Support the production of risk assurance reports for relevant committees.
- Assist the operational management of Credit Stewardship Forums, Transactional Credit Committee and Credit Committee, including planning, agenda preparation, Secretariat duties, and action tracking.
- Assist the Senior Manager Credit Quality Assurance with the delivery of the RCSA process for Credit Risk.
- Collaborate with the Chief Credit Officer and Head of Credit Risk Policy, QA and Frameworks in supplying information to Third Line (Internal Audit) or regulators.
Required Skills & Experience
- Experience in a lending role with credit analysis skills or prior credit quality assurance roles.
- Experience in Development Finance is advantageous.
- Strong analytical skills and working knowledge of risk control systems, processes, and reporting.
- Proficiency in producing high-quality credit risk reports for senior management.
- Industry qualifications (CIA, CRMA, CFA or other relevant) considered an advantage.
- Proficient in Power BI.
- Exceptional attention to detail, analytical capability, and ability to distil complex information into clear insights.
- Demonstrated balanced and independent judgement, excellent planning, organisation, communication and influencing skills.
- Ability to support change and promote innovative thinking.
Benefits
- Competitive remuneration including discretionary annual bonus and annual pay review.
- Private Medical Insurance (Bupa).
- Mental health & wellbeing support via YuLife & Bupa.
- 25 days annual leave (increasing with service) + Holiday Buy Scheme.
- Cycle to Work Scheme & Green Car Scheme.
- Enhanced family leave policies.
- Study support & professional memberships.
- Hybrid working (50/50 London).
- YuLife Rewards – retail, lifestyle & experience discounts.
- Pension scheme – 8% employer contribution (noncontributory).
- Interest-free season ticket loan.
- Annual volunteering day & Net Zero employer commitment.
Credit Quality Assurance Manager employer: Occupop
Hampshire Trust Bank (HTB) is an exceptional employer, offering a dynamic work environment in the heart of London where employees can thrive in their careers. With a strong focus on employee wellbeing, HTB provides competitive remuneration, comprehensive benefits including private medical insurance and study support, and a commitment to professional growth through innovative initiatives. The bank's culture promotes integrity and collaboration, making it an ideal place for those seeking meaningful and rewarding employment in the financial sector.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Quality Assurance Manager
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common questions. We recommend using the STAR method to structure your answers – it helps you showcase your skills effectively. Remember, confidence is key, so believe in yourself!
✨Follow Up
After an interview, don’t forget to send a thank-you email! It shows your appreciation and keeps you fresh in their minds. A little follow-up can go a long way in making a positive impression.
✨Apply Through Our Website
When you find a role that excites you, apply through our website! It’s the best way to ensure your application gets the attention it deserves. Plus, we love seeing passionate candidates who are eager to join our team!
We think you need these skills to ace Credit Quality Assurance Manager
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Quality Assurance Manager role. Highlight your experience in lending and credit analysis, and don’t forget to showcase any relevant qualifications like CIA or CFA. We want to see how your skills align with what HTB is looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the role and how your background in Development Finance can add value. Keep it engaging and personal – we love a bit of personality!
Showcase Your Analytical Skills:Since this role requires strong analytical skills, make sure to include examples of how you've used these in past roles. Whether it’s producing high-quality credit risk reports or managing risk control systems, we want to see your expertise in action!
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and you’ll be on your way to joining HTB!
How to prepare for a job interview at Occupop
✨Know Your Stuff
Make sure you brush up on your credit analysis skills and understand the lending processes. Familiarise yourself with Hampshire Trust Bank's focus areas like Development Finance and Real Estate Investment. This will show that you're genuinely interested in the role and can hit the ground running.
✨Prepare for Scenario Questions
Expect to be asked about how you would handle specific situations related to credit quality assurance. Think of examples from your past experience where you've successfully managed risk or improved processes. Use the STAR method (Situation, Task, Action, Result) to structure your answers.
✨Showcase Your Analytical Skills
Since this role requires strong analytical capabilities, be ready to discuss how you've used data to make informed decisions in previous roles. Bring along examples of high-quality credit risk reports you've produced, and be prepared to explain your thought process behind them.
✨Build Rapport with Interviewers
Hampshire Trust Bank values strong relationships, so make an effort to connect with your interviewers. Ask insightful questions about their experiences and the company culture. This not only shows your interest but also helps you gauge if the company is the right fit for you.
