At a Glance
- Tasks: Ensure credit quality and compliance in lending activities while reviewing essential documentation.
- Company: Join Hampshire Trust Bank, a leader in development finance with a collaborative culture.
- Benefits: Enjoy competitive salary, hybrid working, private medical insurance, and generous annual leave.
- Other info: Great career growth opportunities and a supportive team environment await you.
- Why this job: Make a real impact in the fast-paced world of development finance and property lending.
- Qualifications: Experience in development finance or credit operations is preferred; strong attention to detail is essential.
The predicted salary is between 40000 - 50000 £ per year.
Greater London, England, United Kingdom
Company: Bitrecruit
Location and Working Hours
- Location: London (Head Office)
- Hours: Monday to Friday, 9:00am-5:30pm
- Working Pattern: Hybrid (50/50)
Reports to: Head of Business Processes & Controls
Department: Development Finance
About the Role
We’re looking for a detail‑driven Credit Quality Assurance Analyst to join our Development Finance team at Hampshire Trust Bank. This role plays a critical part in protecting credit quality and ensuring lending activity remains fully aligned to sanction, policy and regulatory requirements. You'll work across completions and in‑life loan activity, reviewing documentation, professional reports and control checks to ensure every transaction meets HTB’s high standards. This is an excellent opportunity for someone with experience in development finance, credit operations or quality assurance, who enjoys working closely with relationship managers, portfolio managers and risk colleagues in a fast‑paced, specialist lending environment.
Key Responsibilities
- Credit Quality & File Assurance
- Review professional reports including solicitor reports on title, valuations and monitoring surveyor reports
- Identify risks, policy deviations and conditions not met
- Sign off loan files for completion and in‑life changes, ensuring full alignment to credit sanction and policy
- Controls, Compliance & In‑Life Monitoring
- Perform in‑life control checks, including facility letter verification and AML/KYC compliance
- Support regulatory and operational control requirements
- Monitor professional panel insurance expiries and manage renewal documentation
- Operations & Transaction Support
- Process completion payments and invoices
- Oversee direct debit administration, including correspondence and claims
- Prepare and issue customer correspondence
- Maintain accurate and up‑to‑date customer account and file records
Who You’ll Work With
You’ll collaborate closely with:
- Head of Business Processes & Controls
- Senior Credit Quality Assurance Analysts
- Credit Operations Director
- Relationship Managers & Portfolio Managers
- Heads of Relationship & Portfolio Management
- 2nd Line Risk & Compliance teams
What We’re Looking For
Qualifications & Experience
- Experience within Development Finance or specialist property lending
- Knowledge of AML/KYC requirements
- Experience in a credit quality, credit operations or control‑focused role (desirable)
- Strong Microsoft Office skills, particularly Word and Excel
Skills & Attributes
- Exceptional attention to detail and strong numeracy skills
- Highly organised with the ability to manage multiple workstreams
- Confident communicator, able to engage stakeholders at all levels
- Strong risk awareness with the confidence to challenge and elevate issues
- Able to prioritise effectively and meet internal and external deadlines
- Collaborative team player with a control‑focused mindset
Benefits
- Competitive salary
- Discretionary annual bonus
- Hybrid working (50/50)
- 25 days annual leave (increasing with service) + Holiday Buy Scheme
- Private Medical Insurance (Bupa)
- Mental health & wellbeing support via YuLife & Bupa
- Pension scheme – 8% employer contribution (non‑contributory)
- Cycle to Work & Green Car Schemes
- Interest‑free season ticket loan
- Annual volunteering day & Net Zero commitment
- YuLife Rewards – retail, lifestyle & experience discounts
If you’re a credit‑focused professional with a strong eye for detail and an interest in development finance and property lending, we’d love to hear from you.
Credit Quality Assurance Analyst - Development Finance employer: Occupop
Hampshire Trust Bank is an exceptional employer that prioritises employee well-being and professional growth, offering a competitive salary, hybrid working arrangements, and a comprehensive benefits package including private medical insurance and a generous pension scheme. Our collaborative work culture fosters strong relationships across teams, ensuring that every Credit Quality Assurance Analyst has the opportunity to thrive in a supportive environment while contributing to meaningful lending activities in the heart of London.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Quality Assurance Analyst - Development Finance
✨Tip Number 1
Network like a pro! Reach out to folks in the development finance sector on LinkedIn or at industry events. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of AML/KYC requirements and credit quality assurance. We want you to shine when discussing how you can contribute to maintaining HTB's high standards.
✨Tip Number 3
Showcase your attention to detail during interviews. Bring examples of how you've identified risks or policy deviations in past roles. This will demonstrate your fit for the Credit Quality Assurance Analyst position.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to connect directly with us.
We think you need these skills to ace Credit Quality Assurance Analyst - Development Finance
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Quality Assurance Analyst role. Highlight your experience in development finance and any relevant skills that match the job description. We want to see how you fit into our team!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit quality assurance and how your background aligns with our needs. Keep it engaging and personal, so we can get to know you better.
Showcase Your Attention to Detail:Since this role requires exceptional attention to detail, make sure your application is free from typos and errors. We appreciate candidates who take the time to present their best work, so double-check everything before hitting send!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Occupop
✨Know Your Stuff
Make sure you brush up on your knowledge of development finance and credit operations. Familiarise yourself with the key responsibilities listed in the job description, especially around credit quality assurance and compliance. This will help you answer questions confidently and show that you're genuinely interested in the role.
✨Showcase Your Attention to Detail
As a Credit Quality Assurance Analyst, attention to detail is crucial. Prepare examples from your past experiences where your meticulous nature made a difference. Whether it’s spotting discrepancies in reports or ensuring compliance with regulations, be ready to discuss how your skills can contribute to maintaining high standards.
✨Engage with Stakeholders
Since you'll be working closely with various teams, think about how you can demonstrate your communication skills during the interview. Prepare to discuss how you've effectively collaborated with relationship managers or risk teams in the past. This will highlight your ability to engage stakeholders at all levels.
✨Prepare Questions
Interviews are a two-way street, so come prepared with thoughtful questions about the role and the company. Ask about the team dynamics, the challenges they face in credit quality assurance, or how success is measured in this position. This shows your enthusiasm and helps you gauge if the company is the right fit for you.
