At a Glance
- Tasks: Shape lending strategy and optimise decision-making in a dynamic financial environment.
- Company: Reputable and forward-thinking organisation in the financial services sector.
- Benefits: Competitive salary, career growth opportunities, and a collaborative work culture.
- Other info: Agile environment with visibility and influence over key business decisions.
- Why this job: Make a real impact on lending decisions and drive sustainable growth.
- Qualifications: Experience in credit risk analysis and strong analytical skills.
The predicted salary is between 50000 - 60000 € per year.
This is an opportunity to join a reputable, growing, and forward-thinking organisation, within the financial services sector. You'll be joining the business during an exciting period of evolution and growth.
The role sits at the heart of the Credit Risk function, working closely with senior leadership to shape lending strategy, optimise decisioning, and support responsible, sustainable growth. You'll be trusted to challenge thinking, influence decisions, and continuously improve how lending decisions are made through data, insight, and commercial awareness. The environment is agile, collaborative, and commercially driven, offering genuine visibility and the opportunity to make a real impact.
What You'll Be Doing
- Owning and optimising the credit decision engine, underwriting rules, and acceptance criteria
- Developing and refining scorecards and affordability models
- Driving smarter lending decisions aligned to risk appetite and FCA expectations
- Running structured test-and-learn strategies to improve performance and customer outcomes
Senior Credit Risk Analyst in Rotherham employer: OBR Group
Join a dynamic and innovative financial services organisation that prioritises employee growth and collaboration. With a focus on agility and commercial success, you'll have the opportunity to influence key lending strategies while working in a supportive environment that values your insights and contributions. Our commitment to sustainable growth ensures that you will be part of a team that is not only shaping the future of credit risk but also fostering a culture of continuous improvement and professional development.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Credit Risk Analyst in Rotherham
✨Tip Number 1
Network like a pro! Reach out to folks in the financial services sector, especially those who work in credit risk. A friendly chat can open doors and give you insights that might just land you that interview.
✨Tip Number 2
Prepare for the interview by brushing up on your knowledge of credit decisioning and risk strategies. We want you to showcase your understanding of how to optimise lending decisions and influence strategy effectively.
✨Tip Number 3
Don’t forget to highlight your analytical skills! Be ready to discuss how you've used data and insights to drive smarter lending decisions in your previous roles. This is key to impressing the hiring team.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen. Plus, we love seeing candidates who are proactive about their job search. Let’s get you in the door!
We think you need these skills to ace Senior Credit Risk Analyst in Rotherham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Senior Credit Risk Analyst role. Highlight relevant experience and skills that align with the job description, especially around credit strategy and decisioning.
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a perfect fit for our team. Don’t forget to mention how you can contribute to our growth!
Showcase Your Analytical Skills:Since this role involves optimising lending decisions through data, make sure to showcase your analytical skills in your application. Provide examples of how you've used data to drive decisions or improve processes in previous roles.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity in our evolving organisation!
How to prepare for a job interview at OBR Group
✨Know Your Numbers
As a Senior Credit Risk Analyst, you'll need to demonstrate your understanding of credit decisioning and data analysis. Brush up on key metrics and models relevant to the role, such as scorecards and affordability models. Be ready to discuss how you've used data to influence lending strategies in your previous roles.
✨Showcase Your Strategic Thinking
This role is all about shaping lending strategy, so be prepared to share examples of how you've optimised decision-making processes in the past. Think about specific instances where your insights led to improved outcomes and be ready to explain your thought process behind those decisions.
✨Emphasise Collaboration
The environment is agile and collaborative, so highlight your experience working with cross-functional teams. Share stories that showcase your ability to influence senior leadership and work alongside others to drive smarter lending decisions. This will show that you can thrive in their team-oriented culture.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills and commercial awareness. Practice articulating how you would approach various credit risk challenges, using structured test-and-learn strategies to improve performance. This will demonstrate your proactive mindset and readiness to make a real impact.
