At a Glance
- Tasks: Lead debt finance transactions and build strong customer relationships in real estate.
- Company: Join OakNorth, a pioneering bank empowering ambitious businesses across the UK.
- Benefits: Competitive salary, professional growth opportunities, and a supportive work environment.
- Other info: Inclusive workplace focused on personal and professional development.
- Why this job: Make a real impact on the UK economy while working with innovative financial solutions.
- Qualifications: Strong understanding of the real estate market and excellent communication skills.
The predicted salary is between 43200 - 72000 £ per year.
At OakNorth, we are on a mission to empower the UK's most ambitious businesses. Since 2015, we have lent over $18 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while fuelling the UK economy.
Responsibilities
- Originate, structure and execute transactions that meet OakNorth's lending requirements.
- Manage and further develop existing customer relationships, and identify new relationships and opportunities in the market.
- Work as part of a team on the execution of real estate and property transactions.
- Build the profile of the Bank in the external market with SMEs, KBIs, advisors and private equity firms.
- Assess appropriate organic and inorganic growth opportunities for OakNorth in the market.
- Perform financial account analysis and modelling.
- Analyse financial accounts and manage information to prepare credit memorandums.
- Analyse financial models, including forecasted cash flows and sensitivities, to assess debt capacity and repayment.
- Ensure transactions are documented in accordance with credit-accepted terms and credit sanctions.
- Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction.
- Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality.
- Maintain a high level of customer experience at all times.
- Structure transactions appropriately, and submit full credit reports to sanctioning authority.
- Maintain close relationships with customers and reporting to Credit in line with policy in a timely manner.
- Act in accordance with OakNorth Bank's values at all times.
Qualifications
- In-depth understanding and strong network of the Real Estate market in and around London.
- Excellent communication and customer-facing skills.
- Good understanding of business processes, strategy and credit policies.
- Strong credit, financial analysis and model-making skills, including the ability to write good quality, structured credit papers.
- Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions.
- Legal documentation skills.
- Experience presenting credit cases internally to a credit committee.
- Strong problem-solving ability.
- Degree in Finance/Commerce or equivalent.
We are OakNorth Bank and we embolden entrepreneurs to realise their ambitions, understand their markets, and apply data intelligence to everyday decisions to scale successfully at pace. Banking should be barrier-free. It is a belief at our very core, inspired by our entrepreneurial spirit, driven by the unmet financial needs of millions, and delivered by our data-driven tools. We go beyond finance, to empower our people, encourage professional growth and create an environment where everyone can thrive. We strive to create an inclusive and diverse workplace where people can be themselves and succeed.
Director, Debt Finance - Real Estate in London employer: OakNorth
At OakNorth, we pride ourselves on being an exceptional employer, fostering a dynamic work culture that champions innovation and collaboration. Our commitment to employee growth is evident through tailored development opportunities and a supportive environment that encourages personal and professional advancement. Located in the heart of London, we offer our team the unique advantage of working within a vibrant financial hub, where they can make a tangible impact on the economy while enjoying a fulfilling career in debt finance.
StudySmarter Expert Advice🤫
We think this is how you could land Director, Debt Finance - Real Estate in London
✨Network Like a Pro
Get out there and connect with people in the real estate finance sector. Attend industry events, join relevant online forums, and don’t be shy about reaching out to potential contacts on LinkedIn. Remember, it’s all about who you know!
✨Showcase Your Expertise
When you get the chance to chat with someone from OakNorth or any other company, make sure to highlight your knowledge of the real estate market and your financial analysis skills. Share insights and experiences that demonstrate your value and understanding of the industry.
✨Prepare for Interviews
Do your homework before any interview. Understand OakNorth's mission and values, and think about how your experience aligns with their goals. Be ready to discuss specific transactions you've worked on and how you can contribute to their success.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It shows you're genuinely interested in joining OakNorth and makes it easier for us to track your application. Plus, you might find some hidden gems in our job listings that suit your skills perfectly.
We think you need these skills to ace Director, Debt Finance - Real Estate in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Director, Debt Finance role. Highlight your experience in real estate finance and any relevant transactions you've managed. We want to see how your skills align with our mission at OakNorth!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to tell us why you're passionate about empowering businesses and how your background fits with our values. Keep it concise but impactful – we love a good story!
Showcase Your Financial Acumen:Since this role involves financial analysis and modelling, make sure to showcase your skills in these areas. Include specific examples of how you've successfully assessed debt capacity or structured transactions in the past.
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it shows you're keen on joining our team!
How to prepare for a job interview at OakNorth
✨Know Your Numbers
As a Director in Debt Finance, you'll need to demonstrate your financial acumen. Brush up on your financial modelling skills and be ready to discuss specific examples of how you've assessed debt capacity and repayment in past roles. This will show that you can handle the responsibilities outlined in the job description.
✨Showcase Your Network
Having a strong network in the Real Estate market is crucial for this role. Be prepared to talk about your existing relationships and how you've leveraged them to create opportunities. Mention any key players you know and how you can use those connections to benefit OakNorth.
✨Communicate Clearly
Excellent communication skills are a must-have for this position. Practice articulating complex financial concepts in a straightforward manner. You might be asked to present credit cases, so think about how you can convey your ideas clearly and confidently to both technical and non-technical audiences.
✨Align with Company Values
OakNorth values an entrepreneurial spirit and a commitment to customer experience. Familiarise yourself with their mission and values, and be ready to discuss how your personal values align with theirs. Share examples of how you've driven innovation or improved customer experiences in your previous roles.
