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- Tasks: Lead and manage high-quality debt finance deals for innovative businesses.
- Company: Join OakNorth, a dynamic bank empowering entrepreneurs since 2015.
- Benefits: Enjoy a collaborative culture, competitive salary, and opportunities for professional growth.
- Why this job: Shape your career while supporting ambitious entrepreneurs and driving positive change.
- Qualifications: Strong background in SME lending, financial analysis, and excellent communication skills required.
- Other info: Be part of a diverse team committed to challenging traditional banking norms.
The predicted salary is between 72000 - 108000 £ per year.
Since 2015, we’ve backed entrepreneurs with over £13bn funding, helping create 56,000+ jobs and 34,000+ new homes across the UK and US. We’re committed to helping innovative businesses flourish, with our Debt Finance team at the heart of our growth. This is an exciting opportunity to join a dynamic, fast-growing bank known for challenging the status quo. We seek bold thinkers and proactive self-starters eager to shape their careers and support the UK’s most driven business leaders.
The role of a Director involves independently originating high-quality new deals aligned with OakNorth’s mission to support high-quality entrepreneurs and profitable, growing businesses. Full end-to-end ownership, a strong focus on credit discipline, and driving customer satisfaction are essential. Embrace and embody OakNorth’s entrepreneurial attitude.
You will:
- Originate, structure, and execute transactions meeting OakNorth’s lending requirements
- Manage and develop existing customer relationships, and identify new market opportunities
- Collaborate on corporate finance, real estate, property, and trading business transactions
- Enhance the bank’s profile in the external market among SMEs, KBIs, advisors, and private equity firms
- Assess growth opportunities for OakNorth Bank
- Spread financial accounts and models
- Analyze financial accounts, prepare credit memoranda, and manage information flow
- Evaluate financial models, forecast cash flows, and sensitivities to assess debt capacity and repayment ability
- Ensure transactions are documented according to credit approval and sanctions
- Meet targets related to profit, credit quality, new customers, retention, and satisfaction
- Oversee ongoing relationship management and client experience
- Drive product innovation to improve customer experience while maintaining asset quality
- Maintain high levels of customer service
- Achieve team and individual targets set by leadership
- Structure transactions and prepare full credit reports for sanctioning
- Maintain close client relationships and report to Credit in line with policy
- Uphold OakNorth’s values consistently
You have:
- Deep understanding of SME lending within trading businesses
- Excellent communication and client-facing skills
- Good knowledge of business processes, strategy, and credit policies
- Strong credit analysis, financial modeling, and credit paper writing skills
- Experience analyzing senior, stretched senior, and mezzanine cashflow transactions
- Legal documentation experience
- Ability to present credit cases to credit committees
- Strong problem-solving skills
- Degree in Finance, Commerce, or equivalent
About Us
OakNorth Bank empowers entrepreneurs to realize ambitions, understand markets, and leverage data to scale quickly. We believe banking should be barrier-free, driven by our entrepreneurial spirit, and focused on unmet financial needs. Our savings accounts support diversification of the high street, creation of jobs, and offer high interest rates. We also foster an inclusive, diverse workplace where everyone can thrive. Founded on frustrations with traditional banking, OakNorth was established after our founders faced difficulties securing capital for their data analytics company in 2005. We aim to provide a better borrowing experience for businesses, founded by entrepreneurs, for entrepreneurs.
Director, Debt Finance - Trading Businesses | Leeds, UK employer: OakNorth
Contact Detail:
OakNorth Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Director, Debt Finance - Trading Businesses | Leeds, UK
✨Tip Number 1
Network with professionals in the debt finance and trading sectors. Attend industry events, webinars, or local meetups to connect with potential colleagues and mentors who can provide insights into the role and company culture.
✨Tip Number 2
Familiarise yourself with OakNorth's mission and values. Understanding their entrepreneurial spirit and commitment to supporting SMEs will help you align your approach during interviews and discussions.
✨Tip Number 3
Prepare to discuss specific examples of your experience in originating and structuring deals. Highlight your successes in managing client relationships and driving customer satisfaction to demonstrate your fit for the role.
✨Tip Number 4
Stay updated on current trends in SME lending and the trading business landscape. Being knowledgeable about market opportunities and challenges will show your proactive nature and readiness to contribute to OakNorth's growth.
We think you need these skills to ace Director, Debt Finance - Trading Businesses | Leeds, UK
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in debt finance and trading businesses. Emphasise your achievements in originating and executing transactions, as well as your understanding of SME lending.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for supporting entrepreneurs and your alignment with OakNorth's mission. Mention specific examples of how you've driven customer satisfaction and managed client relationships in the past.
Highlight Key Skills: In your application, clearly outline your skills in credit analysis, financial modelling, and problem-solving. Provide examples of how you've successfully presented credit cases to committees or managed complex transactions.
Showcase Your Entrepreneurial Spirit: Demonstrate your entrepreneurial attitude in your application. Share experiences where you've challenged the status quo or driven product innovation, aligning with OakNorth's values and culture.
How to prepare for a job interview at OakNorth
✨Showcase Your Deal Origination Skills
Be prepared to discuss your experience in originating and executing high-quality deals. Highlight specific examples where you've successfully structured transactions that align with the company's mission, demonstrating your understanding of SME lending within trading businesses.
✨Demonstrate Strong Financial Acumen
Brush up on your financial modelling and credit analysis skills. Be ready to explain how you assess debt capacity and repayment ability, and prepare to present a credit case to a hypothetical credit committee during the interview.
✨Emphasise Relationship Management
Since managing and developing customer relationships is key, come equipped with examples of how you've successfully built and maintained client relationships in the past. Discuss how you identify new market opportunities and enhance customer satisfaction.
✨Align with OakNorth's Values
Familiarise yourself with OakNorth's entrepreneurial spirit and values. During the interview, express how your personal values align with theirs and how you can contribute to fostering an inclusive and diverse workplace.