At a Glance
- Tasks: Lead the origination and execution of real estate finance deals to support ambitious entrepreneurs.
- Company: Join OakNorth Bank, a fast-growing bank revolutionising the lending experience.
- Benefits: Equity options, 25 days holiday, personalised benefits, and enhanced parental leave.
- Other info: Dynamic work environment with a focus on professional growth and inclusivity.
- Why this job: Make a real impact by empowering businesses and driving innovation in finance.
- Qualifications: Strong understanding of real estate, financial analysis skills, and excellent communication abilities.
The predicted salary is between 72000 - 108000 € per year.
You will:
- Originate, structure, execute transactions that meet the lending requirements of OakNorth
- Manage and further develop existing customer relationships, along with identifying new relationships and opportunities in the market
- Work as part of a team on the execution of real estate and property transactions
- Build the profile of the Bank in the external market with, for example SMEs, KBIs, Advisors and Private Equity firms
- Assess appropriate organic and inorganic growth opportunities for OakNorth in the market
- Spread financial accounts and financial modelling
- Analyse financial accounts and manage information and prepare credit memorandums
- Analyse financial models including forecasted cash flows and sensitivities to assess debt capacity and repayment
- Ensure transactions are documented in accordance with credit approved terms and credit sanctions
- Meet team and individual targets including profit, credit quality, new customers, retention and customer satisfaction
- Drive innovation in the product proposition to improve customer experience levels whilst maintaining asset quality
- Ensure a high level of customer experience at all times
- Meet team and individual targets set by OakNorth ExCo, CEO and the Board
- Structure transactions appropriately, and prove full credit reports to sanctioning authority
- Maintain close relationships with customers and reporting to Credit in line with policy in a timely manner
- Act in accordance with OakNorth Bank’s values at all times
You have:
- In-depth understanding and strong network of the Real Estate market in and around London
- Excellent communication and customer-facing skills
- Good understanding of business processes, strategy and credit policies
- Strong credit, financial analysis and modelling skills, including the ability to write good quality, structured credit papers
- Experience in the analysis of senior, stretched senior and mezzanine cashflow unsecured transactions
- Legal documentation skills
- Experience in presenting credit cases internally to a credit committee
- Strong problem-solving ability
- Degree in Finance / Commerce or equivalent
DIRECTOR, DEBT FINANCE - REAL ESTATE employer: OakNorth
At OakNorth Bank, we pride ourselves on being an innovative and dynamic employer that empowers our employees to take ownership of their work and drive meaningful change in the banking sector. With a strong focus on professional growth, we offer tailored benefits, including equity options and enhanced parental leave, alongside a vibrant work culture that values diversity and inclusion. Join us in our mission to support ambitious entrepreneurs while enjoying a collaborative environment that fosters creativity and customer delight.
StudySmarter Expert Advice🤫
We think this is how you could land DIRECTOR, DEBT FINANCE - REAL ESTATE
✨Tip Number 1
Network like a pro! Get out there and connect with people in the real estate and finance sectors. Attend industry events, join relevant online forums, and don’t be shy about reaching out to potential contacts on LinkedIn. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your expertise! When you get the chance to chat with someone from the company, make sure to highlight your knowledge of the real estate market and your experience in debt finance. Share insights and ideas that could benefit their business – it’ll show you’re not just another candidate, but a valuable asset.
✨Tip Number 3
Prepare for interviews like it’s game day! Research the company thoroughly, understand their mission, and be ready to discuss how your skills align with their goals. Practice common interview questions and think about how you can demonstrate your problem-solving abilities and customer-focused mindset.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in being part of our team at OakNorth. So, get your application in and let’s make some waves together!
We think you need these skills to ace DIRECTOR, DEBT FINANCE - REAL ESTATE
Some tips for your application 🫡
Show Your Passion:When writing your application, let your enthusiasm for the role shine through. We want to see that you’re not just looking for any job, but that you’re genuinely excited about helping ambitious entrepreneurs thrive in the real estate market.
Tailor Your CV:Make sure your CV is tailored to highlight your experience in debt finance and real estate. We love seeing specific examples of how you've originated and executed transactions, so don’t hold back on those details!
Craft a Compelling Cover Letter:Your cover letter is your chance to tell us why you’re the perfect fit for this role. Use it to connect your skills and experiences directly to what we’re looking for in a Director of Debt Finance. Be bold and make it memorable!
Apply Through Our Website:We encourage you to apply through our website for a smoother process. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team at OakNorth.
How to prepare for a job interview at OakNorth
✨Know Your Numbers
As a Director in Debt Finance, you'll need to demonstrate your strong financial analysis skills. Brush up on your understanding of financial modelling and be ready to discuss how you've successfully structured transactions in the past. Bring examples of your work that showcase your ability to assess debt capacity and repayment.
✨Showcase Your Network
Having a solid network in the Real Estate market is crucial for this role. Be prepared to talk about your connections and how they can benefit the company. Highlight any existing relationships with SMEs, KBIs, or Private Equity firms that could lead to new opportunities for OakNorth.
✨Emphasise Customer Delight
Customer experience is key at OakNorth. Think of specific instances where you've gone above and beyond to ensure client satisfaction. Be ready to discuss how you plan to maintain and develop customer relationships while driving innovation in product offerings.
✨Demonstrate Your Entrepreneurial Spirit
OakNorth values bold thinkers who embrace an entrepreneurial approach. Prepare to share examples of how you've taken initiative in previous roles, whether it's originating new deals or identifying growth opportunities. Show them that you're not just another cog in the machine!
