Associate, Debt Finance - Real Estate
Associate, Debt Finance - Real Estate

Associate, Debt Finance - Real Estate

Leeds Full-Time 43200 - 72000 £ / year (est.) No home office possible
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At a Glance

  • Tasks: Support Directors in managing real estate transactions from start to finish.
  • Company: Join OakNorth, a pioneering bank transforming commercial lending with innovative technology.
  • Benefits: Enjoy 25 days holiday, personalised benefits, and subsidised private medical insurance.
  • Why this job: Be part of a dynamic team that empowers businesses and drives impactful growth.
  • Qualifications: Bachelor's degree in Finance, Accountancy, or Economics; 3+ years in real estate transactions.
  • Other info: Opportunity to shape your career in a fast-paced, unstructured environment.

The predicted salary is between 43200 - 72000 £ per year.

  • Company Address: 57 Broadwick Street, London, WIF 9QS, UK

About Oaknorth

OakNorth Credit Intelligence is the creator of the ON Credit Intelligence Suite, the industry’s first ML-powered, data-driven technology that gives commercial lenders a forward looking, 360-degree view of their borrowers. These deep sector insights mean that Relationship, Portfolio, and Risk Managers can now truly engage with their clients, make better credit decisions, anticipate challenges and propose solutions — minimizing defaults, driving profitable growth and delivering industry-leading client satisfaction. Welcome to Intelligent Credit. Lend Smarter. Lend Faster.

About Oaknorth

OakNorth Credit Intelligence is the creator of the ON Credit Intelligence Suite, the industry’s first ML-powered, data-driven technology that gives commercial lenders a forward looking, 360-degree view of their borrowers. These deep sector insights mean that Relationship, Portfolio, and Risk Managers can now truly engage with their clients, make better credit decisions, anticipate challenges and propose solutions — minimizing defaults, driving profitable growth and delivering industry-leading client satisfaction. Welcome to Intelligent Credit. Lend Smarter. Lend Faster.

Job Description

Since 2015, we’ve backed entrepreneurs with over £13bn in funding, helping create 56,000+ jobs and 34,000 + new homes across the UK and US— and we’re just getting started. We\’re committed to helping innovative businesses flourish, with our Debt Finance team at the heart of our continued growth.

This is an exciting opportunity to join a dynamic, fast-growing bank known for challenging the status quo. We’re not looking for just another cog in the wheel — we want bold thinkers and proactive self-starters who are eager to shape their own careers and support the UK’s most driven business leaders

As an Associate in Debt Finance, you\’ll play a key role in supporting Directors throughout the entire transaction lifecycle — from origination to execution — ensuring every deal is successfully delivered and expertly managed.

  • Work as part of a team on the execution of Real Estate deals.
  • Support the Debt Finance Team to maintain the CRM including new leads through to closed deals
  • Assist in the preparation of deal specific credit memoranda for transaction recommendations to credit committees and other relevant lines of approval; go to external meetings (with senior bankers) and contribute to the discussions
  • Assist in building complex dynamic financial models to analyse investment opportunities (reviewing debt structures, relevant debt underwriting parameters and specific assets using financial models and a variety of quantitative analytical tools to test assumptions and sensitivities)
  • Undertake fundamental research analysis using a variety of data sources; undertake company and transaction specific analysis and valuations
  • Participate in third party meetings where you could potentially contribute to drive the business forward – analysing proposed budgets, capital plans and other investment recommendations
  • Work across a multi-disciplinary team to support on closing the funding of deals, including Credit and Transaction Execution

What makes a successful Associate, Debt Finance:

  • A Bachelors degree with specialisation in Finance, Accountancy, Economics or equivalent from a top recognised university
  • minimum 3+ years or equivalent of experience working with teams to support active front-office deal origination, execution and completion experience
  • Experience of working Real Estate transactions
  • Determined attitude to liaise and work with multiple external teams to complete transactions
  • Drive to achieve a common goal (lend money, help businesses, and earn interest / fees!)
  • Clear thinker with research and analytical abilities; capacity to learn quickly
  • Strong interpersonal and communication skills (written as well as verbal)
  • Resourceful problem solver with a focus on delivery (ability to multitask is also crucial)
  • Ability to thrive in an unstructured environment where you can create your own opportunities
  • Equity. We want people to have a stake in the business so that all our interests are aligned.
  • 25 days holiday
  • Personalized benefits – opt-in to what matters to you
  • Subsidised Private Medical Insurance with Bupa
  • Enhanced maternity and paternity leave
  • Wellbeing and social events
  • Support causes that matter to you – Volunteering time off
  • Salary sacrifice schemes (Cycle to work, nursery, gym, electric car scheme)
  • #J-18808-Ljbffr

    Associate, Debt Finance - Real Estate employer: OakNorth

    At OakNorth, we pride ourselves on being a forward-thinking employer that champions innovation and personal growth. Located in the vibrant heart of London, our collaborative work culture fosters bold thinkers and proactive self-starters, offering extensive opportunities for career development and meaningful contributions to the UK’s business landscape. With competitive benefits such as equity stakes, personalised perks, and a strong commitment to employee wellbeing, joining our Debt Finance team means becoming part of a dynamic environment where your efforts directly impact the success of entrepreneurs and communities alike.
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    Contact Detail:

    OakNorth Recruiting Team

    StudySmarter Expert Advice 🤫

    We think this is how you could land Associate, Debt Finance - Real Estate

    ✨Tip Number 1

    Familiarise yourself with the latest trends in debt finance and real estate. Understanding current market conditions and emerging technologies, like machine learning in credit assessment, will help you engage in meaningful conversations during interviews.

    ✨Tip Number 2

    Network with professionals in the debt finance and real estate sectors. Attend industry events or webinars to connect with potential colleagues and learn about their experiences at OakNorth. This can provide valuable insights and may even lead to referrals.

    ✨Tip Number 3

    Prepare to discuss your experience with financial modelling and analysis. Be ready to share specific examples of how you've successfully contributed to real estate transactions, as this will demonstrate your capability to handle the responsibilities of the role.

    ✨Tip Number 4

    Showcase your problem-solving skills by preparing for case study questions. Think through how you would approach various scenarios related to debt financing and real estate, as this will highlight your analytical abilities and proactive mindset.

    We think you need these skills to ace Associate, Debt Finance - Real Estate

    Financial Modelling
    Credit Analysis
    Real Estate Transactions
    Data Analysis
    Research Skills
    Interpersonal Skills
    Communication Skills
    Problem-Solving Skills
    Project Management
    Attention to Detail
    Multitasking
    Team Collaboration
    Analytical Thinking
    Stakeholder Engagement

    Some tips for your application 🫡

    Tailor Your CV: Make sure your CV highlights relevant experience in debt finance and real estate transactions. Use specific examples that demonstrate your analytical skills and ability to work with teams on deal origination and execution.

    Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your background aligns with Oaknorth's mission of supporting innovative businesses and your proactive approach to problem-solving.

    Showcase Analytical Skills: Since the role requires strong analytical abilities, include examples of financial models you've built or complex analyses you've conducted. Highlight any experience with quantitative tools that relate to investment opportunities.

    Highlight Interpersonal Skills: Given the importance of communication in this role, emphasise your interpersonal skills. Provide examples of how you've successfully collaborated with external teams or contributed to discussions in meetings.

    How to prepare for a job interview at OakNorth

    ✨Understand the Company and Its Technology

    Before your interview, make sure to research Oaknorth and its ON Credit Intelligence Suite. Familiarise yourself with how their ML-powered technology works and how it benefits commercial lenders. This will show your genuine interest in the company and its innovative approach.

    ✨Prepare for Technical Questions

    Given the role's focus on financial modelling and analysis, be ready to discuss your experience with complex financial models and quantitative analytical tools. Brush up on relevant debt structures and underwriting parameters, as you may be asked to demonstrate your understanding during the interview.

    ✨Showcase Your Teamwork Skills

    The position requires collaboration with various teams, so be prepared to share examples of how you've successfully worked in a team environment. Highlight your ability to liaise with external teams and contribute to achieving common goals, especially in high-pressure situations.

    ✨Demonstrate Problem-Solving Abilities

    As a resourceful problem solver, you should be ready to discuss specific challenges you've faced in previous roles and how you overcame them. Use the STAR method (Situation, Task, Action, Result) to structure your responses and illustrate your capacity to deliver results.

    Associate, Debt Finance - Real Estate
    OakNorth
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