At a Glance
- Tasks: Assess and shape lending opportunities for SME businesses while engaging directly with borrowers.
- Company: OakNorth Bank, a forward-thinking bank in Greater London.
- Benefits: 25 days holiday, subsidised medical insurance, and personalised benefits.
- Other info: Join a dynamic team focused on innovation and excellence.
- Why this job: Make impactful decisions in lending and support the growth of SMEs.
- Qualifications: 5+ years in credit risk with expertise in SME cash flow lending.
The predicted salary is between 80000 - 100000 £ per year.
OakNorth Bank plc in Greater London is looking for a Credit Director to assess and shape new lending opportunities for SME businesses. This role involves direct engagement with borrowers and high-quality commercial decision-making in lending.
The ideal candidate will have a minimum of 5 years' experience in a credit risk function and a strong grasp of SME cash flow lending and financial analysis.
The bank offers 25 days of holiday, subsidised medical insurance, and various personalised benefits.
Strategic Credit Risk Director - SME Lending employer: OakNorth Bank plc
OakNorth Bank plc is an exceptional employer that prioritises the growth and development of its employees, offering a dynamic work culture in the heart of Greater London. With a focus on meaningful engagement with SME businesses, employees benefit from competitive perks such as 25 days of holiday and personalised benefits, fostering a supportive environment for professional advancement and impactful decision-making.
StudySmarter Expert Advice🤫
We think this is how you could land Strategic Credit Risk Director - SME Lending
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like OakNorth Bank plc. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Strategic Credit Risk Director - SME Lending
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to OakNorth Bank plc.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on OakNorth Bank plc's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at OakNorth Bank plc
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with OakNorth Bank plc.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at OakNorth Bank plc will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former OakNorth Bank plc employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
