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- Tasks: Support credit assessment and lending activities with a Lead Credit Specialist.
- Company: Join a dynamic organisation focused on lending and credit analysis.
- Benefits: Competitive daily rate, flexible remote work, and valuable industry experience.
- Why this job: Make an impact in the finance sector while developing your skills in credit analysis.
- Qualifications: 5+ years in credit or lending roles with a private-sector banking background.
- Other info: 6-month interim contract with opportunities for networking and professional growth.
NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.
The Role
You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications. Responsibilities will include:
- Analysing the financial and non-financial strength of applicant businesses
- Reviewing information provided by applicants and validating this against external sources where applicable
- Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level
- Engaging with applicants to obtain additional information to support credit assessment
- Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality
- Working with Lending Operations to move approved transactions through to execution
- Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation
- Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow
About You
- Private-sector banking background (essential)
- Strong lending / credit analysis experience
- 5+ years' experience in credit, lending or risk-focused roles
- Comfortable providing debt advice to customers
- Confident engaging with applicants and internal stakeholders
- Able to work autonomously in a field-based / remote role
Contract Details
- Contract length: 6 months
- Interim Rate: £350 - £450 per day (Umbrella)
- IR35: In scope
- Hours: 37 hours per week (typically 9am-5pm)
- Location: Field-based / working from home
- Travel: Ad-hoc travel required (team meetings in London or Swindon 2-3 times during the contract, plus occasional client meetings/events)
Please note this is an Interim role so you will need to be available quickly. The rate offered is dependent on experience.
Credit Specalist in London employer: Nxtgen Recruitment
Contact Detail:
Nxtgen Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Specalist in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and lending sectors. Let them know you're on the lookout for a Credit Specialist role. You never know who might have the inside scoop on opportunities!
✨Tip Number 2
Prepare for those interviews! Brush up on your credit analysis skills and be ready to discuss your experience in detail. Practise answering common questions about lending processes and how you handle applicant engagement.
✨Tip Number 3
Showcase your expertise! When you get the chance, share examples of your past work in credit assessment and lending. Use specific metrics or outcomes to highlight your impact in previous roles.
✨Tip Number 4
Don't forget to apply through our website! We’ve got loads of resources to help you land that Credit Specialist gig. Plus, it’s a great way to ensure your application gets seen by the right people.
We think you need these skills to ace Credit Specalist in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your private-sector banking experience and any relevant credit analysis skills. We want to see how your background aligns with the Credit Specialist role, so don’t be shy about showcasing your achievements!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific experiences that relate to the responsibilities listed in the job description, and let your personality come through.
Showcase Your Analytical Skills: Since the role involves financial analysis, make sure to highlight any experience you have with cashflow or balance sheet analysis. We love seeing candidates who can demonstrate their analytical prowess, so include examples where possible!
Apply Through Our Website: We encourage you to apply directly through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates!
How to prepare for a job interview at Nxtgen Recruitment
✨Know Your Numbers
As a Credit Specialist, you'll be dealing with financial data all the time. Brush up on your cashflow analysis, balance sheets, and sensitivity analysis. Be ready to discuss how you've used these skills in past roles, as this will show your expertise and confidence.
✨Understand the Company’s Portfolio
Before the interview, take some time to research the organisation's lending portfolio. Familiarise yourself with their typical clients and the types of credit assessments they conduct. This knowledge will help you tailor your answers and demonstrate your genuine interest in the role.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving skills. Think of examples from your previous experience where you had to analyse an applicant's financial strength or deal with challenging situations. Use the STAR method (Situation, Task, Action, Result) to structure your responses.
✨Engage and Communicate Clearly
Since the role involves engaging with applicants and internal stakeholders, practice your communication skills. Be prepared to explain complex financial concepts in simple terms. Show that you can build rapport and trust, which is crucial for a Credit Specialist.
