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- Tasks: Support credit assessment and lending activities while collaborating with a Lead Credit Specialist.
- Company: Join a dynamic organisation focused on lending and credit analysis.
- Benefits: Competitive daily rate, flexible remote work, and valuable industry experience.
- Why this job: Make a real impact in the lending sector while enhancing your skills.
- Qualifications: 5+ years in credit or lending roles with a private-sector banking background.
- Other info: Field-based role with occasional travel for team meetings and client events.
NXTGEN is supporting an organisation with the appointment of a Credit Specialist on a 6-month interim contract. This Credit Specialist role will work alongside a Lead Credit Specialist, supporting credit assessment and lending activity across a live portfolio. The Credit Specialist position will suit candidates from a private-sector banking or lending background.
The Role
- You will work directly with a Lead Credit Specialist, supporting the origination, assessment and progression of lending applications.
- Responsibilities will include:
- Analysing the financial and non-financial strength of applicant businesses
- Reviewing information provided by applicants and validating this against external sources where applicable
- Producing cashflow analysis, balance sheet analysis and sensitivity analysis at both transaction and portfolio level
- Engaging with applicants to obtain additional information to support credit assessment
- Supporting the Lead Credit Specialist in preparing recommendations for Credit Committee, including deal structure and conditionality
- Working with Lending Operations to move approved transactions through to execution
- Supporting quality assurance of legal documentation, satisfaction of conditions and security documentation
- Providing ad-hoc support with workflow management, scheduling and document processing to maintain deal flow
About You
- Private-sector banking background (essential)
- Strong lending / credit analysis experience
- 5+ years' experience in credit, lending or risk-focused roles
- Comfortable providing debt advice to customers
- Confident engaging with applicants and internal stakeholders
- Able to work autonomously in a field-based / remote role
Contract Details
- Contract length: 6 months
- Interim Rate: 350 - 450 per day (Umbrella)
- IR35: In scope
- Hours: 37 hours per week (typically 9am-5pm)
- Location: Field-based / working from home
- Travel: Ad-hoc travel required (team meetings in London or Swindon 2-3 times during the contract, plus occasional client meetings/events)
Please note this is an Interim role so you will need to be available quickly. The rate offered is dependent on experience.
Credit Specalist employer: Nxtgen Recruitment
Contact Detail:
Nxtgen Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Specalist
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and lending sectors. A friendly chat can lead to opportunities that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your credit analysis skills. Be ready to discuss real-life scenarios where you’ve successfully assessed lending applications or provided debt advice.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation and reiterate your interest in the role.
✨Tip Number 4
Apply through our website for the best chance at landing that Credit Specialist role. We’re always on the lookout for talented individuals like you!
We think you need these skills to ace Credit Specalist
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your private-sector banking experience and any relevant lending or credit analysis skills. We want to see how your background aligns with the Credit Specialist role, so don’t hold back on showcasing your strengths!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this role. Mention specific experiences that relate to the responsibilities listed in the job description, and show us your enthusiasm for the position.
Be Clear and Concise: When filling out your application, keep your language clear and to the point. We appreciate straightforward communication, so avoid jargon and make sure your key points stand out. This will help us understand your qualifications quickly!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts and you’ll be all set!
How to prepare for a job interview at Nxtgen Recruitment
✨Know Your Numbers
As a Credit Specialist, you'll be dealing with financial data all the time. Brush up on your cashflow analysis, balance sheets, and sensitivity analysis before the interview. Be ready to discuss how you've used these skills in past roles.
✨Showcase Your Experience
With 5+ years in credit or lending roles, you’ve got a wealth of experience. Prepare specific examples that highlight your achievements and how they relate to the responsibilities listed in the job description. This will show you’re the right fit for the role.
✨Engage Like a Pro
You’ll need to engage with applicants and internal stakeholders, so practice your communication skills. Think about how you can explain complex financial concepts in simple terms. This will demonstrate your ability to connect with others effectively.
✨Be Ready for Scenario Questions
Expect questions that assess your problem-solving skills. Prepare for scenarios where you might need to analyse an applicant's financial strength or deal with unexpected challenges. Show them how you think on your feet and make sound decisions.
