At a Glance
- Tasks: Underwrite complex real estate and specialist finance cases with precision and speed.
- Company: Join a fast-growing lender known for its reliability and excellent service.
- Benefits: Competitive salary, bonus scheme, flexible working, and career progression.
- Why this job: Shape lending decisions and make a real impact in the property finance sector.
- Qualifications: Experience in underwriting and strong analytical skills are essential.
- Other info: Dynamic role with opportunities for growth in a supportive environment.
The predicted salary is between 36000 - 60000 £ per year.
Are you an experienced Specialist Finance Underwriter ready to take on a senior role where your expertise genuinely shapes lending decisions? If you’re looking to join a fast-growing lender with strong funding lines and a commitment to delivering first-class service across the property finance sector, this opportunity offers real influence, clear progression, and the chance to underwrite complex, high-value real estate and specialist finance cases every day.
About the Company
You’ll be joining a well-established specialist property finance lender with a strong reputation for speed, service, and reliability. Operating across real estate and specialist finance, the business partners with brokers, developers, and investors throughout the UK. With substantial funding behind them and ambitious growth plans, they offer a stable, forward-thinking environment where experienced professionals can thrive.
About the Specialist Finance Underwriter Role
As a Senior Underwriter / Head of Underwriting, you’ll play a central role in assessing, structuring, and underwriting real estate and specialist finance cases from enquiry through to completion. This is a senior, high-responsibility position where you will work closely with brokers, valuers, solicitors, and internal teams to ensure each case is rigorously assessed and delivered with accuracy and pace. Secondary experience in other roles across the property finance sector is welcomed and highly valued, though it is not essential.
Key Responsibilities
- Underwrite real estate and specialist finance cases, ensuring all credit, risk, and AML requirements are fully met.
- Conduct detailed analysis of borrower financials, project viability, exit strategies, and security.
- Review valuations, QS reports, cost schedules, and development or investment appraisals.
- Work closely with the Credit Committee, presenting cases with clarity, accuracy, and commercial awareness.
- Liaise with brokers, solicitors, and external stakeholders to drive cases efficiently through to completion.
- Ensure all underwriting decisions adhere to lending policy, regulation, AML standards, and internal procedures.
- Identify potential risks early and provide practical, commercially driven solutions.
- Support ongoing portfolio monitoring by reviewing progress reports, drawdowns, and project performance.
Specialist Finance Underwriter Package
- Competitive Salary and Bonus Scheme
- Modern office environment in Altrincham with flexible working options
- Long-term career progression as a senior figure within a growing lender
Underwriter - Specialist Property Finance employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Specialist Property Finance
✨Network Like a Pro
Get out there and connect with people in the property finance sector. Attend industry events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know!
✨Showcase Your Expertise
When you get the chance to chat with potential employers or during interviews, make sure to highlight your experience in underwriting complex cases. Share specific examples of how you've tackled challenges in the past. We want to see your skills in action!
✨Prepare for Interviews
Do your homework before any interview. Understand the company’s values, their approach to property finance, and recent projects they've undertaken. We want you to walk in feeling confident and ready to discuss how you can contribute to their success.
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who take the initiative to engage with us directly. Let’s make it happen together!
We think you need these skills to ace Underwriter - Specialist Property Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the specific skills and experiences that align with the Specialist Finance Underwriter role. Highlight your underwriting experience and any relevant achievements to show us why you're the perfect fit.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us about your passion for property finance and how your expertise can contribute to our team. Be genuine and let your personality come through.
Showcase Your Analytical Skills: Since this role involves detailed analysis, make sure to mention any relevant analytical tools or methodologies you’ve used in past roles. We want to see how you approach complex cases and make informed decisions.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity. Plus, it shows us you’re keen to join our team!
How to prepare for a job interview at NRG Resourcing
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate a solid understanding of financial analysis. Brush up on your knowledge of borrower financials, project viability, and exit strategies. Be prepared to discuss specific examples from your past experience where you successfully assessed complex cases.
✨Showcase Your Communication Skills
This role involves liaising with various stakeholders like brokers and solicitors. During the interview, highlight your ability to communicate clearly and effectively. Share instances where your communication skills helped drive a case to completion or resolved a potential issue.
✨Understand the Company’s Values
Research the company’s reputation for speed, service, and reliability. Be ready to explain how your personal values align with theirs. This shows that you’re not just looking for any job, but that you genuinely want to contribute to their mission in the property finance sector.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving abilities. Think about potential risks you’ve identified in previous roles and how you provided commercially driven solutions. Practising these scenarios can help you articulate your thought process during the interview.