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For Companies At a Glance
- Tasks: Underwrite complex real estate and specialist finance cases, ensuring accuracy and compliance.
- Company: Join a fast-growing lender with a strong reputation for speed and service.
- Benefits: Competitive salary, bonus scheme, flexible working, and long-term career progression.
- Why this job: Shape high-value lending decisions and influence the future of property finance.
- Qualifications: Experience in underwriting and strong understanding of financial analysis.
- Other info: Dynamic role with opportunities to work closely with brokers and senior leadership.
The predicted salary is between 36000 - 60000 £ per year.
Are you an experienced Specialist Finance Underwriter ready to take on a senior role where your expertise genuinely shapes lending decisions? If you're looking to join a fast-growing lender with strong funding lines and a commitment to delivering first-class service across the property finance sector, this opportunity offers real influence, clear progression, and the chance to underwrite complex, high-value real estate and specialist finance cases every day.
About the Company
You’ll be joining a well-established specialist property finance lender with a strong reputation for speed, service, and reliability. Operating across real estate and specialist finance, the business partners with brokers, developers, and investors throughout the UK. With substantial funding behind them and ambitious growth plans, they offer a stable, forward-thinking environment where experienced professionals can thrive.
About the Specialist Finance Underwriter Role
As a Senior Underwriter / Head of Underwriting, you’ll play a central role in assessing, structuring, and underwriting real estate and specialist finance cases from enquiry through to completion. This is a senior, high-responsibility position where you will work closely with brokers, valuers, solicitors, and internal teams to ensure each case is rigorously assessed and delivered with accuracy and pace. Secondary experience in other roles across the property finance sector is welcomed and highly valued, though it is not essential.
Key Responsibilities
- Underwrite real estate and specialist finance cases, ensuring all credit, risk, and AML requirements are fully met.
- Conduct detailed analysis of borrower financials, project viability, exit strategies, and security.
- Review valuations, QS reports, cost schedules, and development or investment appraisals.
- Work closely with the Credit Committee, presenting cases with clarity, accuracy, and commercial awareness.
- Liaise with brokers, solicitors, and external stakeholders to drive cases efficiently through to completion.
- Ensure all underwriting decisions adhere to lending policy, regulation, AML standards, and internal procedures.
- Identify potential risks early and provide practical, commercially driven solutions.
- Support ongoing portfolio monitoring by reviewing progress reports, drawdowns, and project performance.
Specialist Finance Underwriter Package
- Competitive Salary and Bonus Scheme
- Modern office environment in Altrincham with flexible working options
- Long-term career progression as a senior figure within a growing lender
Skills & Experience Required
- Proven experience underwriting real estate and specialist finance cases
- Strong understanding of appraisals, cost plans, valuations, and QS reporting
- Solid AML and KYC knowledge with the ability to interpret complex structures
- Experience in a senior underwriting or risk role with the ability to make autonomous, evidence-based decisions
- Confident communicator and trusted advisor to brokers, developers, and senior leadership
- Highly organised, detail-oriented, and capable of managing a high volume of complex cases
- Secondary experience in other roles within the property finance industry desirable but not essential
Why Apply?
Join a well-funded, fast-growing lender that prioritises quality underwriting over volume and gives you the autonomy to shape genuinely complex, high-value real estate and specialist finance cases. Take on a senior, strategic role, influence decision-making, and become a trusted partner in a business investing heavily in its future.
Underwriter - Specialist Property Finance in Manchester employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Specialist Property Finance in Manchester
✨Network Like a Pro
Get out there and connect with people in the property finance sector! Attend industry events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. Building relationships can open doors to opportunities that aren’t even advertised.
✨Showcase Your Expertise
When you get the chance to chat with potential employers or during interviews, make sure to highlight your experience with complex underwriting cases. Share specific examples of how you've assessed risk and made decisions that positively impacted previous projects. We want to see your skills in action!
✨Prepare for Interviews
Do your homework before any interview! Research the company’s recent projects, their approach to lending, and their growth plans. This will not only impress them but also help you tailor your answers to show how you can contribute to their goals. We love candidates who come prepared!
✨Apply Through Our Website
Don’t forget to apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and being part of our exciting journey in the property finance sector.
We think you need these skills to ace Underwriter - Specialist Property Finance in Manchester
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the specific skills and experiences mentioned in the job description. Highlight your expertise in underwriting real estate and specialist finance cases, as this will show us you’re the right fit for the role.
Craft a Compelling Cover Letter: Use your cover letter to tell us why you’re passionate about property finance and how your background aligns with our values. Be sure to mention any relevant experience that showcases your ability to assess and structure complex cases.
Showcase Your Communication Skills: As a Senior Underwriter, clear communication is key. In your application, demonstrate your ability to present cases with clarity and confidence. This will help us see you as a trusted advisor to brokers and stakeholders.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process.
How to prepare for a job interview at NRG Resourcing
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate a solid understanding of financial analysis. Brush up on your skills in assessing borrower financials and project viability. Be prepared to discuss specific cases where you've successfully evaluated complex financial structures.
✨Showcase Your Communication Skills
This role requires you to liaise with various stakeholders, so practice articulating your thoughts clearly. Think about how you can present underwriting cases with clarity and commercial awareness. Consider preparing examples of how you've effectively communicated with brokers or solicitors in the past.
✨Understand the Regulatory Landscape
Familiarise yourself with AML and KYC regulations as they are crucial in this role. Be ready to discuss how you've ensured compliance in previous positions. Showing that you can navigate these complexities will set you apart from other candidates.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your problem-solving abilities. Think of potential risks you might encounter in underwriting and how you would address them. Having practical, commercially driven solutions at the ready will demonstrate your expertise and readiness for this senior role.
