At a Glance
- Tasks: Review lending proposals and make impactful credit decisions in a fast-paced environment.
- Company: A well-established specialist property finance lender with a strong reputation.
- Benefits: 25 days' holiday, birthday off, cycle scheme, and regular socials.
- Other info: Collaborative culture with genuine career growth opportunities.
- Why this job: Join a growing lender where your work truly matters and progression is encouraged.
- Qualifications: 2-5 years in bridging or development finance with strong analytical skills.
The predicted salary is between 45000 - 55000 £ per year.
City of London | Salary Dependant on Seniority + Excellent Benefits
Ready to take the next step in specialist property finance?
We're recruiting for an ambitious Credit Officer or Senior Credit Officer to join a successful specialist property finance lender.
This is an opportunity to play a key role in credit decisions, working across bridging and development finance within a fast‑paced, collaborative environment that offers genuine progression.
About the Company
Our client is a well‑established specialist property finance lender with an excellent reputation for delivering fast, flexible funding solutions.
With ambitious growth plans and a strong track record, they offer a supportive, entrepreneurial culture where talented people can quickly develop their careers.
About the Role
Reporting to the Head of Credit Operations, you'll review lending proposals from initial credit assessment through to handover into Asset Management.
Working closely with Underwriters and senior stakeholders, you'll provide clear credit recommendations, maintain lending standards and help drive efficient deal execution.
Key Responsibilities
- Review bridging and development finance applications.
- Assess valuations, legal documents and professional reports.
- Produce credit recommendations for Credit Committee.
- Ensure compliance with lending policy and risk appetite.
- Maintain accurate credit records and reporting.
- Support deal progression through to completion.
- Deliver smooth handovers to Asset Management.
- Provide technical guidance to colleagues where required.
Package
- 25 days' holiday plus your birthday off
- Cycle to Work scheme
- Regular company socials
- Excellent career progression
- City of London office
Skills & Experience
- 2-5 years' experience within bridging, development finance or property lending.
- Credit, underwriting or credit analysis experience.
- Strong understanding of UK property‑backed lending.
- Ability to assess risk and make sound credit recommendations.
- Excellent analytical, communication and organisational skills.
- Collaborative approach with the confidence to support junior team members.
- Able to work predominantly from the office.
Why Apply?
You'll join a growing lender where your work has real impact, your development is encouraged and progression into Credit Committee is a realistic next step.
If you're looking for more responsibility, greater exposure and a genuine route into senior credit decision-making, this is an exceptional opportunity.
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Credit Officer in London employer: NRG Resourcing
NRG Resourcing is an exceptional employer, offering a dynamic work culture in Greater London that fosters collaboration and professional growth. As an End-to-End Mortgage Case Manager, you will benefit from career development opportunities while working on complex cases alongside a supportive team, ensuring your skills are continually enhanced in a fast-paced environment.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Officer in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like NRG Resourcing. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Credit Officer in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to NRG Resourcing.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on NRG Resourcing's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at NRG Resourcing
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with NRG Resourcing.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at NRG Resourcing will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former NRG Resourcing employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
