Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Lead the credit function and shape lending policies for a prestigious UHNW lender.
- Company: Join an ambitious lender specializing in Bridging and Development Finance in London.
- Benefits: Enjoy a competitive salary, hybrid work options, and exciting real estate projects.
- Why this job: Be at the forefront of dynamic transactions and make a real impact in your career.
- Qualifications: 5+ years in senior bridging or mortgage underwriting with strong analytical skills required.
- Other info: Regular social events to expand your network and foster relationships.
The predicted salary is between 68000 - 85000 £ per year.
Head of Credit – Bridging and Development Finance
Looking to lead the credit function for a prestigious UHNW bridging lender? This is a rare opportunity to join an ambitious and dynamic lender specialising in Bridging and Development Finance, with a focus on ultra-high-net-worth (UHNW) clients and some of the most interesting real estate projects in London.
About the Head of Credit Role
As Head of Credit, you’ll play a pivotal role in shaping and governing the organisation’s lending policies and credit decisions. Reporting directly to the Directors, you’ll oversee the Credit Committee and ensure every loan meets the highest standards of suitability and compliance. You’ll manage complex cases, provide expert guidance to underwriters, and maintain key relationships with solicitors, surveyors, and external stakeholders.
This role is ideal for a seasoned professional with extensive bridging finance expertise, a passion for high-value real estate transactions, and the ability to thrive in a fast-paced, entrepreneurial environment.
Head Of Credit Key Responsibilities
- Maintain, review, and enhance the organisation’s Lending Policy to align with business objectives.
- Review and approve new loans, ensuring underwriting and legal standards are met.
- Coordinate and chair Credit Committee meetings, documenting outcomes and driving timely execution of actions.
- Manage solicitor and surveyor panels and serve as the primary point of contact for regulatory enquiries.
- Analyse credit risks and trends by interpreting market and economic data.
- Foster a culture of compliance, ensuring adherence to AML measures and regulatory standards.
- Provide guidance and training to underwriters to ensure excellence in credit assessments.
- Work closely with auditors and senior management to support business goals and mitigate risks.
Experience and Skills Required:
- Minimum of 5 years in a senior bridging or mortgage underwriting role.
- Extensive experience in manual short-term underwriting, including residential and buy-to-let (BTL) bridging lending.
- Knowledge of Development Finance and commercial lending is advantageous.
- Proven experience engaging with both intermediaries and direct customers.
Skills:
- Expert knowledge of valuation and legal processes in bridging and development finance.
- Strong analytical skills to assess credit risks and identify trends.
- Excellent communication and presentation skills, with confidence in working with senior management.
- Highly organised, self-motivated, and capable of managing competing priorities.
- IT literate, with strong MS Office skills and adaptability to internal systems.
- Entrepreneurial mindset, with a hands-on approach and a drive to deliver exceptional service.
The Head of Credit Package
- Salary: £85,000 – £100,000 (negotiable based on experience).
- Hybrid working (1 day from home).
- Opportunity to work on exciting real estate projects in London’s prime market.
- Regular social events and client meetings to foster relationships and expand your network.
Why Apply?
This is your chance to take the lead in a fast-growing, UHNW-focused bridging lender, where no two days are the same. You’ll be at the heart of dynamic real estate transactions in London, working with a passionate team and driving the credit function forward. With regular social events, client interactions, and the opportunity to make a real impact, this role offers both professional growth and personal satisfaction.
Ready to take your career to the next level? Apply now to join this prestigious lender and be part of something extraordinary.
Seniority Level
Director
Employment Type
Full-time
Job Function
Finance, Management, and Other
Industries
Insurance Agencies and Brokerages and Financial Services
#J-18808-Ljbffr
Head of Credit - Bridging and Development Finance employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Credit - Bridging and Development Finance
✨Tip Number 1
Make sure to showcase your extensive experience in bridging finance during networking events. Engage with professionals in the industry and discuss your insights on market trends and credit risks, as this will demonstrate your expertise and passion for the field.
✨Tip Number 2
Familiarize yourself with the latest developments in real estate projects in London. Being knowledgeable about current trends and high-value transactions will help you stand out as a candidate who is not only experienced but also well-informed about the market.
✨Tip Number 3
Build relationships with solicitors and surveyors in the industry. Having a strong network can provide you with valuable insights and references that may enhance your application and show your ability to manage key relationships effectively.
✨Tip Number 4
Prepare to discuss your approach to compliance and risk management in detail. Given the emphasis on regulatory standards in the job description, demonstrating your understanding of AML measures and how you have implemented them in previous roles will be crucial.
We think you need these skills to ace Head of Credit - Bridging and Development Finance
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your extensive experience in bridging and development finance. Focus on your achievements in senior underwriting roles and any relevant projects that demonstrate your expertise.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for high-value real estate transactions and your entrepreneurial mindset. Mention specific examples of how you've shaped lending policies or managed complex cases in the past.
Highlight Relevant Skills: Emphasize your strong analytical skills, communication abilities, and experience with compliance and regulatory standards. Make it clear how these skills will benefit the credit function of the company.
Showcase Your Leadership Experience: Since this role involves overseeing the Credit Committee and providing guidance to underwriters, be sure to include examples of your leadership experience and how you've successfully managed teams or projects in previous roles.
How to prepare for a job interview at NRG Resourcing
✨Showcase Your Expertise in Bridging Finance
Make sure to highlight your extensive experience in bridging and development finance during the interview. Be prepared to discuss specific cases where you successfully managed complex loans and how your expertise contributed to positive outcomes.
✨Demonstrate Strong Analytical Skills
Since the role requires analyzing credit risks and trends, come equipped with examples of how you've interpreted market data in the past. Discuss any tools or methodologies you used to assess risks effectively.
✨Prepare for Regulatory Discussions
As the primary point of contact for regulatory inquiries, it's crucial to show your understanding of compliance and AML measures. Be ready to discuss how you've ensured adherence to these standards in previous roles.
✨Exhibit Leadership and Communication Skills
You'll be coordinating and chairing Credit Committee meetings, so emphasize your leadership experience. Share examples of how you've effectively communicated with senior management and fostered collaboration among teams.
