At a Glance
- Tasks: Review lending proposals and make impactful credit decisions in a fast-paced environment.
- Company: Established property finance lender with a strong reputation and growth plans.
- Benefits: 25 days' holiday, birthday off, Cycle to Work scheme, and regular socials.
- Other info: Collaborative culture with excellent career progression opportunities.
- Why this job: Gain real responsibility and progress into senior credit decision-making roles.
- Qualifications: 2-5 years in bridging or development finance with strong analytical skills.
The predicted salary is between 45000 - 55000 £ per year.
City of London | Salary Dependant on Seniority + Excellent Benefits
Ready to take the next step in specialist property finance?
We're recruiting for an ambitious Credit Officer or Senior Credit Officer to join a successful specialist property finance lender.
This is an opportunity to play a key role in credit decisions, working across bridging and development finance within a fast‑paced, collaborative environment that offers genuine progression.
About the Company
Our client is a well‑established specialist property finance lender with an excellent reputation for delivering fast, flexible funding solutions.
With ambitious growth plans and a strong track record, they offer a supportive, entrepreneurial culture where talented people can quickly develop their careers.
About the Role
Reporting to the Head of Credit Operations, you'll review lending proposals from initial credit assessment through to handover into Asset Management.
Working closely with Underwriters and senior stakeholders, you'll provide clear credit recommendations, maintain lending standards and help drive efficient deal execution.
Key Responsibilities
- Review bridging and development finance applications.
- Assess valuations, legal documents and professional reports.
- Produce credit recommendations for Credit Committee.
- Ensure compliance with lending policy and risk appetite.
- Maintain accurate credit records and reporting.
- Support deal progression through to completion.
- Deliver smooth handovers to Asset Management.
- Provide technical guidance to colleagues where required.
Package
- 25 days' holiday plus your birthday off
- Cycle to Work scheme
- Regular company socials
- Excellent career progression
- City of London office
Skills & Experience
- 2-5 years' experience within bridging, development finance or property lending.
- Credit, underwriting or credit analysis experience.
- Strong understanding of UK property‑backed lending.
- Ability to assess risk and make sound credit recommendations.
- Excellent analytical, communication and organisational skills.
- Collaborative approach with the confidence to support junior team members.
- Able to work predominantly from the office.
Why Apply?
You'll join a growing lender where your work has real impact, your development is encouraged and progression into Credit Committee is a realistic next step.
If you're looking for more responsibility, greater exposure and a genuine route into senior credit decision-making, this is an exceptional opportunity.
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Credit Officer employer: NRG Resourcing
NRG Resourcing is an exceptional employer, offering a dynamic work culture in Greater London that fosters collaboration and professional growth. As an End-to-End Mortgage Case Manager, you will benefit from career development opportunities while working on complex cases alongside a supportive team, ensuring your skills are continually enhanced in a fast-paced environment.
