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- Tasks: Lead a team in underwriting complex commercial mortgage applications and shape credit strategy.
- Company: Join a fast-growing, award-winning property finance lender known for excellence and strong broker relationships.
- Benefits: Enjoy a competitive salary, office-based work, and a supportive culture with clear career progression.
- Why this job: Make a significant impact in a high-growth division and influence strategic decisions.
- Qualifications: Experience in commercial term mortgages is essential; leadership experience preferred but not mandatory.
- Other info: This role offers autonomy and the chance to build a new division from the ground up.
The predicted salary is between 60000 - 84000 £ per year.
Lead and build a high-performing commercial mortgage underwriting team. Shape credit strategy, drive decisions, and help launch a high-impact division. A well-established and award-winning property finance lender is expanding into the commercial mortgage space — and we’re looking for a Commercial Mortgage Underwriting Manager to lead from the front. This is a rare opportunity to join a business known for its speed, service, and broker relationships — and to take ownership of building the commercial lending division from the ground up. Whether you're an experienced manager or a Senior Underwriter ready to step into leadership, this role offers autonomy, influence, and the chance to make a significant mark.
About the Business: Our client is a fast-growing, specialist property finance lender with a reputation for excellence across the bridging and buy-to-let markets. With strong funding lines and a dynamic leadership team, they’re now launching their Commercial Mortgage offering — and you’ll be instrumental in that journey.
The Commercial Mortgage Underwriting Manager Role: You’ll lead underwriting on complex commercial mortgage applications, manage relationships with brokers and solicitors, and shape the wider credit function. As the division grows, you’ll play a key role in mentoring underwriters and building a high-performance team. This is a front-foot leadership role — strategic, collaborative, and high-impact.
- Key Responsibilities:
- Underwrite commercial term mortgage loans from application to completion
- Make confident, high-value credit decisions within personal mandate
- Present complex or high-risk cases to credit committee
- Assess risk across various asset types (investment and owner-occupied)
- Collaborate with brokers, valuers, solicitors, and internal teams
- Develop and refine credit policy, lending appetite, and process improvements
- Manage and mentor a growing team of underwriters (team leadership experience preferred)
Who We’re Looking For: Experience at a lender or bank offering commercial term mortgages (essential). Proven track record underwriting owner-occupied and investment property loans. Personal mandate (£500k–£1m+) or credit committee experience. Strong commercial acumen, risk assessment, and deal structuring skills. Confident communicator and decisive problem solver. Experience managing an underwriting team is preferred — but we will also consider a high-performing Senior Underwriter ready to step up into management.
What’s on Offer: Salary DOE (c. £100k+). Office based with a supportive, ambitious culture. Clear route into a Head of Commercial Underwriting role. Influence at strategic level — your voice will help shape a new division. Opportunity to make your mark in a high-growth, well-funded business.
Why Apply? If you’re ready to step out of the shadows, frustrated with red tape, and hungry to build something meaningful — this is your opportunity. You’ll shape the credit strategy, lead a talented team, and be at the forefront of one of the UK’s most exciting commercial lending growth stories.
Commercial Mortgage Underwriting Manager employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Mortgage Underwriting Manager
✨Tip Number 1
Network with professionals in the commercial mortgage sector. Attend industry events, webinars, or local meetups to connect with potential colleagues and mentors who can provide insights into the role and the company culture.
✨Tip Number 2
Research the latest trends in commercial mortgage underwriting. Familiarise yourself with current market conditions, regulatory changes, and innovative practices that could impact the lending landscape, as this knowledge will be crucial during interviews.
✨Tip Number 3
Prepare to discuss your leadership style and experiences in team management. Think of specific examples where you've successfully led a team or mentored others, as this will demonstrate your readiness for a managerial role.
✨Tip Number 4
Showcase your problem-solving skills by preparing case studies or scenarios related to complex underwriting decisions. Being able to articulate your thought process and decision-making will set you apart from other candidates.
We think you need these skills to ace Commercial Mortgage Underwriting Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in commercial mortgage underwriting and team leadership. Use specific examples that demonstrate your ability to make high-value credit decisions and manage relationships with brokers.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your background aligns with their needs, particularly your experience in shaping credit strategy and mentoring teams.
Showcase Your Achievements: Include quantifiable achievements in your application. For instance, mention any successful projects you've led or improvements you've made in underwriting processes that resulted in increased efficiency or profitability.
Prepare for Potential Questions: Anticipate questions related to risk assessment and decision-making in complex cases. Be ready to discuss your approach to managing an underwriting team and how you would contribute to building the new division.
How to prepare for a job interview at NRG Resourcing
✨Showcase Your Leadership Skills
As a Commercial Mortgage Underwriting Manager, you'll need to demonstrate your ability to lead and mentor a team. Prepare examples of how you've successfully managed teams in the past, focusing on your leadership style and the impact you've had on team performance.
✨Understand the Credit Strategy
Familiarise yourself with the company's current credit policies and lending appetite. Be ready to discuss how you would shape and refine these strategies based on your experience and insights into the commercial mortgage market.
✨Prepare for Complex Case Discussions
Given the role's focus on underwriting complex commercial mortgage applications, be prepared to discuss specific high-risk cases you've handled. Highlight your decision-making process and how you assessed risk across various asset types.
✨Demonstrate Strong Communication Skills
Effective communication is key in this role, especially when collaborating with brokers, solicitors, and internal teams. Practice articulating your thoughts clearly and confidently, and be ready to showcase your problem-solving abilities during the interview.
