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- Tasks: Lead a team in underwriting complex commercial mortgage applications and shape credit strategy.
- Company: Join a fast-growing, award-winning property finance lender known for excellence and strong broker relationships.
- Benefits: Enjoy hybrid working, a competitive salary, and a clear path to senior leadership roles.
- Why this job: Make a significant impact in a high-growth division and influence strategic decisions.
- Qualifications: Experience in commercial term mortgages and strong leadership skills are essential.
- Other info: This role is perfect for those ready to step up from Senior Underwriter to management.
The predicted salary is between 72000 - 120000 £ per year.
Lead and Build a High-Performing Commercial Mortgage Underwriting Team. Shape credit strategy, drive decisions, and help launch a high-impact division.
A well-established and award-winning property finance lender is expanding into the Commercial Mortgage space — and we’re looking for a Commercial Mortgage Underwriting Manager to lead from the front. This is a rare opportunity to join a business known for its speed, service, and broker relationships — and to take ownership of building the commercial lending division from the ground up. Whether you’re an experienced manager or a Senior Underwriter ready to step into leadership, this role offers autonomy, influence, and the chance to make a significant mark.
About the Business: Our client is a fast-growing, specialist property finance lender with a reputation for excellence across the bridging and buy-to-let markets. With strong funding lines and a dynamic leadership team, they’re now launching their Commercial Mortgage offering — and you’ll be instrumental in that journey.
The Commercial Mortgage Underwriting Manager Role: You’ll lead underwriting on complex commercial mortgage applications, manage relationships with brokers and solicitors, and shape the wider credit function. As the division grows, you’ll play a key role in mentoring underwriters and building a high-performance team. This is a front-foot leadership role — strategic, collaborative, and high-impact.
- Key Responsibilities:
- Underwrite commercial term mortgage loans from application to completion
- Make confident, high-value credit decisions within personal mandate
- Present complex or high-risk cases to credit committee
- Assess risk across various asset types (investment and owner-occupied)
- Collaborate with brokers, valuers, solicitors, and internal teams
- Develop and refine credit policy, lending appetite, and process improvements
- Manage and mentor a growing team of underwriters (team leadership experience preferred)
Who We’re Looking For: Experience at a lender or bank offering commercial term mortgages (essential). Proven track record underwriting owner-occupied and investment property loans. Personal mandate (£500k–£1m+) or credit committee experience. Strong commercial acumen, risk assessment, and deal structuring skills. Confident communicator and decisive problem solver. Experience managing an underwriting team is preferred — but we will also consider a high-performing Senior Underwriter ready to step up into management.
What’s on Offer: Salary DOE (c. £100k+). Hybrid working with a supportive, ambitious culture. Clear route into a Head of Commercial Underwriting role. Influence at strategic level — your voice will help shape a new division. Opportunity to make your mark in a high-growth, well-funded business.
Why Apply? If you’re ready to step out of the shadows, frustrated with red tape, and hungry to build something meaningful — this is your opportunity. You’ll shape the credit strategy, lead a talented team, and be at the forefront of one of the UK’s most exciting commercial lending growth stories.
Commercial Mortgage Underwriting Manager employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Mortgage Underwriting Manager
✨Tip Number 1
Network with professionals in the commercial mortgage sector. Attend industry events or webinars to connect with potential colleagues and decision-makers. Building relationships can give you insights into the company culture and expectations.
✨Tip Number 2
Research the latest trends in commercial mortgage underwriting. Being knowledgeable about current market conditions and regulatory changes will help you demonstrate your expertise during interviews and discussions.
✨Tip Number 3
Prepare to discuss your leadership style and experiences in managing teams. Think of specific examples where you've successfully mentored others or led projects, as this role requires strong team-building skills.
✨Tip Number 4
Familiarise yourself with the company's values and mission. Tailoring your conversations to align with their goals will show that you're not just interested in the role, but also in contributing to their vision for growth.
We think you need these skills to ace Commercial Mortgage Underwriting Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in commercial mortgage underwriting and team leadership. Use specific examples that demonstrate your ability to make high-value credit decisions and manage relationships with brokers.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Discuss how your background aligns with the responsibilities of leading a high-performing underwriting team and shaping credit strategy.
Showcase Your Achievements: When detailing your work history, focus on quantifiable achievements. Mention any successful projects or initiatives you've led, particularly those that involved risk assessment and deal structuring in commercial mortgages.
Prepare for Potential Questions: Anticipate questions related to your experience with credit committees and personal mandates. Be ready to discuss specific cases where you made significant credit decisions and how you mentored junior underwriters.
How to prepare for a job interview at NRG Resourcing
✨Showcase Your Leadership Skills
As a Commercial Mortgage Underwriting Manager, you'll need to demonstrate your ability to lead and mentor a team. Prepare examples of how you've successfully managed teams in the past, focusing on your leadership style and the impact you've had on team performance.
✨Understand the Commercial Mortgage Landscape
Familiarise yourself with current trends and challenges in the commercial mortgage sector. Be ready to discuss how you would approach underwriting complex applications and what strategies you would implement to shape the credit function effectively.
✨Prepare for Scenario-Based Questions
Expect to face scenario-based questions that assess your decision-making skills. Think about high-risk cases you've encountered and how you navigated them, as well as your approach to risk assessment across different asset types.
✨Communicate Confidently
Strong communication skills are essential for this role. Practice articulating your thoughts clearly and confidently, especially when discussing complex topics like credit policy and deal structuring. This will help you convey your expertise effectively during the interview.
