At a Glance
- Tasks: Underwrite property finance transactions and make impactful lending decisions.
- Company: A fast-growing specialist property lender with a collaborative culture.
- Benefits: Competitive salary, performance bonuses, flexible working, and professional development.
- Other info: Be part of a supportive environment that values independent thinking and career growth.
- Why this job: Join a dynamic team and pave your way to Head of Underwriting in 12-18 months.
- Qualifications: 5+ years in underwriting with strong analytical and communication skills.
The predicted salary is between 44100 - 53900 £ per year.
A specialist property lender that has built its success on speed, expertise and intelligent lending decisions. With an established presence across bridging finance, refurbishment loans, auction purchases, HMOs, conversions and semi-commercial property transactions, the business is entering an exciting growth phase and is seeking an experienced Underwriter to help lead the journey.
This position is ideal for an experienced property finance professional who enjoys analysing transactions, making lending decisions and taking responsibility for outcomes. You'll assess a broad range of straightforward and complex property-backed lending opportunities while working closely with senior leadership to shape underwriting standards and support the future growth of the lending function. The successful candidate will become a key decision-maker within the business and play an instrumental role in scaling underwriting operations.
Key Responsibilities
- Underwrite bridging and specialist property finance transactions
- Assess residential, semi-commercial and conversion opportunities
- Review borrower profiles, project viability and exit strategies
- Analyse valuations, legal reports and supporting documentation
- Present and justify lending decisions
- Structure deals within agreed lending criteria and risk appetite
- Manage cases through to completion alongside operations colleagues
- Identify and recommend improvements to underwriting procedures
- Support the development of underwriting policy and best practice
- Help build and lead the underwriting function as the business grows
Package
- Salary depending on experience
- Exceptional performance-based bonus structure
- Clear route to Head of Underwriting
- Direct exposure to senior leadership and lending strategy
- Ongoing professional development and mentoring
- Flexible working options after probation
- Fast-growing business with strong long-term ambitions
- Collaborative and supportive team culture
Skills & Experience
- 5+ years' underwriting experience within bridging finance, specialist finance, development finance or property lending
- Strong understanding of residential, semi-commercial and refurbishment lending
- Experience reviewing HMOs, conversions and value-add property projects
- Confident making lending recommendations and credit decisions
- Detail-oriented with strong analytical skills
- Commercial awareness and sound judgement
- Ability to communicate effectively with brokers and borrowers
- Desire to progress into leadership responsibilities
- Ambitious, proactive and highly accountable mindset
Why Apply?
This position offers the platform to move beyond transaction management and become a recognised leader within a growing business. The company actively develops talent, values independent thinking and rewards individuals who contribute to its success. If you're looking for a role that combines complex deal exposure, strong earning potential and a realistic leadership pathway, this is an exceptional opportunity to accelerate your career.
Bridging Finance Underwriter | Leadership Path employer: NRG Resourcing
NRG Resourcing is an exceptional employer, offering a dynamic work culture in Greater London that fosters collaboration and professional growth. As an End-to-End Mortgage Case Manager, you will benefit from career development opportunities while working on complex cases alongside a supportive team, ensuring your skills are continually enhanced in a fast-paced environment.
StudySmarter Expert Advice🤫
We think this is how you could land Bridging Finance Underwriter | Leadership Path
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like NRG Resourcing. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Bridging Finance Underwriter | Leadership Path
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to NRG Resourcing.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on NRG Resourcing's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at NRG Resourcing
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with NRG Resourcing.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at NRG Resourcing will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former NRG Resourcing employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
