At a Glance
- Tasks: Underwrite complex real estate and specialist finance cases, ensuring accuracy and compliance.
- Company: Join a fast-growing lender known for speed, service, and reliability in property finance.
- Benefits: Competitive salary, bonus scheme, flexible working options, and career progression.
- Why this job: Shape high-value lending decisions and influence the future of property finance.
- Qualifications: Experience in underwriting with strong analytical and communication skills.
- Other info: Dynamic environment with opportunities for professional growth and autonomy.
The predicted salary is between 36000 - 60000 £ per year.
Are you an experienced Specialist Finance Underwriter ready to take on a senior role where your expertise genuinely shapes lending decisions? If you’re looking to join a fast-growing lender with strong funding lines and a commitment to delivering first-class service across the property finance sector, this opportunity offers real influence, clear progression and the chance to underwrite complex, high-value real estate and specialist finance cases every day.
About the Company
You’ll be joining a well-established specialist property finance lender with a strong reputation for speed, service and reliability. Operating across real estate and specialist finance, the business partners with brokers, developers and investors throughout the UK. With substantial funding behind them and ambitious growth plans, they offer a stable, forward-thinking environment where experienced professionals can thrive.
About the Specialist Finance Underwriter Role
As a Senior Underwriter / Head of Underwriting, you’ll play a central role in assessing, structuring and underwriting real estate and specialist finance cases from enquiry through to completion. This is a senior, high-responsibility position where you will work closely with brokers, valuers, solicitors and internal teams to ensure each case is rigorously assessed and delivered with accuracy and pace. Secondary experience in other roles across the property finance sector is welcomed and highly valued, though it is not essential.
Key Responsibilities
- Underwrite real estate and specialist finance cases, ensuring all credit, risk and AML requirements are fully met.
- Conduct detailed analysis of borrower financials, project viability, exit strategies and security.
- Review valuations, QS reports, cost schedules and development or investment appraisals.
- Work closely with the Credit Committee, presenting cases with clarity, accuracy and commercial awareness.
- Liaise with brokers, solicitors and external stakeholders to drive cases efficiently through to completion.
- Ensure all underwriting decisions adhere to lending policy, regulation, AML standards and internal procedures.
- Identify potential risks early and provide practical, commercially driven solutions.
- Support ongoing portfolio monitoring by reviewing progress reports, drawdowns and project performance.
Specialist Finance Underwriter Package
- Competitive salary and bonus scheme.
- Modern office environment in Altrincham with flexible working options.
- Long-term career progression as a senior figure within a growing lender.
Skills & Experience Required
- Proven experience underwriting real estate and specialist finance cases.
- Strong understanding of appraisals, cost plans, valuations and QS reporting.
- Solid AML and KYC knowledge with the ability to interpret complex structures.
- Experience in a senior underwriting or risk role with the ability to make autonomous, evidence-based decisions.
- Confident communicator and trusted advisor to brokers, developers and senior leadership.
- Highly organised, detail-oriented and capable of managing a high volume of complex cases.
- Secondary experience in other roles within the property finance industry desirable but not essential.
Why Apply?
Join a well-funded, fast-growing lender that prioritises quality underwriting over volume and gives you the autonomy to shape genuinely complex, high-value real estate and specialist finance cases. Take on a senior, strategic role, influence decision-making and become a trusted partner in a business investing heavily in its future.
Underwriter - Specialist Property Finance in Altrincham employer: NRG Resourcing
Contact Detail:
NRG Resourcing Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Underwriter - Specialist Property Finance in Altrincham
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at local events. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream role.
✨Tip Number 2
Prepare for interviews by practising common questions and scenarios specific to underwriting. We recommend doing mock interviews with friends or mentors to boost your confidence and refine your answers.
✨Tip Number 3
Showcase your expertise! Bring along examples of your previous work or case studies to interviews. This will demonstrate your skills and give potential employers a taste of what you can bring to the table.
✨Tip Number 4
Don’t forget to apply through our website! We’re always on the lookout for talented individuals like you. Plus, applying directly can sometimes give you an edge over other candidates.
We think you need these skills to ace Underwriter - Specialist Property Finance in Altrincham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Specialist Finance Underwriter role. Highlight your experience in underwriting real estate and specialist finance cases, and don’t forget to showcase your understanding of appraisals and valuations.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this senior role. Mention specific examples of how you've influenced lending decisions and worked with brokers or developers.
Showcase Your Analytical Skills: Since this role involves detailed analysis, make sure to emphasise your analytical skills in both your CV and cover letter. Talk about how you've assessed borrower financials and project viability in past roles.
Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and get you on the path to joining our fantastic team!
How to prepare for a job interview at NRG Resourcing
✨Know Your Numbers
As an Underwriter, you'll need to demonstrate a solid understanding of financial analysis. Brush up on your knowledge of borrower financials, project viability, and exit strategies. Be prepared to discuss specific cases you've worked on and how you assessed their risk and potential.
✨Showcase Your Communication Skills
This role requires liaising with brokers, solicitors, and other stakeholders. Practice articulating your thought process clearly and confidently. Think about examples where your communication made a difference in a case's outcome, and be ready to share those stories.
✨Understand the Company’s Values
Research the lender's reputation for speed, service, and reliability. Be ready to explain how your values align with theirs and how you can contribute to their commitment to first-class service. This shows that you're not just looking for any job, but that you're genuinely interested in being part of their team.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that assess your decision-making skills. Think through potential risks you might encounter in underwriting and how you would address them. Practising these scenarios will help you feel more confident and articulate during the interview.