At a Glance
- Tasks: Manage diverse lending relationships and support exceptional customer outcomes.
- Company: Join Nottingham Building Society, a mutual dedicated to community and member success.
- Benefits: Competitive salary, 29 days leave, healthcare scheme, and personal development opportunities.
- Other info: Embrace diversity and contribute to sustainability initiatives while enjoying a hybrid work model.
- Why this job: Make a real impact in lending while growing your career in a supportive environment.
- Qualifications: Experience in financial services and strong credit management skills required.
The predicted salary is between 40000 - 40000 £ per year.
Contract type: Permanent
Hours: Full-time, 35 hours
Location: Head Office, Nottingham (Hybrid working, minimum 2 days per week)
Salary: £40,000 (Depending on experience)
Application process: Please apply via the application button which will direct you to our careers site. If you require any adjustments to assist you in applying, please contact us.
Make an Impact Where It Matters
Are you passionate about complex lending and delivering exceptional customer outcomes? Join us as a Lending Portfolio Specialist, where you'll play a pivotal role in managing and nurturing a diverse portfolio of lending relationships.
In this dynamic position, you'll support the Lending Portfolio Manager in overseeing a range of existing customer accounts from limited company buy-to-let and commercial investment portfolios to complex residential mortgages. You'll help ensure strong credit stewardship across intricate transactions while working closely with colleagues across Lending, Legal, and Credit Risk.
Here's a taste of what you will be doing as a Lending Portfolio Specialist at Nottingham Building Society:
- Act as a subject matter expert for Lending customers, supporting the development of in-life management strategies and controls
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate
- Mentor colleagues, promoting a culture of expertise and continuous development
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations
- Stay current with mortgage regulations and ensure processes remain compliant
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance
- Contribute to strategic projects to evolve lending practices
- Produce accurate, timely MI reporting and analysis
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements
About you:
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk
- Expertise in company structures, security types, and interpreting financial statements
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation
- Proven credit management experience, particularly across Commercial and Limited Company Buy-to-Let, including complex structures and post-contract variations
- Ability to analyse and interpret business data to inform decision-making and planning
- Track record of delivering results in a fast-paced, risk-focused environment
- Strong stakeholder and relationship management skills, both internal and external, including third-party partners
- Excellent communication and leadership capability, with experience coaching and developing colleagues
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change
- Good market, customer, and intermediary insight
- Experience contributing to or leading project workstreams, delivering against objectives
Reward & Benefits:
- A fair and competitive salary evaluated against market data, annual discretionary bonus scheme, Medicash healthcare scheme, 29 days annual leave plus bank holidays and enhanced family leave.
- Commitment and dedication to your ongoing personal and professional development.
- A friendly and inclusive culture where teams genuinely strive to do the right thing by their colleagues and our customers.
- A strong sustainability agenda - we're continually finding new ways to be kinder to the environment by reducing our carbon footprint.
- We're passionate about giving back to the communities in which we serve as well as supporting local charities as part of the Samuel Fox Foundation.
- Your health and wellbeing is our priority, we encourage this through a suite of support resources, including a team of trained mental health first aiders.
Embracing Diversity Together:
We proudly embrace and celebrate diversity as a fundamental cornerstone of our values. We believe that a diverse and inclusive workplace is not just essential for our success but is also a reflection of the vibrant communities we serve.
About us:
Together we overcome barriers and shape brighter futures for our customers, colleagues and our communities. We are a mutual, which means we don't have shareholders. Instead, we're owned by our members and use our money to do good, investing in our community, responsible causes, and well, you.
Portfolio Specialist - Lending - Nottingham in Sawmills employer: Nottingham Building Society
At Nottingham Building Society, we pride ourselves on being an exceptional employer that values personal and professional growth. With a commitment to work-life balance, a friendly and inclusive culture, and a strong focus on community engagement, we empower our employees to thrive in their roles while making a meaningful impact. Our hybrid working model and comprehensive benefits package, including generous leave and health support, ensure that you can excel both at work and in your personal life.
Contact Details:
Nottingham Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Specialist - Lending - Nottingham in Sawmills
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who know about lending. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and other relevant regulations. We want you to show off your expertise and how it aligns with the role of a Lending Portfolio Specialist.
✨Tip Number 3
Practice your storytelling skills! Be ready to share specific examples of how you've managed complex lending situations or improved customer outcomes. This will help you stand out during interviews.
✨Tip Number 4
Don't forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are genuinely interested in joining our team.
We think you need these skills to ace Portfolio Specialist - Lending - Nottingham in Sawmills
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Portfolio Specialist role. Highlight your experience in complex lending and customer outcomes, as this will show us you're a great fit for the position.
Showcase Your Expertise:We want to see your knowledge of financial services legislation and credit management. Use specific examples from your past roles to demonstrate how you've successfully navigated these areas.
Be Clear and Concise:When writing your application, keep it straightforward. We appreciate clarity, so avoid jargon and get straight to the point about your skills and experiences that relate to the job.
Apply Through Our Website:Don't forget to apply via our careers site! It's the best way for us to receive your application and ensures you’re considered for the role. Plus, if you need any adjustments during the process, just reach out!
How to prepare for a job interview at Nottingham Building Society
✨Know Your Stuff
Make sure you brush up on your knowledge of financial services legislation, especially MCOB and the Data Protection Act. Being able to discuss these topics confidently will show that you're serious about the role and understand the complexities involved in lending.
✨Showcase Your Experience
Prepare specific examples from your past work that highlight your credit management experience, particularly with complex structures and post-contract variations. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
✨Demonstrate Team Spirit
Since this role involves collaboration with various teams, be ready to talk about how you've successfully worked with others in the past. Share instances where you mentored colleagues or contributed to team projects, showcasing your leadership and relationship management skills.
✨Ask Thoughtful Questions
Prepare a few insightful questions about the company’s approach to lending and customer outcomes. This not only shows your interest in the role but also gives you a chance to assess if the company culture aligns with your values, especially regarding diversity and community involvement.
