At a Glance
- Tasks: Manage diverse lending portfolios and support exceptional customer outcomes.
- Company: Join Nottingham Building Society, a mutual dedicated to community and member success.
- Benefits: Competitive salary, annual bonus, 29 days leave, and health benefits.
- Other info: Embrace diversity in a supportive culture with excellent growth opportunities.
- Why this job: Make a real impact in complex lending while developing your career.
- Qualifications: Strong knowledge of financial services and proven credit management experience.
The predicted salary is between 40000 - 40000 £ per year.
Location: Head Office, Nottingham (Hybrid working, minimum 2 days per week)
Salary: £40,000 (Depending on experience)
Lending Portfolio Specialist – Make an Impact Where It Matters
Are you passionate about complex lending and delivering exceptional customer outcomes? Join us as a Lending Portfolio Specialist, where you’ll play a pivotal role in managing and nurturing a diverse portfolio of lending relationships. In this dynamic position, you’ll support the Lending Portfolio Manager in overseeing a range of existing customer accounts – from limited company buy-to-let and commercial investment portfolios to complex residential mortgages. You’ll help ensure strong credit stewardship across intricate transactions while working closely with colleagues across Lending, Legal, and Credit Risk.
Here’s a taste of what you will be doing as an In Life Lending Portfolio Specialist at Nottingham Building Society:
- Act as a subject matter expert for Lending customers, supporting the development of in-life management strategies and controls
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate
- Mentor colleagues, promoting a culture of expertise and continuous development
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations
- Stay current with mortgage regulations and ensure processes remain compliant
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance
- Contribute to strategic projects to evolve lending practices
- Produce accurate, timely MI reporting and analysis
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements
About you:
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk
- Expertise in company structures, security types, and interpreting financial statements
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation
- Proven credit management experience, particularly across Commercial and Limited Company Buy-to-Let, including complex structures and post-contract variations
- Ability to analyse and interpret business data to inform decision-making and planning
- Track record of delivering results in a fast‑paced, risk‑focused environment
- Strong stakeholder and relationship management skills, both internal and external, including third‑party partners
- Excellent communication and leadership capability, with experience coaching and developing colleagues
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change
- Good market, customer, and intermediary insight
- Experience contributing to or leading project workstreams, delivering against objectives
Reward & Benefits:
- A fair and competitive salary evaluated against market data, annual discretionary bonus scheme, Medicash healthcare scheme, 29 days annual leave plus bank holidays and enhanced family leave.
- Commitment and dedication to your ongoing personal and professional development.
- For all full‑time roles we work a 35‑hour working week to promote a work/life balance.
- A friendly and inclusive culture where teams genuinely strive to do the right thing by their colleagues and our customers.
- A strong sustainability agenda – we’re continually finding new ways to be kinder to the environment by reducing our carbon footprint.
- Your health and wellbeing is our priority, we encourage this through a suite of support resources, including a team of trained mental health first aiders.
Embracing Diversity Together:
We proudly embrace and celebrate diversity as a fundamental cornerstone of our values. Our commitment to diversity extends beyond our internal culture to the way we approach advertising and engage with our customers.
About us:
Together we overcome barriers and shape brighter futures for our customers, colleagues and our communities. We are a mutual, which means we don’t have shareholders. Instead, we’re owned by our members and use our money to do good, investing in our community, responsible causes, and – well, you.
Hybrid Lending Portfolio Specialist - Complex Mortgages in Nottingham employer: Nottingham Building Society
Nottingham Building Society is an exceptional employer that prioritises employee growth and well-being, offering a competitive salary, generous annual leave, and a commitment to work-life balance through hybrid working arrangements. With a strong focus on personal and professional development, a friendly and inclusive culture, and a dedication to sustainability and community engagement, employees are empowered to thrive both in their roles and within the wider community. Join us to make a meaningful impact while enjoying a supportive environment that values diversity and collaboration.
Contact Details:
Nottingham Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Hybrid Lending Portfolio Specialist - Complex Mortgages in Nottingham
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector, especially those who know about complex lending. A friendly chat can lead to insider info on job openings or even a referral.
✨Tip Number 2
Prepare for interviews by brushing up on your knowledge of MCOB and other relevant regulations. We want you to showcase your expertise in credit management and complex mortgage structures, so practice articulating your experience clearly.
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your values. At StudySmarter, we believe in making an impact, so look for roles where you can contribute to customer outcomes and community initiatives.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can set you apart from other candidates. It shows your enthusiasm for the role and keeps you fresh in their minds as they make their decision.
We think you need these skills to ace Hybrid Lending Portfolio Specialist - Complex Mortgages in Nottingham
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experience that match the Lending Portfolio Specialist role. Highlight your expertise in complex lending, credit management, and any relevant financial services legislation to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Share your passion for complex mortgages and how you can contribute to our mission. Be sure to mention specific experiences that demonstrate your ability to manage diverse lending relationships.
Showcase Your Soft Skills:We love candidates who can communicate effectively and build strong relationships. In your application, highlight examples of how you've mentored colleagues or collaborated with teams to enhance customer outcomes.
Apply Through Our Website:Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it shows you’re keen on joining our team!
How to prepare for a job interview at Nottingham Building Society
✨Know Your Stuff
Make sure you brush up on your knowledge of complex lending and financial services legislation. Familiarise yourself with MCOB, Data Protection Act, and Consumer Duty. Being able to discuss these topics confidently will show that you're serious about the role.
✨Showcase Your Experience
Prepare specific examples from your past work that highlight your credit management experience, especially in commercial and limited company buy-to-let scenarios. Use the STAR method (Situation, Task, Action, Result) to structure your answers and make them impactful.
✨Ask Smart Questions
Come prepared with insightful questions about the company's approach to customer outcomes and portfolio management. This not only shows your interest but also gives you a chance to demonstrate your understanding of the role and the industry.
✨Demonstrate Team Spirit
Since collaboration is key in this role, be ready to discuss how you've worked effectively with colleagues and external partners in the past. Highlight any mentoring or coaching experiences to showcase your leadership skills and commitment to team success.
