At a Glance
- Tasks: Manage diverse lending relationships and support strategic projects for exceptional customer outcomes.
- Company: Join Nottingham Building Society, a leader in financial services with a collaborative culture.
- Benefits: Competitive salary, hybrid working, and opportunities for professional growth.
- Other info: Mentor colleagues and contribute to continuous improvement in a fast-paced setting.
- Why this job: Make a real impact in lending while developing your expertise in a dynamic environment.
- Qualifications: Strong knowledge of financial services legislation and proven credit management experience required.
The predicted salary is between 40000 - 40000 £ per year.
Contract type: Permanent
Hours: Full-time, 35 hours
Location: Head Office, Nottingham (Hybrid working, minimum 2 days per week)
Salary: 40,000 (Depending on experience)
Application process: Please apply via the application button which will direct you to our careers site. If you require any adjustments to assist you in applying, please contact Lending Portfolio Specialist.
Make an Impact Where It Matters
Are you passionate about complex lending and delivering exceptional customer outcomes? Join us as a Lending Portfolio Specialist, where you'll play a pivotal role in managing and nurturing a diverse portfolio of lending relationships. In this dynamic position, you'll support the Lending Portfolio Manager in overseeing a range of existing customer accounts from limited company buy-to-let and commercial investment portfolios to complex residential mortgages. You'll help ensure strong credit stewardship across intricate transactions while working closely with colleagues across Lending, Legal, and Credit Risk.
Here's a taste of what you will be doing as a Lending Portfolio Specialist at Nottingham Building Society:
- Act as a subject matter expert for Lending customers, supporting the development of in-life management strategies and controls.
- Conduct loan facility reviews, assess contract variations, manage revaluations, oversee watchlist accounts, and support recovery cases.
- Maintain portfolio quality through strong credit risk assessment and effective use of mandate.
- Mentor colleagues, promoting a culture of expertise and continuous development.
- Apply sound judgement to identify risks, prioritise effectively, and recommend mitigations.
- Stay current with mortgage regulations and ensure processes remain compliant.
- Collaborate with internal teams and external partners to enhance customer outcomes and portfolio performance.
- Contribute to strategic projects to evolve lending practices.
- Produce accurate, timely MI reporting and analysis.
- Ensure compliance with MCOB and Customer Due Diligence (CDD) requirements.
About you:
- Strong knowledge of financial services legislation (MCOB, Data Protection Act, TCF, Consumer Duty) and conduct/operational risk.
- Expertise in company structures, security types, and interpreting financial statements.
- Good understanding of Land Law, conveyancing, land registration, and Housing Act legislation.
- Proven credit management experience, particularly across Commercial and Limited Company Buy-to-Let, including complex structures and post-contract variations.
- Ability to analyse and interpret business data to inform decision-making and planning.
- Track record of delivering results in a fast-paced, risk-focused environment.
- Strong stakeholder and relationship management skills, both internal and external, including third-party partners.
- Excellent communication and leadership capability, with experience coaching and developing colleagues.
- Ability to manage multiple priorities, make sound judgements, and drive continuous improvement and cultural change.
- Good market, customer, and intermediary insight.
- Experience contributing to or leading project workstreams, delivering against objectives.
Portfolio Specialist - Lending - Nottingham in Lincolnshire employer: Nottingham Building Society
Nottingham Building Society is an exceptional employer that prioritises employee growth and development, offering a supportive work culture where collaboration and expertise thrive. With hybrid working options and a focus on delivering outstanding customer outcomes, employees enjoy a dynamic environment that encourages continuous learning and professional advancement. Join us in Nottingham to make a meaningful impact in the lending sector while benefiting from a competitive salary and a commitment to compliance and excellence.
Contact Details:
Nottingham Building Society Recruitment Team
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Specialist - Lending - Nottingham in Lincolnshire
✨Tip Number 1
Network like a pro! Reach out to your connections in the lending and financial services sector. Attend industry events or webinars, and don’t be shy about introducing yourself. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Familiarise yourself with their lending practices and recent projects. This will help you tailor your responses and show that you're genuinely interested in being part of the team.
✨Tip Number 3
Practice your pitch! Be ready to explain how your experience aligns with the role of a Lending Portfolio Specialist. Highlight your credit management skills and your ability to analyse complex data – this is your chance to shine!
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, if you need any adjustments during the process, just reach out to us – we’re here to help you land that dream job!
We think you need these skills to ace Portfolio Specialist - Lending - Nottingham in Lincolnshire
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Portfolio Specialist role. Highlight your experience in lending, credit management, and any relevant financial services legislation. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about complex lending and how you can contribute to our team. Keep it engaging and make sure to connect your experiences with the job description.
Showcase Your Achievements:When detailing your work history, focus on your achievements rather than just duties. Use numbers and examples to demonstrate how you've made an impact in previous roles. We love seeing results!
Apply Through Our Website:Don't forget to apply through our careers site! It's the best way to ensure your application gets to us directly. Plus, if you need any adjustments during the process, just reach out—we're here to help!
How to prepare for a job interview at Nottingham Building Society
✨Know Your Stuff
Make sure you brush up on your knowledge of financial services legislation, especially MCOB and the Data Protection Act. Being able to discuss these topics confidently will show that you're serious about the role and understand the complexities involved in lending.
✨Showcase Your Experience
Prepare specific examples from your past roles that highlight your credit management experience, particularly with Commercial and Limited Company Buy-to-Let. Use the STAR method (Situation, Task, Action, Result) to structure your answers and demonstrate how you've delivered results in a fast-paced environment.
✨Ask Smart Questions
Come prepared with insightful questions about the company’s lending practices and how they manage their portfolio. This not only shows your interest in the role but also gives you a chance to assess if the company aligns with your career goals.
✨Demonstrate Team Spirit
Since collaboration is key in this role, be ready to discuss how you've worked with internal teams and external partners in the past. Highlight any mentoring or coaching experiences to showcase your leadership skills and ability to promote a culture of continuous development.
