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- Tasks: Lead a team in optimising credit risk strategies and decision-making.
- Company: Join Northreach, a diverse and inclusive leader in financial services.
- Benefits: Enjoy flexible work options and a supportive team environment.
- Why this job: Make a real impact on business growth while developing your leadership skills.
- Qualifications: Expertise in retail credit risk and consumer lending is essential.
- Other info: Work from London, West Yorkshire, or Hampshire with just 1-2 days onsite.
The predicted salary is between 54000 - 84000 £ per year.
The Senior Credit Risk Manager will be responsible for leading a team of 10 in the Credit Risk strategy team.
Responsibilities:
- Day to day management of the team and deputising for the Head of Credit Risk Strategy
- Optimising lending decisions using a data driven approach
- Establish a robust credit risk framework
- Building relationships with key stakeholders across the business
- Support overall business growth
Requirements:
- Expert knowledge in retail credit risk
- Expert knowledge in consumer lending particularly credit cards
- Expert knowledge of new business strategies for credit
- Understanding of credit decisioning and scorecards
- Familiar with regulatory landscape in the UK
- Ability to present clear and concise data backed results
- Ability to set and deliver clear vision for the team
- Recruiting and developing staff
- Driving continuous improvement across the function
- Experience leading an analytical team in dispersed locations
- Highly numerate
- Excellent communicator at all levels
- Strong focus on customer outcomes
This role can be based in London, West Yorkshire or Hampshire and you will be required on site 1-2 days pw. You must have full right to work in the UK.
Northreach is an equal opportunity employer and we do not discriminate against any employee or applicant for employment based on race, colour, religion, sex, national origin, disability, or age. We are committed to promoting diversity, equity, and inclusion in the workplace and hiring practices.
Senior Credit Risk Manager employer: Northreach
Contact Detail:
Northreach Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Credit Risk Manager
✨Tip Number 1
Familiarise yourself with the latest trends in retail credit risk and consumer lending, especially regarding credit cards. This knowledge will not only help you in interviews but also demonstrate your commitment to staying updated in the field.
✨Tip Number 2
Network with professionals in the financial services sector, particularly those involved in credit risk management. Engaging with industry peers can provide insights into the role and may even lead to referrals.
✨Tip Number 3
Prepare to discuss your experience in leading analytical teams and driving continuous improvement. Be ready to share specific examples of how you've optimised lending decisions using data-driven approaches.
✨Tip Number 4
Understand the regulatory landscape in the UK related to credit risk. Being well-versed in compliance issues will show that you are not only a strong candidate but also someone who can navigate the complexities of the role effectively.
We think you need these skills to ace Senior Credit Risk Manager
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Senior Credit Risk Manager position. Tailor your application to highlight your relevant experience in retail credit risk and consumer lending.
Highlight Relevant Experience: In your CV and cover letter, emphasise your expert knowledge in credit risk and your experience leading analytical teams. Use specific examples to demonstrate how you've optimised lending decisions and built relationships with stakeholders.
Showcase Your Skills: Clearly outline your skills related to data-driven decision making, credit decisioning, and regulatory knowledge. Mention any experience you have with scorecards and how you've driven continuous improvement in previous roles.
Craft a Compelling Cover Letter: Write a cover letter that not only summarises your qualifications but also conveys your passion for the role. Discuss your vision for the team and how you can contribute to the overall business growth at Northreach.
How to prepare for a job interview at Northreach
✨Showcase Your Leadership Skills
As a Senior Credit Risk Manager, you'll be leading a team. Be prepared to discuss your leadership style and provide examples of how you've successfully managed teams in the past. Highlight any experience you have in developing staff and driving continuous improvement.
✨Demonstrate Your Analytical Expertise
This role requires expert knowledge in retail credit risk and consumer lending. Be ready to discuss specific data-driven strategies you've implemented in previous roles. Use concrete examples to illustrate how your analytical skills have optimised lending decisions.
✨Understand the Regulatory Landscape
Familiarity with the regulatory environment in the UK is crucial. Brush up on current regulations related to credit risk and be prepared to discuss how these impact decision-making processes. Showing that you stay updated on regulatory changes will impress your interviewers.
✨Communicate Clearly and Concisely
Strong communication skills are essential for this position. Practice presenting complex data in a clear and concise manner. You may be asked to explain your thought process or present findings, so ensure you can articulate your ideas effectively to various stakeholders.
