At a Glance
- Tasks: Support Senior Lending Team in managing SME lending portfolios and client relationships.
- Company: Dynamic recruitment agency connecting top talent with leading investment firms.
- Benefits: Remote work, competitive salary, and opportunities for career growth.
- Other info: Collaborate closely with senior professionals in a fast-paced environment.
- Why this job: Join a purpose-driven team and make a real impact in the investment sector.
- Qualifications: Experience in SME lending or commercial banking with strong analytical skills.
The predicted salary is between 40000 - 50000 € per year.
REMOTE, Field Based - Scotland
Northreach is a dynamic recruitment agency that connects businesses with top talent across Financial Services and Investment sectors. We specialise in delivering a seamless recruitment experience for both clients and candidates, supporting growth, innovation, and long-term career development.
A well-established and growing UK investment fund is seeking an experienced Lending Associate / Relationship Manager to support its expanding SME lending portfolio focused on high-growth businesses across Scotland and the wider UK.
We’re looking for someone with strong commercial lending or SME finance experience who thrives in a fast-paced, purpose-driven investment environment and enjoys working closely with Senior Lending Team members to support deal execution and portfolio management.
You will support Senior Lending Team members across the full lending lifecycle, from post-approval execution through to ongoing portfolio monitoring and client engagement:
- Supporting Senior Lending Team members with post-approval processes including facility documentation, security arrangements, and completion of Conditions Precedent
- Liaising with internal Risk teams and external legal/security partners to ensure smooth transaction execution
- Monitoring portfolio performance, reviewing monthly financial information, and identifying early warning indicators or potential covenant risks
- Supporting proactive portfolio management and client relationship engagement alongside Senior Lending Team members
- Supporting analysis of SME financial accounts and management information to inform credit recommendations
Experience in SME lending, commercial banking, relationship management, or debt advisory roles:
- Strong numerical and analytical skills with the ability to interpret financial statements and management accounts
- Experience using CRM systems and Microsoft Office 365
- Experience in market-gap or growth lending (non-bank lending preferred)
- Exposure to portfolio monitoring and covenant management
- Existing professional network within Scottish SME or investment markets
- Close collaboration with experienced senior deal professionals and risk teams
Relationship manager (Permanent) employer: Northreach
Northreach is an exceptional employer, offering a dynamic and supportive work culture that prioritises employee growth and development. As a remote, field-based role in Scotland, the position of Relationship Manager provides unique opportunities to engage with high-growth SMEs while collaborating closely with experienced professionals in the investment sector. Employees benefit from a purpose-driven environment that fosters innovation and long-term career advancement, making it an ideal place for those seeking meaningful and rewarding employment.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship manager (Permanent)
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services and investment sectors. Attend industry events or webinars, and don’t be shy about introducing yourself to potential employers. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for those interviews! Research the company and its culture, especially focusing on their approach to SME lending. Be ready to discuss how your experience aligns with their needs, and don’t forget to have some insightful questions prepared.
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've interpreted financial statements or managed portfolios in past roles. This will demonstrate your capability to thrive in a fast-paced investment environment.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities that might just be the perfect fit for you. Plus, applying directly can sometimes give you an edge over other candidates. Don’t miss out!
We think you need these skills to ace Relationship manager (Permanent)
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Relationship Manager. Highlight your experience in SME lending and any relevant achievements that showcase your skills in commercial banking and relationship management.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for this role. Share specific examples of how you've supported deal execution or managed client relationships in the past, and don’t forget to express your enthusiasm for working with high-growth businesses.
Showcase Your Analytical Skills:Since strong numerical and analytical skills are key for this position, make sure to include examples of how you've interpreted financial statements or managed portfolio performance in your application. We want to see your analytical prowess!
Apply Through Our Website:We encourage you to apply through our website for a seamless application process. It’s the best way for us to receive your application and keep track of it, so don’t miss out on this opportunity!
How to prepare for a job interview at Northreach
✨Know Your Numbers
As a Relationship Manager, you'll need to demonstrate strong numerical and analytical skills. Brush up on your ability to interpret financial statements and management accounts. Be ready to discuss specific examples from your past experience where you've successfully analysed financial data to inform lending decisions.
✨Showcase Your Relationship Skills
This role is all about building and maintaining relationships. Prepare to share stories that highlight your experience in client engagement and relationship management. Think of times when you’ve turned a challenging situation into a positive outcome for both the client and your team.
✨Familiarise Yourself with the SME Landscape
Since the focus is on high-growth businesses across Scotland, do your homework on the local SME market. Be prepared to discuss current trends, challenges, and opportunities within the sector. This will show your genuine interest and understanding of the environment you'll be working in.
✨Prepare for Technical Questions
Expect questions related to the lending lifecycle, portfolio monitoring, and risk management. Review key concepts and be ready to explain how you would approach various scenarios. This will demonstrate your expertise and readiness to support the Senior Lending Team effectively.
