At a Glance
- Tasks: Support Senior Lending Team in managing SME lending portfolios and client relationships.
- Company: Dynamic recruitment agency connecting top talent with leading investment firms.
- Benefits: Remote work, competitive salary, and opportunities for career growth.
- Other info: Collaborate closely with senior professionals and expand your professional network.
- Why this job: Join a fast-paced environment and make a real impact on high-growth businesses.
- Qualifications: Experience in SME lending or commercial banking with strong analytical skills.
The predicted salary is between 40000 - 50000 € per year.
REMOTE, Field Based - Scotland
Northreach is a dynamic recruitment agency that connects businesses with top talent across Financial Services and Investment sectors. We specialise in delivering a seamless recruitment experience for both clients and candidates, supporting growth, innovation, and long-term career development.
A well-established and growing UK investment fund is seeking an experienced Lending Associate / Relationship Manager to support its expanding SME lending portfolio focused on high-growth businesses across Scotland and the wider UK.
We’re looking for someone with strong commercial lending or SME finance experience who thrives in a fast-paced, purpose-driven investment environment and enjoys working closely with Senior Lending Team members to support deal execution and portfolio management.
You will support Senior Lending Team members across the full lending lifecycle, from post-approval execution through to ongoing portfolio monitoring and client engagement:
- Supporting Senior Lending Team members with post-approval processes including facility documentation, security arrangements, and completion of Conditions Precedent
- Liaising with internal Risk teams and external legal/security partners to ensure smooth transaction execution
- Monitoring portfolio performance, reviewing monthly financial information, and identifying early warning indicators or potential covenant risks
- Supporting proactive portfolio management and client relationship engagement alongside Senior Lending Team members
- Supporting analysis of SME financial accounts and management information to inform credit recommendations
Experience required:
- Experience in SME lending, commercial banking, relationship management, or debt advisory roles
- Strong numerical and analytical skills with the ability to interpret financial statements and management accounts
- Experience using CRM systems and Microsoft Office 365
- Experience in market-gap or growth lending (non-bank lending preferred)
- Exposure to portfolio monitoring and covenant management
- Existing professional network within Scottish SME or investment markets
- Close collaboration with experienced senior deal professionals and risk teams
Relationship Manager Full Time Permanent employer: Northreach
Northreach is an exceptional employer, offering a vibrant work culture that prioritises innovation and employee growth within the dynamic financial services sector. With a focus on supporting high-growth businesses across Scotland, employees benefit from a collaborative environment, extensive professional development opportunities, and the chance to engage directly with senior lending professionals, making it a rewarding place for those passionate about SME finance.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship Manager Full Time Permanent
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services and investment sectors. Attend industry events or webinars, and don’t be shy about introducing yourself to potential employers. Remember, it’s all about who you know!
✨Tip Number 2
Prepare for those interviews! Research the company and its lending portfolio thoroughly. Be ready to discuss how your experience in SME finance can add value to their team. We want you to shine, so practice common interview questions and have your own ready too!
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've interpreted financial statements or managed portfolios in past roles. Use real-life scenarios to demonstrate your problem-solving abilities and how you’ve supported senior teams in the past.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re always on the lookout for talent that fits our dynamic culture. Don’t miss out on the chance to join a growing investment fund!
We think you need these skills to ace Relationship Manager Full Time Permanent
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the role of Relationship Manager. Highlight your experience in SME lending and relationship management, and don’t forget to showcase those strong numerical and analytical skills we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about supporting high-growth businesses and how your background aligns with our needs. Keep it engaging and personal – we want to get to know you!
Showcase Relevant Experience:When filling out your application, be sure to highlight any relevant experience you have with portfolio monitoring and covenant management. We love seeing candidates who can demonstrate their understanding of the lending lifecycle.
Apply Through Our Website:Don’t forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it makes the whole process smoother for everyone involved.
How to prepare for a job interview at Northreach
✨Know Your Numbers
As a Relationship Manager, you'll need to demonstrate strong numerical and analytical skills. Brush up on your ability to interpret financial statements and management accounts. Be ready to discuss specific examples from your past experience where you've successfully analysed financial data to inform lending decisions.
✨Showcase Your Relationship Skills
This role is all about building and maintaining relationships. Prepare to share stories that highlight your experience in client engagement and relationship management. Think of times when you’ve successfully navigated challenges with clients or collaborated with senior team members to achieve a common goal.
✨Familiarise Yourself with the Market
Understanding the Scottish SME landscape is crucial. Research current trends in the market and be prepared to discuss how they might impact lending decisions. Having insights into potential growth areas or challenges will show your commitment and knowledge of the sector.
✨Prepare for Technical Questions
Expect questions related to the lending lifecycle, portfolio monitoring, and risk management. Review key concepts and be ready to explain how you would approach various scenarios. This will demonstrate your readiness to support Senior Lending Team members effectively.
