At a Glance
- Tasks: Support Senior Lending Team in managing SME lending and client relationships.
- Company: Dynamic recruitment agency connecting top talent with leading investment firms.
- Benefits: Remote work, competitive salary, and opportunities for career growth.
- Other info: Exciting opportunity to work with a well-established UK investment fund.
- Why this job: Join a fast-paced environment and make a real impact on high-growth businesses.
- Qualifications: Experience in SME lending or commercial banking and strong analytical skills.
The predicted salary is between 40000 - 50000 £ per year.
REMOTE, Field Based - Scotland
Northreach is a dynamic recruitment agency that connects businesses with top talent across Financial Services and Investment sectors. We specialise in delivering a seamless recruitment experience for both clients and candidates, supporting growth, innovation, and long-term career development.
A well-established and growing UK investment fund is seeking an experienced Lending Associate / Relationship Manager to support its expanding SME lending portfolio focused on high-growth businesses across Scotland and the wider UK.
We’re looking for someone with strong commercial lending or SME finance experience who thrives in a fast-paced, purpose-driven investment environment and enjoys working closely with Senior Lending Team members to support deal execution and portfolio management.
The Role
- You will support Senior Lending Team members across the full lending lifecycle, from post-approval execution through to ongoing portfolio monitoring and client engagement.
- Supporting Senior Lending Team members with post-approval processes including facility documentation, security arrangements, and completion of Conditions Precedent.
- Liaising with internal Risk teams and external legal/security partners to ensure smooth transaction execution.
- Assisting with mid-term amendments, repayment requests, and drafting supporting credit papers where required.
- Monitoring portfolio performance, reviewing monthly financial information, and identifying early warning indicators or potential covenant risks.
- Supporting proactive portfolio management and client relationship engagement alongside Senior Lending Team members.
- Contributing to fund reporting, internal updates, and investor-facing materials where required.
- Supporting analysis of SME financial accounts and management information to inform credit recommendations.
What We’re Looking For
- Experience in SME lending, commercial banking, relationship management, or debt advisory roles.
- Strong understanding of cashflow-based lending and SME credit fundamentals.
- Experience supporting or preparing credit papers or lending proposals (advantageous).
- Strong numerical and analytical skills with the ability to interpret financial statements and management accounts.
- Comfortable managing multiple workstreams and meeting tight deadlines in a fast-moving environment.
- Strong communication skills with the ability to engage stakeholders at all levels.
- Experience using CRM systems and Microsoft Office 365.
Highly Desirable
- Experience in market-gap or growth lending.
Relationship Manager in London employer: Northreach
Northreach is an exceptional employer that fosters a collaborative and innovative work culture, particularly for the role of Relationship Manager in Scotland. With a focus on employee growth and development, we offer comprehensive training and support to help you thrive in the fast-paced financial services sector. Our remote, field-based position allows for flexibility while engaging with high-growth businesses, making it a rewarding opportunity for those passionate about SME lending.
StudySmarter Expert Advice🤫
We think this is how you could land Relationship Manager in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the financial services sector and let them know you're on the lookout for opportunities. A personal recommendation can go a long way in landing that dream role.
✨Tip Number 2
Prepare for those interviews! Research the company and its lending practices, and be ready to discuss how your experience aligns with their needs. Practising common interview questions can help you feel more confident when it’s your turn to shine.
✨Tip Number 3
Showcase your skills! Create a portfolio or a presentation that highlights your achievements in SME lending and relationship management. This can set you apart from other candidates and give you an edge during discussions.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of exciting roles waiting for you, and applying directly can sometimes speed up the process. Plus, we love seeing candidates who take the initiative!
We think you need these skills to ace Relationship Manager in London
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Relationship Manager role. Highlight your experience in SME lending and relationship management, and don’t forget to showcase those strong numerical and analytical skills we’re looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you’re passionate about supporting high-growth businesses and how your background aligns with our needs. Keep it engaging and personal – we want to get to know you!
Showcase Your Communication Skills:Since this role involves liaising with various stakeholders, make sure to demonstrate your strong communication skills in your application. Whether it’s through your CV or cover letter, let us see how you can engage effectively with different audiences.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, it shows you’re keen to join our team!
How to prepare for a job interview at Northreach
✨Know Your Numbers
As a Lending Associate, you'll need to demonstrate your strong numerical and analytical skills. Brush up on interpreting financial statements and management accounts before the interview. Be ready to discuss specific examples where you've successfully analysed cashflow or identified potential risks in a portfolio.
✨Showcase Your Relationship Skills
This role is all about relationship management, so think of instances where you've built strong connections with clients or stakeholders. Prepare to share stories that highlight your communication skills and how you've engaged with different levels of an organisation to drive results.
✨Familiarise Yourself with the Lending Lifecycle
Understanding the full lending lifecycle is crucial for this position. Make sure you can talk confidently about each stage, from post-approval execution to ongoing portfolio monitoring. Consider how your past experiences align with these processes and be prepared to discuss them in detail.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities in a fast-paced environment. Think about challenges you've faced in previous roles, particularly in managing multiple workstreams or tight deadlines, and how you overcame them. This will show your adaptability and readiness for the dynamic nature of the role.
