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For Companies At a Glance
- Tasks: Evaluate SME loan applications and make real-time decisions using financial data.
- Company: Join a dynamic fintech transforming funding access for small businesses.
- Benefits: Enjoy a full-time role with opportunities for growth in a fast-paced environment.
- Why this job: Be part of a best-in-class underwriting team driving sustainable credit growth in Germany.
- Qualifications: 3-5+ years in SME underwriting, fluent in German and English, detail-oriented.
- Other info: Work closely with cross-functional teams and shape innovative underwriting processes.
The predicted salary is between 48000 - 72000 £ per year.
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Direct message the job poster from Northreach
Northreach is a specialist recruitment partner connecting top talent to innovation-driven businesses across fintech, digital, and consumer technology sectors. We pride ourselves on delivering a high-touch, professional recruitment experience to both clients and candidates.
The Opportunity
Northreach is representing a dynamic fintech company transforming the way small businesses access funding through innovative, technology-led solutions. With strong backing and rapid growth across multiple markets, they’re building a best-in-class underwriting team to support expansion in Germany.
They’re now seeking a German-speaking SME Loan Underwriter to play a key role in assessing deals, shaping underwriting processes and supporting sustainable credit growth.
Key Responsibilities
- Evaluate SME loan applications using financial statements, cash flow data and credit history.
- Deliver real-time decisions through a combination of manual review and automated tools.
- Support the design and documentation of underwriting processes tailored for the German market.
- Work closely with cross-functional teams to embed credit logic into scalable platforms.
- Ensure all processes align with local regulations and best practices.
What You’ll Bring
- 3–5+ years’ experience in SME or commercial underwriting in Germany.
- Strong understanding of German credit practices and financial review standards.
- High attention to detail with the ability to make informed risk decisions quickly.
- Native German speaker with fluent English communication skills.
- Previous experience in fintech or a fast-paced financial environment is preferred.
If you\’re ready to underwrite the future of finance in a high-growth fintech, we’d love to hear from you.
Seniority level
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Seniority level
Mid-Senior level
Employment type
-
Employment type
Full-time
Job function
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Job function
Sales and Finance
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Industries
Staffing and Recruiting and Financial Services
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Credit Underwriter employer: Northreach
Contact Detail:
Northreach Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter
✨Tip Number 1
Familiarise yourself with the specific financial regulations and credit practices in Germany. Understanding local nuances will not only help you in interviews but also demonstrate your commitment to the role.
✨Tip Number 2
Network with professionals in the fintech sector, especially those involved in underwriting. Engaging with industry peers can provide valuable insights and potentially lead to referrals for the position.
✨Tip Number 3
Prepare to discuss your experience with automated underwriting tools and how they can enhance decision-making processes. Highlighting your tech-savvy approach will resonate well with a company focused on innovation.
✨Tip Number 4
Showcase your ability to work collaboratively with cross-functional teams. Be ready to share examples of how you've successfully integrated credit logic into broader business strategies in previous roles.
We think you need these skills to ace Credit Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in SME or commercial underwriting, especially within the German market. Use specific examples that demonstrate your understanding of German credit practices and financial review standards.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for fintech and your ability to assess loan applications effectively. Mention your fluency in both German and English, and how your skills align with the company's goals.
Highlight Relevant Experience: In your application, emphasise any previous roles in fast-paced financial environments or fintech companies. Detail your experience with evaluating financial statements and making informed risk decisions.
Showcase Attention to Detail: Provide examples in your application that demonstrate your high attention to detail. This could include instances where you successfully identified risks or improved underwriting processes in past roles.
How to prepare for a job interview at Northreach
✨Know Your Numbers
As a Credit Underwriter, you'll be evaluating financial statements and cash flow data. Brush up on your financial analysis skills and be prepared to discuss how you assess risk based on these figures.
✨Understand German Credit Practices
Since the role requires a strong understanding of German credit practices, make sure you can articulate these during the interview. Familiarise yourself with local regulations and best practices to demonstrate your expertise.
✨Showcase Your Decision-Making Skills
Highlight your ability to make informed risk decisions quickly. Prepare examples from your past experience where you had to make tough calls and how those decisions impacted the business positively.
✨Communicate Effectively in Both Languages
As a native German speaker with fluent English skills, practice switching between the two languages. Be ready to answer questions in both languages to showcase your communication abilities, especially in a cross-functional team setting.
