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- Tasks: Join our property finance team to assist in managing and originating real estate loans.
- Company: Be part of a leading Global Investment Bank with a £3bn loan book.
- Benefits: Gain exposure to high-value deals and collaborate with top industry professionals.
- Why this job: This role offers hands-on experience in real estate finance and a chance to impact major transactions.
- Qualifications: Ideal candidates have deal experience in real estate debt and knowledge of the UK property market.
- Other info: Opportunity to work closely with various teams and develop robust financial analysis skills.
The predicted salary is between 43200 - 72000 £ per year.
Our client is a Global Investment Bank with an established property finance team that currently has a loan book of £3bn.
Due to positive market conditions and an increased lending remit for our client, a need has arisen for an Associate level hire to join this leading property finance team. This role is to assist the Lending Director in the origination and management of property loans across a variety of Real Estate sectors.
Main duties will include:
- Assist with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms, as well as ad hoc client requests.
- Liaising internally with Operations, On-boarding, Credit, in-house Legal and externally with Valuers and Legal Counsel as well as the Origination Consultants, to manage the book and progress new deal opportunities.
- Construct and interrogate asset backed and corporate backed (3 statement model) models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals.
- Detailed analysis of new deals, including scenario and sensitivity testing.
- Robust financial analysis of sponsors, guarantors, contractors, and other relevant parties involved in delivery of new investment projects for new and existing deals.
- Attend client meetings, negotiate terms and assist in presenting deals to Credit Committee for approval.
- Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations and On-boarding to complete relevant transactions.
The ideal candidate will have:
- Deal experience on real estate debt transactions, ideally commercial investment loans between £50 – 250m.
- Knowledge of the UK property market is essential.
- An understanding of property valuation principles (comps, DCF, direct capitalisation).
- An understanding of basic corporate finance.
- An understanding of the key terms in real estate finance transactions.
- Proficient financial modelling, valuation, analytical, numeracy skills including Real Estate modelling experience.
- Ability to carry out financial analysis of a business.
- Ability to identify relevant material business and credit risks.
- Knowledge of Real Estate procedures including credit and drawdown related matters.
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Associate, Real Estate Debt Lending | London, UK employer: Non-disclosed
Contact Detail:
Non-disclosed Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Associate, Real Estate Debt Lending | London, UK
✨Tip Number 1
Familiarize yourself with the UK property market and current trends. Understanding the nuances of commercial investment loans and recent market movements will give you an edge in discussions and interviews.
✨Tip Number 2
Brush up on your financial modeling skills, especially in real estate contexts. Being able to construct and analyze asset-backed models will be crucial for the role, so practice creating these from scratch.
✨Tip Number 3
Network with professionals in the real estate finance sector. Attend industry events or webinars to connect with potential colleagues and learn more about the lending processes and challenges they face.
✨Tip Number 4
Prepare to discuss specific deal experiences you've had in real estate debt transactions. Be ready to articulate your role, the challenges faced, and how you contributed to successful outcomes during interviews.
We think you need these skills to ace Associate, Real Estate Debt Lending | London, UK
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description and understand the key responsibilities and requirements. Tailor your application to highlight your relevant experience in real estate debt transactions and financial analysis.
Highlight Relevant Experience: In your CV and cover letter, emphasize your deal experience with commercial investment loans, particularly within the £50 - 250m range. Mention any specific projects or roles that demonstrate your knowledge of the UK property market and financial modelling skills.
Showcase Financial Skills: Detail your proficiency in financial modelling and analysis. Provide examples of how you've constructed and interrogated asset-backed models, prepared term sheets, or conducted scenario testing in previous roles.
Prepare a Strong Cover Letter: Craft a compelling cover letter that not only summarizes your qualifications but also expresses your enthusiasm for the role and the company. Make sure to mention your understanding of property valuation principles and your ability to manage client relationships effectively.
How to prepare for a job interview at Non-disclosed
✨Showcase Your Deal Experience
Be prepared to discuss your previous deal experience in real estate debt transactions. Highlight specific examples, especially those involving commercial investment loans, and demonstrate your understanding of the complexities involved.
✨Demonstrate Market Knowledge
Familiarize yourself with the current UK property market trends and conditions. Being able to discuss recent developments or changes will show that you are engaged and knowledgeable about the industry.
✨Master Financial Modelling
Since the role requires proficiency in financial modelling, practice constructing and interrogating asset-backed models. Be ready to explain your approach to transaction structuring and how you would prepare term sheets.
✨Prepare for Client Interaction Scenarios
Anticipate questions related to client meetings and negotiations. Think about how you would present deals to a Credit Committee and manage the legal execution process, as these are key aspects of the role.
