Corporate Credit Risk Officer (Associate)

Company Overview

Nomura is a global financial services group with an integrated network spanning approximately 30 countries and regions. By connecting markets East & West, Nomura services the needs of individuals, institutions, corporates and governments through its three business divisions: Wealth Management, Investment Management, and Wholesale (Global Markets and Investment Banking). Founded in 1925, the firm is built on a tradition of disciplined entrepreneurship, serving clients with creative solutions and considered thought leadership. For further information about Nomura, visit www.nomura.com.

Department Overview

Credit Risk Management EMEA consists of around 20 London-based analysts who work in one of four areas: Financial Institutions, Sovereigns and related entities, Hedge Funds and Corporates. In addition, the analysts are supported by colleagues based in India. The department is responsible for analysing counterparties, assigning ratings, opining on trade structures and mitigating features, and analysing transactions. We work closely with colleagues in the front office, other areas of risk and in other regions. Each analyst is responsible for monitoring and managing exposure to a portfolio of counterparties.

Responsibilities

• Work in the EMEA Corporate Credit Team responsible for approving Loans and derivatives transactions across business units.
• Support Nomura’s Infrastructure, Acquisition Leveraged Finance (ALF) and Risk Solutions (corporate derivatives) franchises in EMEA as an Associate.
• Conduct credit due diligence on new transactions including business review, financial analysis, stress cases and financial modelling.
• Work closely with the origination team.
• Actively participate in credit discussions, challenge deal teams, and present credit views.
• Evaluate transaction structure, pricing and syndication risk.
• Produce credit risk memorandum focused on risk and mitigants.
• Brief senior management and liaise with clients when required.
• Manage loan portfolio and produce ad hoc analyses.
• Possibly obtain credit approval authority for other product areas such as Corporate short‑term financing, private credit, fund financing and stock lending.
• Work closely with Executive Directors and VPs in the Credit Team, receiving ongoing support and training.

Key Objectives for Success

• Confident credit analyst able to build and defend own credit views.
• Value‑added interface with business and senior management.
• Flexibility to work on multiple transactions simultaneously and meet deadlines.
• Knowledge of corporate finance concepts and cash‑flow lending.

Skills, Experience, Qualifications and Knowledge Required

• Background in corporate credit.
• Experience in Infrastructure desirable but not required.
• Financial/business qualification such as CFA, Master’s degree, or MBA is an advantage.
• Previous experience in a similar credit risk department, deal team, rating agency or credit fund is considered.

Explore Insights & Vision

Identify underlying causes of problems faced by you or your team and define a clear vision and direction for the future.

Making Strategic Decisions

Evaluate all options for resolving problems and effectively prioritize actions or recommendations. Inspire team members through effective communication of ideas and motivate them to actively enhance productivity.

Elevate Organizational Capability

Engage proactively in professional development and enhance team productivity through promotion of knowledge sharing.

Inclusion

Respect DEI, foster a culture of psychological safety and cultivate a “Risk Culture” (Challenge, Escalate and Respect).

Right to Work

The UK Government has taken steps to reduce net migration to the UK by limiting the number of overseas workers coming to the UK for employment. While we consider applications from overseas workers requiring a Tier 2 Skilled Worker visa, we can only employ them if we provide evidence that this is a genuine vacancy for a qualified role.

Diversity & Inclusion

Nomura is an equal opportunity employer. We value diversity and are committed to ensuring we best reflect the diversity of the communities we serve, creating an inclusive environment for all employees. We welcome all applications and do not discriminate on the basis of age, disability, gender identity and gender expression, pregnancy and maternity, marriage and civil partnership, race, religion or belief, sex or sexual orientation. If you require any assistance or reasonable adjustments due to a disability or long‑term health condition, please do not hesitate to contact us.