Staff Product Manager

Nium provides global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere. Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey.

In March 2026, we delivered the largest month in our 11-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $60B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet. It is an incredible time to join us, and we are only just getting started.

Our payout network spans 190+ countries and 100 currencies, with 100+ corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and as a principal card issuer on Visa, Mastercard, Discover, and UATP, Nium issues over 50 million card tokens every year. Backed by regulatory licenses in 40+ markets, we make it simple for our partners to onboard, integrate, and scale globally.

This scale and innovation have earned us recognition as one of CNBC's World’s Top Fintech Companies 2025, winner of Best Cross-Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross-Border Payments Companies list. In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth.

With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high-growth company. Nium has built the licensing, regulatory, and infrastructure position across the EU and UK. Direct SEPA connectivity, a growing client base, and a licensed presence across European markets — the foundation is in place.

What comes next is the product and commercial layer: activating the right products in the right markets, in the right sequence, and building a commercial motion that converts that position into sustained revenue.

Responsibilities

• Own the European market.
• Define which of Nium's products to activate in which markets and in what sequence.
• Own the volume targets and client activation milestones.
• Be Nium's product authority in enterprise conversations - the person the commercial team relies on when a deal turns on a product question, and the PM who is in the room when it matters.
• Translate regulation into product decisions. PSD2, PSD3, the EU instant payments mandate, and FCA requirements are the framework within which you make product decisions - what needs to be built, in what order, and when it is ready to go live. Regulatory fluency is a product skill this PM brings and applies directly.
• Drive commercial activation. Build and own the commercial proposition for Nium in Europe: right-to-win positioning, ICP definition, and a product-led approach to growing the pipeline.
• Travel payouts is a named early segment; the model you develop extends from there. You work closely with the European commercial team and are in the room with enterprise buyers when the discussion turns substantive.
• Expand product ownership over time. Nium has live products adjacent to this role - including account validation and pull payments - that will benefit from dedicated product leadership as this PM establishes their position.
• You will identify what to take on and when, collaborating with product and engineering teams across the globe and driving outcomes without direct team authority.

Requirements

• You have substantive experience building in European payments.
• You have owned a product through PSD2 compliance, launched on SEPA or UK Faster Payments rails, and made product decisions within a regulatory framework.
• You think commercially. You know which segments to prioritise, how to develop a right-to-win argument that holds up in a competitive market, and how to contribute meaningfully in an enterprise conversation when the discussion turns technical.
• You have been in those rooms.
• You work well without a complete playbook. You set direction and work through product and engineering teams globally without direct line authority.
• You take initiative and bring others with you.
• You use AI seriously and at scale - to compress execution and carry more scope than a traditional IC model allows. The time it frees stays on judgment: commercial decisions, regulatory calls, client relationships.
• You are looking for a role where the scope grows with you.
• If you have built strong products and are ready for the next challenge to be owning a market - and then expanding well beyond it - this is worth a conversation.
• 8+ years in product management. European payments, fintech, or financial infrastructure required. SEPA or UK Faster Payments depth is a strong signal.
• Experience at a PSP, neobank, or payments infrastructure company at scale is the most relevant background.
• Nium is scaling aggressively across global markets, and Europe is one of the primary contributors to the next phase of that growth.
• The PM who builds out this position will accumulate a breadth of experience that typically takes much longer: commercial ownership of a major licensed market, product decisions with direct revenue attribution, regulatory complexity handled as a product skill, and meaningful product surfaces owned end-to-end.
• For a payments PM ready to move from product ownership to market ownership, this is a genuine inflection point.
• The role grows naturally from here - deeper product coverage as Nium expands its presence in key European markets, team leadership as the surface area scales, and a path into broader product leadership as the business grows toward its targets.