At a Glance
- Tasks: Lead complex commercial agreements and support innovative payment solutions.
- Company: Join Nium, a global leader in real-time cross-border payments.
- Benefits: Competitive salary, wellness programs, flexible work, and continuous learning opportunities.
- Other info: Diverse and inclusive culture with exciting career growth potential.
- Why this job: Shape the future of global money movement with a dynamic and innovative team.
- Qualifications: 5+ years as a lawyer with expertise in commercial contracts and fintech.
The predicted salary is between 70000 - 90000 £ per year.
About Nium
Nium is the leading global infrastructure for real-time cross-border payments. We were founded on the mission to deliver the global payments infrastructure of tomorrow, today. Our platform enables banks, fintechs, and global businesses to move money instantly, everywhere. Co-headquartered in San Francisco and Singapore with offices in 14 markets worldwide, we are entering one of the most exciting chapters in our journey.
In July 2025, we delivered the largest month in our 10-year history with record revenue, record volumes, and EBITDA profitability. Today, Nium moves nearly $50B in payments annually, almost entirely for enterprises, while continuing to strengthen an already healthy balance sheet. Nium’s payout network spans 190+ countries and 100 currencies, with 100 corridors in real time. We power seamless transfers to accounts, wallets, and cards, support local collections in 35 markets, and run a card issuance business live in 34 countries. Backed by regulatory licenses in more than 40 markets, we make it simple for our partners to onboard, integrate, and scale globally.
This scale and innovation have earned us recognition as one of CNBC’s World’s Top Fintech Companies 2025, winner of Best Cross‑Border Payments Solution at the PayTech Awards, and inclusion in FXC Intelligence’s Top 100 Cross‑Border Payments Companies list. In 2024, we raised US$50 million in Series E funding at a US$1.4 billion valuation to accelerate network expansion, product innovation, and talent growth. With the B2B payments market projected to hit US$175 trillion by 2030, Nium offers ambitious builders the chance to shape the future of global money movement with the scale of a leader and the energy of a high‑growth company.
About the Role
We are looking for a commercially minded, execution‑oriented Senior Commercial Counsel I to support Nium’s next phase of global growth. You will serve as a trusted legal partner to our commercial, partnership, treasury, compliance, and executive teams, leading complex transactions across payments, card issuance, treasury, and digital asset and stablecoin‑enabled solutions. Success requires exceptional commercial judgment, a pragmatic mindset, and the ability to deliver clear, business‑focused advice at speed.
Our Legal Team
We are known for Speed, Clarity, and Trust. We move quickly without sacrificing judgment, give practical advice that helps teams act with confidence, and focus on enabling growth and navigating complexity. The best candidates are commercially minded, highly responsive, intellectually curious, and energised by complex problems.
Key Responsibilities
- Lead the drafting, negotiation, and execution of complex commercial agreements with enterprise customers, financial institutions, fintechs, marketplaces, and strategic partners globally.
- Own the company’s most strategic transactions end‑to‑end with minimal supervision.
- Support the launch and scaling of new payment, card, treasury, and digital asset products, including stablecoin‑enabled solutions.
- Develop scalable legal infrastructure — templates, negotiation playbooks, contracting standards, and self‑service resources.
- Advise on vendor, technology, SaaS, data, and infrastructure agreements.
- Collaborate cross‑functionally with compliance, regulatory, privacy, finance, and product teams.
- Drive adoption of AI‑enabled legal workflows, contract automation, and knowledge management tools.
Requirements
- 5+ years’ experience as a qualified lawyer in‑house, at a top law firm, or in a government agency.
- Deep expertise in commercial contracts and building scalable legal infrastructure, ideally at high‑growth companies.
- Experience in payments, fintech, banking, digital assets, treasury, card, or other regulated financial services strongly preferred.
- Highly collaborative, solutions‑oriented, and biased toward action and impact.
- Exceptional communication skills and the ability to translate complex legal concepts into practical business advice.
- Strong proponent and adopter of technology and AI; humble, low‑ego, and committed to continuous improvement.
How We Measure Success
- Commercial Impact: Serves as lead counsel on complex transactions, accelerates revenue generation, and consistently proposes practical solutions rather than simply identifying issues.
- Speed: Is known for responsiveness and execution. Drives negotiations forward, continuously improving turnaround times through better processes, templates, and AI‑enabled tools.
- Clarity: Translates complex legal and regulatory issues into concise, actionable guidance, and creates scalable self‑service resources that empower teams to move faster.
- Trust: Quickly becomes a trusted advisor to commercial, finance, compliance, treasury, and executive stakeholders through sound judgment, pragmatism, and deep product knowledge.
- Raises the Bar: Improves the quality and scalability of legal support by building durable templates, playbooks, and frameworks — and consistently leaves every process better than they found it.
What We Offer at Nium
- We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles, and recognition programs, we ensure that all our employees are well rewarded and incentivized for their hard work.
- We Care: The wellness of Nium’ers is our #1 priority. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year‑end shut down. We also provide a flexible hybrid working environment (3 days per week in the office).
- We Upskill Ourselves: We are curious, and always want to learn more with a focus on upskilling ourselves. We provide role‑specific training, internal workshops, and a learning stipend.
- We Constantly Innovate: Since our inception, Nium has received constant recognition and awards for how we approach both our business and talent opportunities.
- We Celebrate Together: We recognize that work is also about creating great relationships with each other. We celebrate together with company‑wide social events, team bonding activities, happy hours, team offsites, and much more!
- We Thrive With Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a safe and welcoming environment for everyone.
Senior Commercial Counsel I employer: Nium Pte Ltd.
Nium is an exceptional employer that prioritises employee wellness and growth, offering competitive salaries, performance bonuses, and a flexible hybrid working environment. With a strong focus on upskilling through role-specific training and workshops, Nium fosters a culture of innovation and collaboration, making it an ideal place for ambitious professionals to thrive in the dynamic fintech landscape. The diverse and inclusive work environment, combined with regular team bonding activities and celebrations, ensures that employees feel valued and connected.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Commercial Counsel I
✨Tip Number 1
Network like a pro! Reach out to people in the fintech and payments space, especially those who work at Nium or similar companies. A friendly chat can open doors and give you insights that might just land you an interview.
✨Tip Number 2
Prepare for the interview by understanding Nium's products and services inside out. Show us that you’re not just another candidate; demonstrate your passion for the industry and how you can contribute to our mission of revolutionising global payments.
✨Tip Number 3
Practice your negotiation skills! As a Senior Commercial Counsel, you'll need to showcase your ability to lead complex transactions. Role-play with a friend or mentor to refine your approach and boost your confidence.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows us you’re genuinely interested in being part of the Nium family.
We think you need these skills to ace Senior Commercial Counsel I
Some tips for your application 🫡
Tailor Your Application:Make sure to customise your CV and cover letter for the Senior Commercial Counsel I role. Highlight your experience in commercial contracts and any relevant fintech or payments expertise. We want to see how you can bring value to our team!
Showcase Your Legal Skills:In your application, emphasise your ability to draft and negotiate complex agreements. Share specific examples of how you've navigated legal challenges in high-growth environments. This will help us see your practical approach to legal issues.
Be Clear and Concise:When writing your cover letter, keep it straightforward and to the point. We appreciate clarity, so make sure your key achievements and skills stand out. Avoid jargon and focus on how you can contribute to Nium's mission.
Apply Through Our Website:We encourage you to submit your application directly through our website. This ensures that your application gets to the right people quickly. Plus, it’s the best way to stay updated on your application status!
How to prepare for a job interview at Nium Pte Ltd.
✨Know Your Stuff
Before the interview, dive deep into Nium's business model and recent achievements. Understand their payment solutions and how they operate in different markets. This knowledge will help you demonstrate your genuine interest and ability to contribute to their mission.
✨Showcase Your Commercial Acumen
Prepare examples from your past experience where you've successfully navigated complex commercial agreements. Highlight your ability to provide practical, business-focused legal advice that aligns with company goals, especially in fast-paced environments like fintech.
✨Be Ready for Scenario Questions
Expect questions that assess your problem-solving skills in real-world scenarios. Think about how you would handle specific legal challenges related to payments, compliance, or digital assets. Practising these responses can help you articulate your thought process clearly.
✨Emphasise Collaboration Skills
Nium values teamwork across various departments. Be prepared to discuss how you've worked collaboratively with other teams, such as compliance or finance, to achieve common goals. Show that you're not just a legal expert but also a team player who can drive results.