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- Tasks: Review mortgage applications and manage cases to ensure robust lending decisions.
- Company: Join a growing specialist lender in London with a focus on responsible lending.
- Benefits: Enjoy hybrid working, opportunities for progression, and a supportive team culture.
- Why this job: Perfect for those who love complex cases and want to develop their skills in a dynamic environment.
- Qualifications: No specific qualifications mentioned, but a passion for lending and customer service is essential.
- Other info: This role offers a chance to engage with various stakeholders and make impactful decisions.
The predicted salary is between 36000 - 60000 £ per year.
Nicholas Howard Limited are delighted to be recruiting for a Mortgage Underwriter to join a growing and ambitious specialist lender based in London, working on a hybrid basis. The successful candidate will deliver excellence in customer service, making decisions in line with the Company’s responsible lending and underwriting policies. As part of a small and growing team, this represents an exciting chance to apply a range of skills and experience throughout the lending lifecycle, with plenty of opportunity for progression and development. Overview of Key Tasks: * Reviewing of mortgage applications against lending criteria to make robust lending decisions * Management of a portfolio of cases through to completion, working with case managers and brokers to ensure thorough assessment of suitability * An ability to consider cases outside of mandate and present lending rationale and and recommendations for approval * Adherence to all regulatory and conduct requirements * Confidence engaging with multiple parties, internal teams, brokers, customers, and solicitors If you enjoy specialist lending, complex cases, and have an ambition to continue to learn, develop and progress, then this is absolutely the right environment for you, with a passionate and driven team and culture! To be considered for this position, please apply below
Mortgage Underwriter employer: Nicholas Howard Ltd
Contact Detail:
Nicholas Howard Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Mortgage Underwriter
✨Tip Number 1
Familiarise yourself with the latest mortgage lending criteria and regulations. This knowledge will not only help you in interviews but also demonstrate your commitment to responsible lending practices.
✨Tip Number 2
Network with professionals in the mortgage industry, especially those who work as underwriters or brokers. Engaging in conversations can provide insights into the role and may even lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of how you've handled complex cases in the past. Highlighting your problem-solving skills and decision-making process will set you apart from other candidates.
✨Tip Number 4
Showcase your customer service skills during the interview. Since the role involves engaging with various parties, demonstrating your ability to communicate effectively and build relationships is crucial.
We think you need these skills to ace Mortgage Underwriter
Some tips for your application 🫡
Understand the Role: Before applying, make sure to thoroughly understand the responsibilities of a Mortgage Underwriter. Familiarise yourself with the key tasks mentioned in the job description, such as reviewing mortgage applications and managing a portfolio of cases.
Tailor Your CV: Customise your CV to highlight relevant experience in underwriting or lending. Emphasise any specific skills that align with the job requirements, such as decision-making abilities and customer service excellence.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for specialist lending and your ambition to grow within the role. Mention how your skills and experiences make you a perfect fit for the company’s culture and objectives.
Proofread Your Application: Before submitting, carefully proofread your application materials. Check for any spelling or grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.
How to prepare for a job interview at Nicholas Howard Ltd
✨Understand the Lending Criteria
Before the interview, make sure you thoroughly understand the lending criteria that the company uses. Be prepared to discuss how you would assess mortgage applications and make decisions based on these criteria.
✨Showcase Your Customer Service Skills
Since delivering excellent customer service is key for this role, think of examples from your past experiences where you successfully managed client relationships or resolved issues. Highlighting these will demonstrate your fit for the company's values.
✨Prepare for Scenario Questions
Expect to be asked about specific scenarios related to underwriting and decision-making. Practice articulating your thought process when considering cases outside of mandate, as this will show your analytical skills and ability to think critically.
✨Engage with Multiple Stakeholders
The role involves working with various parties, so be ready to discuss how you would effectively communicate and collaborate with case managers, brokers, and solicitors. Share any relevant experiences that showcase your interpersonal skills.
