At a Glance
- Tasks: Lead portfolio management and analyse underwriting exposure to mitigate risks.
- Company: Join NHBC, the market leader in new home warranties and insurance.
- Benefits: Enjoy 27 days leave, enhanced pension, and flexible working options.
- Other info: Inclusive culture with opportunities for personal and professional development.
- Why this job: Make a real impact on risk management while growing your career.
- Qualifications: Experience in portfolio management and strong analytical skills required.
The predicted salary is between 80000 - 85000 £ per year.
Salary: 80,000 - 85,000 + 15% performance bonus
Working Location: Milton Keynes/London, Hybrid working, 2 days in office
Employment Type: Full Time, Permanent
Closing Date: 26th November 2026
We’re looking for a Portfolio Lead to play a key role in strengthening how we understand and manage our overall underwriting exposure. You’ll build and maintain a clear picture of portfolio risk, identifying concentrations and emerging trends before they become bigger issues. Working closely with teams across Claims, Pricing, Credit Risk, Data and Finance, you’ll turn complex data into meaningful insights that support informed decisions, effective risk management and our wider business strategy.
What you’ll be doing:
- Building and maintaining an aggregate view of underwriting exposure across builders, groups, geographies, products and customer segments.
- Monitoring portfolio performance, concentration levels and exposure against agreed risk appetite and limits.
- Identifying and escalating potential risks, limit breaches and emerging trends.
- Developing exposure dashboards and producing insightful reports for senior stakeholders and portfolio steering groups.
- Supporting stress testing, scenario analysis and capital reporting.
- Recommending changes to exposure limits and helping shape portfolio management decisions.
- Working collaboratively with colleagues across Claims, Pricing, Credit Risk, Data, Reinsurance and Finance.
What we’re looking for:
- Experience in portfolio management, exposure management or underwriting analytics, including building aggregate exposure reports and monitoring risk limits.
- Strong analytical and data skills, with excellent attention to detail and data quality.
- A good understanding of exposure, accumulation, concentration risk and risk appetite frameworks.
- The ability to interpret complex information and communicate insights clearly to a range of stakeholders.
- A relevant degree or equivalent qualification in a quantitative discipline.
- Experience in long-tail insurance, structural warranty, stress testing or dashboard visualisation tools would be advantageous.
- An insurance, actuarial or risk-related qualification, alongside an understanding of capital and solvency, would also be beneficial.
What we offer:
- 27 days annual leave + bank holidays
- Holiday purchase scheme
- Enhanced pension scheme (up to 10.5%)
- Life assurance
- Subsidised private medical insurance
- Employee discounts platform
- Two days volunteer leave
- Enhanced maternity, paternity, adoption leave and pay for all new parents
- + many more!
Who we are:
At NHBC, we pride ourselves on being truly unique. No other organisation in our sector matches the range of services and scale we provide. As the market leader, we are recognised as the go-to for new home warranties and insurance. Our team is united by a core purpose: to raise the standards of house building and protect homeowners.
Why you should join us:
As a modern, family-friendly employer, we’re in a phase of rapid growth, embracing technology, data and new ways of working. We’re seeking passionate, skilled and driven individuals to join us on this exciting journey. Once onboard, you’ll have access to fantastic opportunities for personal and career growth. You’ll receive thorough training, continuous development and the chance to earn recognised qualifications and professional memberships to support your journey. We support flexible working and encourage our colleagues to find a balance that suits them. While we may not be able to accommodate every request, we’re always happy to have a conversation about flexible working arrangements.
Our inclusive culture:
We are dedicated to fostering an inclusive culture where everyone feels empowered to bring their authentic selves to work. We firmly believe in the right of all our employees and customers to be treated fairly, with dignity and respect, and free from discrimination. Our active employee networks support colleagues and their allies, providing safe spaces for open conversations and idea-sharing. We are a Disability Confident organisation committed to fair and inclusive recruitment. Our first step is to review applications to ensure candidates meet the essential criteria for the role. We assess skills, experience, and potential objectively, and provide support or reasonable adjustments where needed. Candidates who meet the criteria will progress to the next stage.
Portfolio Lead in London employer: NHBC
At NHBC, we are proud to be a modern, family-friendly employer located in Lichfield, offering a dynamic work environment that prioritises employee growth and development. With a comprehensive benefits package, including generous leave, enhanced pension schemes, and opportunities for continuous training, we empower our team to thrive while making a meaningful impact in the housebuilding sector. Join us to be part of an inclusive culture that values diversity and supports flexible working arrangements, ensuring you can balance your professional and personal life effectively.
StudySmarter Expert Advice🤫
We think this is how you could land Portfolio Lead in London
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like NHBC). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like NHBC. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Portfolio Lead in London
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at NHBC.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at NHBC. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at NHBC
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at NHBC to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at NHBC, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding NHBC's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
