At a Glance
- Tasks: Shape our Property & Casualty underwriting strategy and manage insurance risk effectively.
- Company: Join NFU Mutual, a leading UK insurance and financial services organisation.
- Benefits: Up to £60,000 salary, annual bonus, generous leave, and health perks.
- Other info: Inclusive workplace with excellent career growth and community volunteering opportunities.
- Why this job: Make a real impact in a dynamic role with hybrid working options.
- Qualifications: Experience in Property & Casualty underwriting and strong communication skills.
The predicted salary is between 58540 - 71548 £ per year.
Join NFU Mutual's Head Office Underwriting team at an exciting time of portfolio diversification, in a role which can be offered as either a permanent position. Help shape our Property & Casualty underwriting strategy, thanks to your excellent knowledge in this area.
Hybrid working on offer - spend up to 80% of your time working from home, with 20% office attendance at any of our UK sites - Stratford-upon-Avon, Bristol, York, Glasgow or Belfast.
About the role:
- You will recommend and develop our underwriting strategy for our Property & Casualty Insurance offering, establishing appropriate rules, terms and risk features that will enable the delivery of profit and growth objectives whilst effectively managing insurance risk in line with the overall underwriting strategy.
- You will engage in portfolio analysis and account performance management, working closely with key stakeholders to help set the parameters for growth targets and define the organisation's risk appetite.
- The role also involves translating underwriting appetite into practical rules, processes and communications for NFU Mutual Agents and Underwriters, enabling the effective execution of risk appetite and optimising sales channel performance.
- You will review and provide expert judgement on risk rates to ensure that rates and rating logic are informed by deep insurance and market knowledge, as well collate and analyse management information to identify opportunities to improve underwriting strategy.
- You will ultimately play an instrumental role in ensuring the business is well positioned to meet both current and new business requirements.
About you:
- We are seeking an experienced insurance professional with a strong background in Property and/or Casualty (P&C) Underwriting, who will bring a strategic mindset and deep understanding of the P&C insurance market, alongside strong technical capability and sound underwriting judgement.
- You will be an effective communicator, able to adapt your communication style to suit both technical and nontechnical audiences and be able to build and maintain impactful working relationships across the business.
- You will also be proactive and comfortable working under your own initiative, with the ability to influence, negotiate and collaborate effectively with a wide range of stakeholders.
- You will demonstrate strong strategic thinking and experience leading key pieces of work, including delivering initiatives from concept through to completion.
- A high level of data literacy is essential, with the ability to translate data and management information into clear, actionable insights that support underwriting strategy and business objectives.
- An ACII qualification would be advantageous but is not essential for the role.
At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.
Benefits and Rewards:
- Salary - Up to £60,000
- Annual bonus (up to 17.5% of salary)
- Contributory pension scheme, up to 20%, including your 8% contribution
- 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
- A Family Friendly policy that helps you balance your work and family responsibilities
- Access to savings at High Street brands, travel and supermarkets
- £20 contribution to a monthly gym membership - subject to T&Cs
- Health and wellbeing plan - cashback for dentist, opticians, physio and more
- Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
- Employee Volunteering - volunteer in the community for one day each year
- Unlimited access to Refer a Friend
- £500 bonus scheme
- Life Assurance cover of 4 x salary
- Employee discounts of 15% on a range of NFU Mutual insurance policies.
- Salary sacrifice employee car scheme - subject to eligibility
Working at NFU Mutual:
We're one of the UK's leading general insurance and financial services organisations, and for over 110 years we've put our customers at the heart of everything we do. Our people are just as important to us, so we're proud to be recognised as "a great place to work". Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We've also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 - and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform. Additionally, we were named in the LinkedIn Top Companies 2026 list of "Best midsize employers to grow your career in the UK", and we've been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026. We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our People are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable-so we're successful now and future.
Technical Property & Casualty Underwriter employer: NFU Mutual
NFU Mutual is an excellent employer that values collaboration and innovation, offering a hybrid work model that allows for 80% homeworking. With a strong focus on employee development and a supportive work culture, team members are encouraged to grow their skills in data analysis and coding while making a real impact on customer outcomes. The Stratford-upon-Avon office provides a vibrant environment where employees can connect with colleagues across various departments, enhancing both professional and personal growth.
StudySmarter Expert Advice🤫
We think this is how you could land Technical Property & Casualty Underwriter
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like NFU Mutual). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like NFU Mutual. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Technical Property & Casualty Underwriter
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at NFU Mutual.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at NFU Mutual. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at NFU Mutual
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at NFU Mutual to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at NFU Mutual, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding NFU Mutual's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
