At a Glance
- Tasks: Join our Large Corporate Underwriting team and manage high-value insurance accounts.
- Company: NFU Mutual, a top UK employer with a supportive and inclusive culture.
- Benefits: Competitive salary, annual bonus, flexible working, and extensive wellbeing support.
- Other info: Enjoy a vibrant team culture with excellent career growth opportunities.
- Why this job: Make a real impact in a dynamic role while developing your career.
- Qualifications: Experience in underwriting large commercial liability risks is preferred.
The predicted salary is between 40500 - 49500 £ per year.
Join a UK Top Employer offering career development, wellbeing support and an inclusive culture where people can thrive. Join our thriving Large Corporate Underwriting team, backed by NFU Mutual’s long-term stability and GI35 growth strategy, with excellent opportunities to develop. Enjoy true flexibility with up to four days a week working from home, while staying connected with one energising team day in our Stratford-upon-Avon or Bristol office — plus one monthly meet-up in Stratford to collaborate, celebrate wins, and stay part of our vibrant team culture.
Are you ready to take your career to the next level? NFU Mutual invites you to join our Large Corporate Insurance team, where we safeguard some of the UK’s largest and most intricate corporate clients. Our team manages accounts exceeding £100,000 and drives over £200 million in Gross Written Premium Income, placing you right at the heart of a high-performing and strategically vital area of our business. This is an exciting opportunity to step into a Liability Underwriter role that offers a wealth of variety, challenge, and genuine impact. You’ll benefit from outstanding training, brilliant development opportunities, and a friendly, down-to-earth team culture that makes every day enjoyable.
As a Liability Underwriter, you’ll take ownership of your own portfolio, leading on select cases and shaping outcomes by assessing risks, negotiating terms, and delivering high-quality underwriting decisions that uphold NFU Mutual’s trusted principles and rigorous standards. You will be instrumental in delivering fair outcomes and exceptional service, forging strong relationships with agents, brokers, colleagues, and clients to not only meet expectations, but consistently raise the bar. You’ll bring your expertise into client conversations, supporting agents and brokers in meetings to enhance customer value, strengthen relationships, and uphold NFU Mutual’s reputation as a trusted, customer-first insurer. Internally, this role is known as LCI Underwriter and it offers the chance to be part of a dynamic, supportive environment where your skills and ambition will truly be valued.
The successful candidate will have experience underwriting large commercial liability risks gained within the UK general insurance market. This could be from an insurer or broker environment. You will be a strong communicator with the ability to build long lasting relationships. You will be able to influence decisions and adapt your communication style to effectively present information to a range of technical and non-technical audiences.
We hope you would also be able to demonstrate the following:
- Strong problem-solving skills
- A collaborative approach and the ability to work well within a team
- A strategic and forward-thinking mindset
- Having a CII qualification or working towards would be desirable, however it is not essential and it is something we can support you to achieve should you join our organisation.
At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees. We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process. We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.
Benefits and Rewards:
- Salary - Circa £45,000 depending on skill set and experience
- Annual bonus (up to 10% of salary)
- Contributory pension scheme, up to 20%, including your 8% contribution
- 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
- A Family Friendly policy that helps you balance your work and family responsibilities
- Access to savings at High Street brands, travel and supermarkets
- £20 contribution to a monthly gym membership – subject to T&Cs
- Health and wellbeing plan- cashback for dentist, opticians, physio and more
- Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
- Employee Volunteering - volunteer in the community for one day each year
- Unlimited access to Refer a Friend £500 bonus scheme
- Life Assurance cover of 4 x salary
- Employee discounts of 15% on a range of NFU Mutual insurance policies.
- Salary sacrifice employee car scheme - subject to eligibility
We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”. Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform. Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026. We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.
Liability Underwriter in Stratford-upon-Avon employer: NFU Mutual
NFU Mutual is an excellent employer that values collaboration and innovation, offering a hybrid work model that allows for 80% homeworking. With a strong focus on employee development and a supportive work culture, team members are encouraged to grow their skills in data analysis and coding while making a real impact on customer outcomes. The Stratford-upon-Avon office provides a vibrant environment where employees can connect with colleagues across various departments, enhancing both professional and personal growth.
StudySmarter Expert Advice🤫
We think this is how you could land Liability Underwriter in Stratford-upon-Avon
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like NFU Mutual). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like NFU Mutual. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace Liability Underwriter in Stratford-upon-Avon
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at NFU Mutual.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at NFU Mutual. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at NFU Mutual
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at NFU Mutual to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at NFU Mutual, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding NFU Mutual's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
