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- Tasks: Join our team as a Commercial Underwriter, managing complex insurance policies and building strong relationships.
- Company: NFU Mutual is a leading insurance provider committed to customer satisfaction and employee growth.
- Benefits: Enjoy hybrid working, competitive salary, annual bonuses, generous leave, and gym membership contributions.
- Why this job: Be part of a growing team with ongoing training and a focus on personal development in a supportive culture.
- Qualifications: Experience in commercial underwriting and strong communication skills are essential for this role.
- Other info: We value diversity and encourage applications from all backgrounds, offering adjustments during the recruitment process.
The predicted salary is between 32400 - 54000 £ per year.
Overview
Join to apply for the Commercial Underwriter role at NFU Mutual.
Hybrid 80% homeworking available and 20% from our office in York.
About the role
We have an exciting opportunity for a diligent General Insurance professional to join our Mid Corporate and Estates team. The Mid Corporate team handles Commercial, Farm and Motor Trade policies over £35k and all Estate policies for renewals and mid-term adjustments. As part of the Commercial Underwriting department, we typically deal with the larger, more complex renewals, alongside managing the entire existing Estate book. We believe that commercial business presents our biggest growth opportunity over the longer term and this is an opportunity to be an integral part of that growth.
We operate with a tied agency network. Our NFU Mutual agencies are the vital day-to-day link with our customers and, as an Underwriter, you\\\’ll build strong relationships and work collaboratively with our Agents, resolving complex referrals and ensuring effective management of the insurance risk cost whilst delivering the right solution and service for our members.
We provide a comprehensive induction to the role and, to ensure you get the most out of this, you will need to be able to commit to being in the office more frequently for the first 6 months. Following your induction, you will receive ongoing training which will support your career progression and personal growth.
Working hours: 35 hours per week, Monday – Friday with shifts between 8am and 6pm.
About you
You’ll be a Commercial Underwriting professional with varied experience of complex and technical cases within a regulated environment, including working within Authority.
You’ll be a resilient individual with effective communication skills to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary.
To join our team, you’ll also have:
- A customer-focused mind, with strong attention to detail.
- The confidence to work in a regulated environment.
- The ability to make rational and logical decisions in a fast-paced environment.
- Policy document review experience.
- Complex and Technical Commercial Underwriting experience in the insurance industry.
At NFU Mutual, we support an inclusive workplace and value all differences. We recognise that some candidates may experience barriers during the recruitment process and encourage discussions about adjustments or accommodations needed throughout our recruitment process.
We\\\’re proud to be a Disability Confident Employer and welcome applications from people of all backgrounds.
Benefits and rewards
- Salary up to £45,000 depending on experience
- Annual bonus (up to 10% of salary)
- Contributory pension scheme, up to 20%
- 25 days annual leave + bank holidays
- Family Friendly policy
- Employee discounts and various voluntary benefits
- £20 contribution to a monthly gym membership (subject to terms)
- Health and wellbeing plan
- Life Assurance cover of 4 x salary
Working at NFU Mutual: NFU Mutual is a leading general insurance and financial services company with a long-standing commitment to customers and colleagues.
Seniority level
- Entry level
Employment type
- Full-time
Job function
- Accounting/Auditing, Administrative, and Finance
Industries
- Insurance, Insurance Agencies and Brokerages, Insurance Carriers
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Commercial Underwriter employer: NFU Mutual
Contact Detail:
NFU Mutual Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Commercial Underwriter
✨Tip Number 1
Familiarise yourself with NFU Mutual's values and mission. Understanding their commitment to customer service and community will help you align your responses during interviews, showcasing how you can contribute to their goals.
✨Tip Number 2
Network with current employees or industry professionals who have experience in commercial underwriting. Engaging in conversations about their experiences can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss specific examples of complex underwriting cases you've handled in the past. Highlighting your problem-solving skills and decision-making process will demonstrate your capability to manage the responsibilities of the role.
✨Tip Number 4
Stay updated on industry trends and regulatory changes in the insurance sector. Showing that you are knowledgeable about the current landscape will impress interviewers and indicate your commitment to professional growth.
We think you need these skills to ace Commercial Underwriter
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in commercial underwriting, especially with complex and technical cases. Use specific examples that demonstrate your skills in a regulated environment.
Craft a Strong Cover Letter: Write a cover letter that showcases your customer-focused mindset and attention to detail. Mention your ability to build relationships and resolve complex referrals, as these are key aspects of the role.
Highlight Relevant Experience: In your application, emphasise any previous roles where you worked with authority and made rational decisions in fast-paced environments. This will show that you are well-suited for the challenges of the position.
Show Enthusiasm for Growth: Express your eagerness to be part of NFU Mutual's growth in the commercial sector. Mention your commitment to ongoing training and career progression, which aligns with their values and support for personal development.
How to prepare for a job interview at NFU Mutual
✨Understand the Role
Make sure you thoroughly understand the responsibilities of a Commercial Underwriter. Familiarise yourself with the types of policies you'll be handling, especially those over £35k, and be prepared to discuss your experience with complex cases.
✨Showcase Your Communication Skills
Effective communication is key in this role. Be ready to demonstrate how you've built strong relationships with stakeholders in the past and how you can influence decisions when necessary.
✨Prepare for Technical Questions
Expect questions that assess your knowledge of underwriting principles and your experience in a regulated environment. Brush up on policy document reviews and be ready to discuss specific examples from your previous roles.
✨Highlight Your Customer Focus
Since the role requires a customer-focused mindset, prepare to share examples of how you've prioritised customer needs in your previous positions. This will show that you align with NFU Mutual's values.
