Associate Director Commercial

Salary: £75,000 – £80,000 + excellent benefits, including 27 days holiday, 2:1 pension (up to 12% employer contribution), plus many more.

Location: London/Hybrid with at least one day per month in the office.

Did you know that there are at least 20m people in the UK in vulnerable financial circumstances, who are poorly served or unfairly excluded from mainstream financial services? That’s nearly a third of all adults in the UK. We are Fair4All Finance, a not-for-profit organisation working with Financial Services providers to improve the financial wellbeing of people in vulnerable circumstances by increasing access to fair, affordable and appropriate financial products and services.

As an Associate Director in our Commercial team, you’ll help lead the development, testing, and scaling of innovative financial products and services through strategic partnerships. Working at the intersection of commercial contracting, product development, and social impact, you’ll drive key initiatives to transform access to credit, insurance, and savings across the UK.

Key Responsibilities:

• Lead commercial lifecycle for new product pilots – from opportunity development and partner engagement through to contracting, testing, and evaluation.
• Identify and engage mainstream and mission-aligned financial providers to co-design, pilot, and scale new propositions.
• Run transparent competitive processes, negotiate contracts, and manage supplier relationships to ensure clarity, value for money and impact.
• Oversee delivery and evaluation of pilot projects, ensuring robust data capture, impact measurement and evidence-based decision making.
• Design and structure long-term financial instruments (e.g. subsidies, guarantees) to enable sustainable scale-up of successful propositions.
• Work closely with our Propositions and Investment teams to structure deals and build investment cases for propositions.
• Represent Fair4All Finance externally with C-suite stakeholders, financial providers, and at sector events.
• Ensure sound financial and contract management; contribute to investment committee papers and internal reporting.
• Support internal knowledge sharing, deputise for senior leaders, and contribute to building a collaborative and inclusive team culture.

Essential experience and qualifications:

• Proven track record in developing and delivering commercial partnerships, ideally involving financial products or services.
• Expertise in commercial negotiations, procurement, contract management, and structuring financial arrangements.
• Familiarity with consumer-facing financial services and their delivery models.
• Strong stakeholder management, with experience operating in complex, multi-stakeholder environments.
• Experience working alongside investment teams on capital deployment or investment structures.
• High level of numeracy and ability to build and present commercial business cases.
• Excellent written and verbal communication, with the ability to influence senior stakeholders.
• Detail-oriented with strong organisational and project management skills.
• A collaborative team player with self-starter mentality and the flexibility to adapt in a dynamic environment.

Desirable experience:

• Experience working in or with the public sector or civil service.
• Understanding of public procurement, subsidy control, and assessing economic/social value.
• Experience working with or supporting social purpose organisations or financial inclusion initiatives.

Person Profile:

• Passionate about financial inclusion and committed to creating long-term social impact.
• Able to create partnerships and commercial structures that deliver value for all parties – customers, providers, and society.
• Comfortable working at both strategic and detailed levels, with a willingness to roll up your sleeves in a small, agile team.
• Values working with diverse stakeholders and across teams to co-create solutions.
• Adept at using data and insight to inform decisions, measure success and adapt for impact.
• Thrives in ambiguity and is able to flex priorities as new opportunities or challenges emerge.
• Confident engaging and influencing stakeholders at all levels, both internally and externally.

Our Benefits include:

• Financial Security: Pension (2:1 up to 12% employer contribution), group life assurance, critical illness, and income protection, family leave.
• Wellbeing: 27 days holiday plus bank holidays, agile working, health cash plan, health & wellbeing resource hub (including an Employee Assistance Programme).
• Personal & Professional Development: Individual discretionary Training budget, Book Club – mission aligned, up to 4 per year.

Fair4All Finance is dedicated to fostering a diverse and inclusive workplace that reflects the communities we serve. We value different perspectives, experiences, and expertise, encouraging everyone to grow and contribute fully. We welcome applications from all backgrounds, including age, gender identity, disability, marital status, race, sexual orientation, pregnancy, and socioeconomic status. We ensure fair and equitable treatment for all team members and applicants and actively recruit from a diverse candidate pool.

To apply, submit your application via Applied by 5pm on Friday 4th July. For informal enquiries, please contact us at jobs@fair4allfinance.org.uk.