At a Glance
- Tasks: Manage risk and support dealers to enhance performance in a dynamic automotive finance role.
- Company: Join NextGear Capital, part of Cox Automotive, a leader in vehicle funding.
- Benefits: Enjoy exclusive discounts, extra holiday options, and a paid birthday off every year.
- Other info: Hybrid work model with opportunities for career progression and a commitment to inclusion.
- Why this job: Make a real impact in risk management while advancing your career in a fast-paced environment.
- Qualifications: Experience in credit risk or portfolio management is preferred; strong communication skills are essential.
The predicted salary is between 35000 - 45000 £ per year.
Hybrid (3 days per week in our Chester office) 37.5 hours a week (Monday – Friday)
Accelerate your career with a company that leads the way. Join NextGear Capital, part of Cox Automotive, a fast-paced and innovative vehicle funding business. This is a fantastic opportunity to step into a dynamic risk-focused role where you’ll influence outcomes, support dealers and protect business performance.
Why Join Us & What’s In It For You?
- Access to a wide range of benefits, including exclusive discounts, cashback offers and our brilliant peer to peer recognition scheme.
- Option to buy additional holiday days.
- Your birthday off every year - paid.
- One annual Well-Being Day for you to relax and recharge.
- One paid Charity Day to give back and support a cause that matters to you.
- Opportunities for career progression across the Cox Automotive network.
About The Role
As a Front-End Risk Account Manager (FRAM), you’ll play a key role in proactive risk management, working closely with dealers and internal teams to drive performance and minimise risk. This is not a traditional collections role; the position is focussed on proactive portfolio and risk management within a commercial automotive finance environment.
What You’ll Be Doing
- Support and guide dealers to improve performance and compliance.
- Assess account health and take appropriate action to protect investment.
- Collaborate with Field Operations on risk mitigation strategies.
- Analyse portfolios to identify exposure and recommend actions.
- Manage non-default accounts and lead effective collection strategies.
- Develop and implement tailored recovery or workout plans.
- Produce accurate weekly and monthly reports.
- Support wider business objectives as required.
What We’re Looking For
- Experience in credit risk, portfolio management, commercial lending, asset finance or business to business account management.
- Experience working within automotive finance or a similar secured lending environment (would be advantageous).
- The ability to balance customer relationship management with credit risk and commercial decision making.
- Confident communicator with the ability to influence and coach stakeholders.
- Experience working with field-based teams.
- Experience in collections or arrears management is beneficial where it has been part of a broader credit or portfolio role (not essential).
- Organised with the ability to prioritise effectively.
- Experience with SBS Financing Platform (WFS) is desirable.
We’re Committed to Inclusion
We are proud to be an inclusive and equal opportunity employer. We celebrate diversity in all its forms. We are a place where you can be you.
Front End Risk Account Manager in Chester employer: NextGear Capital UK & Ireland
At NextGear Capital, part of Cox Automotive, we pride ourselves on being an exceptional employer that fosters a vibrant and inclusive work culture. With a focus on employee well-being, we offer unique benefits such as a paid birthday off, additional holiday options, and opportunities for career progression within a dynamic automotive finance environment. Join us in our Chester office and be part of a team that values your contributions while supporting your professional growth.
Contact Details:
NextGear Capital UK & Ireland Recruitment Team
