At a Glance
- Tasks: Optimise credit strategies and support innovative decision-making in lending.
- Company: Join NewDay, a leader in responsible lending with a diverse culture.
- Benefits: Inclusive workplace, career growth opportunities, and a supportive environment.
- Other info: Collaborative team atmosphere with a focus on continuous improvement.
- Why this job: Make a real impact on customer outcomes while driving business growth.
- Qualifications: Degree or equivalent experience with strong analytical skills and SQL proficiency.
The predicted salary is between 45000 - 55000 £ per year.
As a specialist analyst in our Customer New Lending team, you’ll help optimise credit decisioning strategies that deliver great customer outcomes while supporting ambitious business growth all within NewDay’s responsible lending framework.
How You’ll Contribute
- Help shape and optimise new lending strategies across all six of our credit card products, balancing customer outcomes, business goals, and changing economic conditions.
- Support the growth of our market-leading Open Banking capabilities by identifying innovative ways to use new data sources to improve underwriting and decision making.
- Develop and enhance reporting and monitoring to identify emerging trends, deliver clear insights, and support data-driven decisions at Senior Leadership level.
- Build strong cross functional relationships across the Credit Function and wider business, encouraging collaboration, knowledge sharing, and continuous improvement.
We're Looking For These Essential Skills
- Degree educated or equivalent experience, with a strong analytical and numerate background.
- Confident using SQL on a daily basis to analyse data, uncover insights, and support decision‑making.
- Strong analytical skills with the ability to identify trends, solve problems, and communicate findings clearly to a range of stakeholders.
- Advanced MS Office skills, particularly in Excel, with experience working with large and complex datasets.
- A proactive and curious mindset, with a collaborative approach, creative thinking, and a genuine drive to make an impact.
It’s a plus if you also have these skills
- Experience within financial services and a foundation in risk analytics, ideally within consumer lending.
- Development and implementation of credit risk strategies in a fast‑paced environment.
- Familiarity with AI co‑working tools such as Claude Co‑Work.
- Comfort using visualisation tools such as Power BI and Tableau.
- Proficiency in Python for data analysis.
At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you. We work with Textio to make our job design and hiring inclusive.
Specialist, New Lending Credit Strategy employer: NewDay
At NewDay, we pride ourselves on being an exceptional employer that fosters a vibrant and inclusive work culture. As a Specialist in the New Lending Credit Strategy team, you will have the opportunity to contribute to innovative credit decisioning strategies while enjoying robust employee growth opportunities and a collaborative environment. Our commitment to diversity and support for all employees ensures that you can thrive both personally and professionally in our dynamic London office.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist, New Lending Credit Strategy
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can refer you directly.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their products and values, especially around responsible lending. This will help you tailor your answers and show you're genuinely interested.
✨Tip Number 3
Practice your analytical skills! Since this role requires strong data analysis, brush up on SQL and Excel. Consider doing mock interviews where you can demonstrate your problem-solving abilities with real data scenarios.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen. Plus, it shows you’re keen on joining our team at NewDay, where we value diversity and collaboration.
We think you need these skills to ace Specialist, New Lending Credit Strategy
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that match the job description. Highlight your analytical background and any experience with SQL or credit risk strategies to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about the role and how you can contribute to our New Lending team. Share specific examples of your past work that align with our goals.
Show Off Your Data Skills:Since we love data, don’t shy away from showcasing your proficiency in SQL, Excel, or any visualisation tools like Power BI. Mention any projects where you used these skills to drive insights or decisions.
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it’s super easy!
How to prepare for a job interview at NewDay
✨Know Your Numbers
As a specialist analyst, you'll need to showcase your analytical skills. Brush up on your SQL and Excel capabilities before the interview. Be ready to discuss how you've used data to drive decisions in past roles, and prepare examples that highlight your ability to identify trends and solve problems.
✨Understand the Business
Familiarise yourself with NewDay's credit card products and their lending strategies. Research recent trends in the financial services sector, especially around Open Banking and consumer lending. This will help you demonstrate your proactive mindset and show that you're genuinely interested in contributing to the company's growth.
✨Showcase Collaboration Skills
Since building strong cross-functional relationships is key, think of examples where you've successfully collaborated with others. Prepare to discuss how you encourage knowledge sharing and continuous improvement within teams. This will highlight your collaborative approach and fit within the company culture.
✨Be Ready for Technical Questions
Expect questions about your experience with risk analytics and credit strategies. If you have familiarity with AI tools or visualisation software like Power BI or Tableau, be prepared to discuss how you've used these in your work. This will demonstrate your technical proficiency and readiness to tackle the challenges of the role.
