At a Glance
- Tasks: Lead customer management in credit risk, analysing portfolios and improving strategies.
- Company: Join NewDay, a fast-growing fintech powering millions of transactions with innovative credit solutions.
- Benefits: Enjoy hybrid work, 26 days holiday, bonuses, and perks like free breakfast and green transport schemes.
- Why this job: Be part of a vibrant culture that values diversity, innovation, and personal growth.
- Qualifications: Degree-level education with strong analytical skills; coding experience in Python or SQL preferred.
- Other info: Opportunities for career progression and a supportive environment for all backgrounds.
The predicted salary is between 43200 - 72000 £ per year.
The role holder will take a prominent role in many aspects of the Customer Management function in Credit Risk across the NewDay card products and lending portfolios helping develop analytical ways to identify, understand, and run credit risk on our portfolios. They will be investigating our exposure to different kinds of credit risk, and our resilience in times of market stress, and proposing activities to handle these while understanding and engaging with our customers' needs.
In your first 12 months you'll deliver:
- Analysis and optimisation of our existing portfolio strategies to generate insights in a robust and efficient way.
- Identification and implementation of strategy improvements.
- Development of new portfolio strategies and customer treatments to improve customer payment rates, risk profile, impairment and customer outcomes.
- Generation of insights into strategy tests that are running on the portfolio, recommending how to take the test forwards.
- Development of new tests where appropriate.
- Analysis of new data sources to understand how they can enhance our credit risk capabilities within existing customer management.
- 1LoD on Governance surrounding existing customer strategies.
- Mentoring and supporting junior team members, both within Customer Management and wider Credit Management team.
What you'll bring:
- University degree level or similar with highly numerate and analytical background.
- A strategic problem solver; highly intellectual with commercial competence.
- High level of self-motivation and working to the highest standard within agreed timelines.
- Strong coding experience (Preferably Python or SQL), proficient with all Microsoft Office products as well as Experience in Tableau or Power BI tools.
- Proven experience within a regulated financial services organisation.
And would love you to know or learn:
- Non-linear risk models and how to best utilise the power of them.
- Delivering analytical insights from big data.
- Ability to work positively within an agile environment with changing priorities.
NewDay is a high growth fintech and there are always opportunities within the company. Your progression and success are important to us, we provide learning tools and insights to drive your career.
At NewDay, we value all types of diversity. We're an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don't discriminate on the basis of age, physical or mental disability, gender reassignment, marriage and civil partnership, pregnancy and carer status, race (including colour, nationality, and ethnic or national origin), religion or belief, sex and sexual orientation.
We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: we'll put reasonable adjustments in place to support you.
Our dynamic NewDay culture is geared to spark innovation and team working - with lots of open doors for development. Our customers can rely on us because we aim high, support each other, do the right thing and build for the future. We invest in our colleagues. On top of a strong market competitive salary, you get a bonus opportunity that matches the impact (delivery + values) you drive in your role. We also help you retire better with market leading pensions.
At NewDay, #yourwellbeing matters: You get 26 days holiday and can buy up to 5 more after probation. Then you'll get extra days as you build your career with us. NewWork, our flexible, hybrid working approach, helps you to manage your work/life balance - and even bolt on work time in other countries before or after your holiday. And when you're in the office, you get free healthy breakfast, fresh juices, lunch, barista coffee etc. Our tax efficient green car and cycle to work schemes save you money (and help the planet).
Let's talk about this role - Apply now or contact with any queries.
Senior Specialist, Customer Management employer: NewDay
Contact Detail:
NewDay Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Specialist, Customer Management
✨Tip Number 1
Familiarise yourself with the latest trends in credit risk management. Understanding how to analyse and optimise portfolio strategies will give you an edge in discussions during interviews.
✨Tip Number 2
Brush up on your coding skills, especially in Python and SQL. Being able to demonstrate your technical abilities in data analysis can set you apart from other candidates.
✨Tip Number 3
Network with professionals in the fintech industry, particularly those working in customer management or credit risk. Engaging with them can provide insights into the role and potentially lead to referrals.
✨Tip Number 4
Prepare to discuss your experience with mentoring and supporting junior team members. Highlighting your leadership skills can show that you're a good fit for the collaborative culture at NewDay.
We think you need these skills to ace Senior Specialist, Customer Management
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in customer management and credit risk. Use specific examples that demonstrate your analytical skills and problem-solving abilities, particularly in a financial services context.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role at NewDay. Discuss how your background aligns with their needs, especially your coding experience and familiarity with data analysis tools like Python, SQL, Tableau, or Power BI.
Showcase Your Analytical Skills: Provide concrete examples of how you've used data to drive insights and improve strategies in previous roles. Highlight any experience you have with non-linear risk models or big data analytics, as these are key aspects of the position.
Demonstrate Cultural Fit: Research NewDay's culture and values, and reflect this understanding in your application. Mention your commitment to diversity and inclusion, and how you can contribute positively to their team environment.
How to prepare for a job interview at NewDay
✨Showcase Your Analytical Skills
As a Senior Specialist in Customer Management, you'll need to demonstrate your analytical prowess. Prepare examples of how you've used data analysis to solve problems or improve processes in previous roles. Be ready to discuss specific tools like Python, SQL, or Tableau that you've used.
✨Understand Credit Risk Fundamentals
Make sure you have a solid grasp of credit risk concepts and how they apply to customer management. Brush up on non-linear risk models and be prepared to discuss how you would approach analysing credit risk in a fintech environment.
✨Prepare for Scenario-Based Questions
Expect scenario-based questions that assess your problem-solving abilities. Think about potential challenges in customer management and how you would address them, especially in times of market stress. This will show your strategic thinking and resilience.
✨Demonstrate Team Leadership
Since mentoring junior team members is part of the role, be prepared to discuss your leadership style. Share experiences where you've successfully guided others, highlighting your ability to foster collaboration and support within a team.