At a Glance
- Tasks: Lead a team of analysts to deliver deep insights on portfolio performance and risk.
- Company: Join NewDay, a forward-thinking company that values diversity and collaboration.
- Benefits: Competitive salary, inclusive culture, and opportunities for professional growth.
- Other info: Work in a vibrant environment that embraces diversity and supports all employees.
- Why this job: Make a real impact by influencing strategic decisions with your analytical expertise.
- Qualifications: Experience in leading teams and strong analytical skills are essential.
The predicted salary is between 54000 - 66000 £ per year.
We’re looking for a Senior Manager to join our Credit Insights team at NewDay. You’ll lead a small team of analysts, working cross-functionally with Credit Risk, Finance, Commercial and Operations. You’ll shape portfolio monitoring, forecasting, asset quality and management information, helping senior stakeholders make smarter commercial and risk-based decisions. If you enjoy getting beneath the numbers, spotting what’s changing and influencing what happens next, this is a great opportunity to make a real impact.
How you’ll contribute
- Lead and develop a team of two analysts, setting analytical priorities, supporting their development and embedding a culture of high-quality, insight-led decision-making.
- Deliver deep portfolio insight across asset quality, customer behaviour, vintages, trends and emerging risks, identifying the key drivers behind portfolio performance.
- Shape portfolio monitoring and management information, including macroeconomic and bureau-based analysis, ensuring senior stakeholders have a clear view of performance and risk.
- Partner with senior stakeholders across Credit Risk, Finance, Commercial and Operations to translate complex analysis into clear recommendations and influence strategic decisions.
- Champion analytical best practice, data controls and the effective use of data, analytics and technology across complex initiatives, ensuring insight is delivered in a controlled and sustainable way.
We’re looking for these essential skills
- Experience leading and developing analysts, with the ability to set direction, manage priorities and maintain high analytical standards.
- Strong understanding of portfolio performance and risk, with the ability to assess asset quality, customer behaviour, trends and changes in portfolio dynamics.
- Excellent stakeholder management and communication skills, with the confidence to present complex analysis clearly and influence senior decision-makers.
- Strong analytical and problem-solving skills, with the ability to investigate complex portfolio data and identify meaningful trends, drivers and emerging risks.
- A strong data-driven mindset, with the ability to challenge assumptions, identify opportunities for deeper insight and ensure analytical outputs are accurate, controlled and fit for purpose.
It’s a plus if you also have these skills
- Experience within consumer credit, financial services or another regulated environment.
- Experience working with vintage analysis, portfolio monitoring, trend analysis or customer behaviour analytics.
- Exposure to macroeconomic indicators and bureau data, and an understanding of how external factors can influence portfolio performance.
- Experience producing management information, governance reporting or insight for senior risk and commercial stakeholders.
- Experience using data, analytics and technology to automate or improve reporting and analytical processes.
Why NewDay?
This is an opportunity to take ownership of a key area of Credit Insights and have a direct impact on how we understand and manage our portfolio. You’ll have the opportunity to lead a talented team, work closely with senior stakeholders and influence decisions across Credit Risk, Finance, Commercial and Operations. If you’re an analytical leader who enjoys going beyond the numbers, uncovering why portfolio performance is changing and what it means for the business, we’d love to hear from you.
At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you. We work with Textio to make our job design and hiring inclusive.
Senior Manager, Credit Insights in London employer: NewDay
NewDay is an exceptional employer located in the vibrant city of London, offering a dynamic work culture that fosters innovation and collaboration. With a strong emphasis on employee growth, we provide ample opportunities for professional development and skill enhancement, particularly in the field of analytics. Our hybrid work environment ensures flexibility, allowing you to balance your personal and professional life while contributing to meaningful projects that drive profitability and strategic success.
StudySmarter Expert Advice🤫
We think this is how you could land Senior Manager, Credit Insights in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like NewDay. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Senior Manager, Credit Insights in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to NewDay.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on NewDay's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at NewDay
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with NewDay.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at NewDay will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former NewDay employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
