At a Glance
- Tasks: Optimise credit strategies and enhance customer experiences in a collaborative team.
- Company: Join NewDay, a leader in responsible lending with a vibrant culture.
- Benefits: Full-time role with opportunities for growth and a supportive work environment.
- Other info: Inclusive workplace valuing diversity and offering support for all applicants.
- Why this job: Make a real impact by turning data into insights and driving meaningful change.
- Qualifications: Degree or equivalent experience with strong analytical skills and SQL proficiency.
The predicted salary is between 50000 - 60000 € per year.
As a specialist analyst in our Customer New Lending team, you’ll help optimise credit decisioning strategies that deliver great customer outcomes while supporting ambitious business growth all within NewDay’s responsible lending framework. You’ll work closely with teams to deliver meaningful change through responsible lending and improved customer experiences. If you enjoy turning data into insight, solving complex challenges, and making a measurable impact, this is an opportunity to grow your career in a collaborative and purpose-driven environment.
How you’ll contribute
- Help shape and optimise new lending strategies across all six of our credit card products, balancing customer outcomes, business goals, and changing economic conditions.
- Support the growth of our market leading Open Banking capabilities by identifying innovative ways to use new data sources to improve underwriting and decision making.
- Develop and enhance reporting and monitoring to identify emerging trends, deliver clear insights, and support data-driven decisions at Senior Leadership level.
- Build strong cross functional relationships across the Credit Function and wider business, encouraging collaboration, knowledge sharing, and continuous improvement.
We're looking for these essential skills
- Degree educated or equivalent experience, with a strong analytical and numerate background.
- Confident using SQL on a daily basis to analyse data, uncover insights, and support decision-making.
- Strong analytical skills with the ability to identify trends, solve problems, and communicate findings clearly to a range of stakeholders.
- Advanced MS Office skills, particularly in Excel, with experience working with large and complex datasets.
- A proactive and curious mindset, with a collaborative approach, creative thinking, and a genuine drive to make an impact.
It’s a plus if you also have these skills
- Experience within financial services and a foundation in risk analytics, ideally within consumer lending.
- Development and implementation of credit risk strategies in a fast-paced environment.
- Familiarity with AI co-working tools such as Claude Co-Work.
- Comfort using visualisation tools such as Power BI and Tableau.
- Proficiency in Python for data analysis.
At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of protected characteristics or identities. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: We’ll put reasonable adjustments in place to support you. We work with Textio to make our job design and hiring inclusive.
Specialist, New Lending Credit Strategy employer: NewDay Ltd
At NewDay, we pride ourselves on being an excellent employer, offering a collaborative and purpose-driven work culture that empowers our employees to make a meaningful impact. Located in London, we provide ample opportunities for professional growth, innovative projects in the financial services sector, and a commitment to diversity and inclusion, ensuring that every team member can thrive while contributing to our mission of responsible lending.
StudySmarter Expert Advice🤫
We think this is how you could land Specialist, New Lending Credit Strategy
✨Tip Number 1
Network like a pro! Reach out to folks in the industry, especially those already at NewDay. A friendly chat can open doors and give you insider info that could make your application stand out.
✨Tip Number 2
Prepare for the interview by brushing up on your SQL skills and understanding credit strategies. Be ready to discuss how you can optimise lending processes and improve customer experiences – that’s what they’re all about!
✨Tip Number 3
Show off your analytical prowess! Bring examples of how you've turned data into actionable insights in past roles. This will demonstrate your ability to contribute to their data-driven decision-making.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining the team at NewDay.
We think you need these skills to ace Specialist, New Lending Credit Strategy
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences mentioned in the job description. Highlight your analytical background and any relevant experience in credit strategy or financial services to catch our eye!
Craft a Compelling Cover Letter:Use your cover letter to tell us why you're passionate about the role and how you can contribute to our team. Share specific examples of how you've used data to drive decisions or improve processes in the past.
Show Off Your SQL Skills:Since we’re looking for someone confident in SQL, don’t shy away from mentioning any projects where you’ve used it to analyse data. If you have examples of insights you’ve uncovered, even better!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands and shows us you’re serious about joining our team!
How to prepare for a job interview at NewDay Ltd
✨Know Your Numbers
As a Specialist in New Lending Credit Strategy, you'll need to showcase your analytical skills. Brush up on your SQL and Excel capabilities before the interview. Be ready to discuss how you've used data to drive decisions in past roles, as this will demonstrate your ability to turn insights into action.
✨Understand the Business
Familiarise yourself with NewDay's credit card products and their lending strategies. Research recent trends in the financial services sector, especially around responsible lending and Open Banking. This knowledge will help you articulate how you can contribute to optimising credit decisioning strategies.
✨Showcase Collaboration Skills
This role requires building strong cross-functional relationships. Prepare examples of how you've successfully collaborated with different teams in the past. Highlight your proactive mindset and how you encourage knowledge sharing and continuous improvement within a team setting.
✨Prepare for Scenario Questions
Expect questions that assess your problem-solving abilities and how you handle complex challenges. Think of specific scenarios where you've identified trends or implemented credit risk strategies. Use the STAR method (Situation, Task, Action, Result) to structure your responses clearly and effectively.
